Modern Insurance Infrastructure for Emerging Markets.

Joined May 2016
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We're excited to announce that we've raised $3 Million in seed funding! Click here; techcrunch.com/2023/02/14/ni… to read more about the raise and what this means for our company and our partners. #curacel
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June 16, 1976. Young people changed the direction of a country. The students who marched in Soweto were protesting a directive that would have forced Black students to be taught in Afrikaans — a language most of them did not speak. They were demanding the right to learn in a language they could understand. Many of them were teenagers. The response from the apartheid government was live ammunition. What happened that day became a turning point. The Soweto Uprising drew international attention to the brutality of apartheid in a way that had not been seen before. The students who marched paid an enormous price. Their courage became part of the foundation on which post-apartheid South Africa was eventually built. South Africa marks Youth Day today in memory of those students and in recognition of what the next generation inherits and builds. At Curacel, operating across Africa and building infrastructure that financial services will run on for decades, we think about the next generation often. The systems being built now are the ones they will use, improve, and eventually replace. To our team members, partners, and communities in South Africa: we stand with the youth of this continent. Happy Youth Day from the Curacel family. #YouthDay #June16 #SouthAfrica #Curacel #Africa
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""Collusion is often one of the harder things to pick up."" — Njeri Jomo, CEO, Jubilee Health Insurance Kenya Over 30% of health claims in Kenya could be fraud-related. Rule-based systems have a ceiling. AI removes it. Over 80% of Jubilee Uganda's claims now go through AI. Turnaround: under a day. Read the full story --> buff.ly/vNWtmBc #HealthInsurance #FraudDetection #Curacel
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June 12. A date that means something. Nigeria's Democracy Day is not simply a public holiday on the calendar. It is the formal recognition of a chapter in the country's history that took years to be officially acknowledged. The June 12, 1993 election — widely regarded as the freest and fairest Nigeria had seen — and the struggle that followed its annulment remain part of the country's political conscience. The date was officially declared Democracy Day in 2018, replacing May 29. That reclassification was itself an act of institutional memory — a decision to honour what the Nigerian people had fought for, not just what had been formally handed over. Curacel was founded in Nigeria. Our first markets were Nigerian insurers and HMOs. The infrastructure we build serves, in part, a country that knows what it means to build something worth protecting. Happy Democracy Day from the entire Curacel team. #DemocracyDay #June12 #Nigeria #Curacel
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New name. Same mission. We're now the Curacel AI in Finance Podcast. First up: Juan Cazcarra of Jubilee Insurance on how technology finally reaches the millions insurance has always missed. 🎧 Full episode 🔗 youtu.be/24vngoJ_8TA?utm_sou…
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Same photo. Two claims. Port Harcourt on Friday. Abuja on Tuesday. Different incidents. Different insurers. Same vehicle image, same metadata, same pixel signature. No human reviewer catches this. AI does. buff.ly/I9UVfHC #AutoAI #FraudDetection #Curacel #MotorInsurance
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Day 11. One claim. 47 documents. Still waiting. Lab results, scanned forms, a prescription photo the OCR cannot read, an invoice in the wrong font. Extract AI reads all 47 in seconds. Confidence scoring on every field. Flagged items to a human. The rest straight to adjudication. Day 11 should be Day 1. buff.ly/a75Vhvj #ExtractAI #DocumentProcessing #Curacel
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12% of Nigerian parcels are damaged in transit. 2% of Nigerian adults carry any insurance. Per Mordor Intelligence and NAICOM data. ShipBubble added embedded insurance at checkout via Curacel Grow. Live AXA Mansard quote. One tap. Policy issued in real time. Result: 6x growth in customer acquisition. In low-trust logistics markets, coverage at checkout is the reason customers choose you. buff.ly/MD815V4 #EmbeddedInsurance #Logistics #Curacel #Africa
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How most African insurers settle payments: separate files for each bank, separate platform for mobile money, manual tracking in spreadsheets, weekly reconciliation. A unified settlement layer replaces the entire chain. Multi-bank, multi-channel, multi-currency. One system. Real-time reconciliation. buff.ly/BRbmTke #PayAI #PaymentInfrastructure #Curacel
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A claims vetting team reviewed this provider for 2 years. Nothing looked wrong claim by claim. AI ran a pattern check. 94% of submissions: same diagnosis code. Different patients. Different ages. Different conditions. Fraud hides in the aggregate. AI reads the aggregate. buff.ly/LcbPmvB #FraudDetection #HealthInsurance #Curacel
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"They hear insurance is fraud. But when we break that barrier, they get to trust." Dr. Nelson Madu, CIO — Coronation Insurance. Make AI explainable. Meet people in the language they understand. The technology is ready. Trust is the infrastructure problem. #CuracelFrontline #AI #Africa"
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If you're an insurer, roughly 1 in every 5 shillings you pay out this year is fraud. Jubilee Insurance decided that wasn't acceptable. They stopped Sh1.28bn in fake claims last year. Sh750M of it caught by Curacel Health's AI claims adjudication. 449 fraudulent cases flagged before a shilling left the door. The fraud didn't disappear. It just moved to whoever isn't catching it yet. The question isn't whether it's in your book. It's how much longer you'll fund it. Full story: buff.ly/bH3xHVL See what Curacel could be stopping in your claims pool 👉 curacel.co/contact-us
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We're live NOW. 🎙️ Curacel Frontline | 11 AM WAT Join now:buff.ly/m8uZmrx #CuracelFrontline
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Eid Mubarak. Eid al-Adha is a time of sacrifice, gratitude, and community. It is celebrated by millions across Africa and the Middle East, the markets where Curacel builds and serves every day. To our team members observing Eid, to our partners across Nigeria, Kenya, Cote d'Ivoire, Saudi Arabia, and every market we operate in: we wish you and your families a blessed celebration. May this Eid bring peace, generosity, and togetherness. Eid al-Adha Mubarak from the Curacel family. #EidMubarak #EidAlAdha #Curacel #Africa #MENA
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Meet your panellist 👇 Dr. Nelson Madu — CIO, Coronation Insurance. PhD in Computer Science. MSc in AI. 20 years across Tier-1 banking and insurance in Africa. Joining us May 29 for a conversation that goes beyond the hype. Register: buff.ly/oyxajYh #CuracelFrontline #MotorInsurance #AI
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Meet your panellist 👇 Emmanuela Fawole — Head, Personal Lines & Fleet Underwriting, AXA Mansard. Managing one of West Africa's largest motor insurance portfolios. Joining us May 29. Register: buff.ly/ezBZcbw #CuracelFrontline #MotorInsurance #AI
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The panel is set for May 29 🎙️ 4 senior insurance leaders. 1 conversation on AI in motor insurance. 🔹 Ejiro Efekoha-Momoh — @MyChinsure 🔹 Emmanuela Fawole — @AXAMansard 🔹 Olusanjo Shodimu — @AIICOINSURANCE 🔹 Dr. Nelson Madu — @coronation_ng Register: buff.ly/UuBHaxs #CuracelFrontline #MotorInsurance #AI
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The Intelligent Document Processing market: $9.18B by 2032 at 25.8% CAGR. Per Meticulous Research. 80-90% of enterprise data is unstructured. BFSI is the largest buyer segment. Banks, insurers, and lenders are the primary adopters. The question is no longer whether to automate. It is when. buff.ly/avrGYjZ #IDP #DocumentProcessing #Curacel
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On the panel May 29: Ejiro Efekoha-Momoh, Group Head of Underwriting at CHI Insurance — on what AI changes for motor underwriting in West Africa. Register → buff.ly/UlxfPLi
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Update: Curacel Frontline moves to Friday, May 29 🗓️ Senior leaders from AXA Mansard, CHI, AIICO, and Coronation Insurance on the panel. One topic: AI in motor insurance in West Africa. Register 👇 buff.ly/ZduvwZw #CuracelFrontline #MotorInsurance #AI
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