THE TRUTH ABOUT YOUR FUTURE with @ricedelman provides the latest investment strategies and practice management for advisors to help their clients.

Joined November 2021
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The Truth About Your Future with Ric Edelman retweeted
More CFPs are over 70 than under 30. 38% of advisors will retire in the next decade. America will soon have 100,000 fewer advisors than families need. So we did something about it. Proud to announce the @RowanUniversity School of Financial Planning. I'm its Founding Head. Classes start Fall 2026.
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The Truth About Your Future with Ric Edelman retweeted
I’m excited to be Founding Head of Rowan University’s new School of Financial Planning, in partnership with Edelman Financial Engines. We’re offering a minor, major and master’s, and we plan to produce more CFP-ready graduates than any other college in the country. Just in time, too. Every day, 12,000 Americans turn 65 – creating a shortfall of 100,000 advisors by 2035. We’ll also make sure our new advisor corps is more diverse, compared to today’s, which is 80% white and 70% male. A more diverse advisor corps can more effectively serve the diverse communities that make up our nation. The need for more advisors is huge: Fewer than 200 colleges and universities offer financial planning degrees – compared to 1,500 offering business, accounting, finance and marketing degrees. The result? Last year, 268,000 seniors graduated with those degrees. But financial planning? Barely 4,000 students got that degree. It’s ironic, because financial planning is a far better career choice. Financial planning offers abundant job opportunities, is far less threatened by AI, offers some of the best compensation of any career in America, and can be performed anywhere. But the best reason financial planning is a great career is because of the people we serve, the lives we improve, the families we help. And help is exactly what families need today. Most adults can’t correctly answer half the questions on a financial literacy quiz; they don’t understand inflation, diversification or compounding. No wonder they make bad financial decisions! Only 70% of workers participate in their retirement plan, and most don’t contribute enough or choose the right investments – so almost all of them enter retirement with far less money than they need. The result: 65 is the fastest-growing age group for bankruptcy filings. All because most Americans lack a financial planner. In fact, only 21% of adults have a written financial plan. No wonder most Americans are failing financially! Clearly, we need more financial planners to help us end our nation’s retirement readiness crisis. And now, Rowan University is part of the solution, in partnership with Edelman Financial Engines, the firm Jean and I founded 40 years ago, now serving 1.3M households. Rowan students who become financial planners will change the lives of the people they serve – and they’ll be serving our nation at the same time. I’m proud of the generous support of Edelman Financial CEO Ralph Haberli and the board. Through the Rowan University School of Financial Planning, we will lead the nation in efforts to create the next generation of financial planners, we will encourage other universities to partner with us, and we will foster financial literacy throughout our community and the country. I’m proud to be leading this important initiative. Want to get involved? Ping me at edelmanr@rowan.edu ! #college #RowanU #thetruthaboutcollege #financialplanning #personalfinance #financialliteracy #financialeducation #CFP
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The Truth About Your Future with Ric Edelman retweeted
Had a great day at WETA, recording my new (and 7th) television special for PBS. “The Truth About College” debuts in June in Washington, DC, then nationally in August. The program is based on my new #1 Amazon bestseller of the same name, published this past December by John Wiley and Sons. Big thanks to producer Christine Wolski and the entire WETA team for a great shoot today! Check your local listings for the premiere this summer! #college #truthaboutcollege #PBS #WETA
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The Truth About Your Future with Ric Edelman retweeted
The Ric Edelman College of Communication, Humanities & Social Sciences is thrilled to host a book reading with Ric Edelman this Thursday, April 16 at 2:30pm! Join us for an enriching conversation about making the right college decision for you and your family.
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As investment solutions become commoditized, interpersonal skill becomes alpha. In @finplan, @ricedelman argues that human connection – not tech – will define the firms that survive. Premium service is the antidote to AI fear. Read more: hubs.li/Q046KrqC0
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The headlines say “recession.” The data says something more nuanced. On @7NewsDC, @ricedelman explains why low unemployment and moderating inflation show surprising resilience in the U.S. economy. Long-term discipline still wins. Full segment: hubs.li/Q0434_jn0
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Most families assume college costs four years of tuition. But 62% of students take six years to graduate. Those extra years dramatically increase debt and reduce lifetime wealth. @ricedelman breaks down the math in the @wealth_mgmt 2026 Market Outlook: hubs.li/Q041BTV20
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AI optimism is lifting markets and reshaping expectations. Clearstead’s Dan Meges offers a look at why booms often precede bubbles and how to read this moment. Read: hubs.li/Q03YTQMy0 Subscribe to our newsletter: hubs.li/Q03YTPHl0

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Venezuela’s impact reaches far beyond Latin America. From Iran to Ukraine to US-China relations, the ripple effects are global, according to @StateStreet. Read the full article: hubs.li/Q03-sNXt0
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Venezuelan oil isn’t about barrels. It’s about influence. The shift reshapes US leverage in the hemisphere, according to @StateStreet. Read more: hubs.li/Q03-sM7G0
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The AI boom is creating a market environment that feels both familiar and new. Clearstead’s Dan Meges compares it with the late 1990s and highlights what matters now. Read: hubs.ly/Q03YTtMB0 Subscribe to the TAYF newsletter: hubs.ly/Q03YTtwL0

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🎓 The Truth About College gives parents & teens everything you need to know so the teen can graduate in four years, debt-free, on the dean’s list, & ready to enter the field they want to work in. Available Now! amazon.com/Truth-About-Colle… #TheTruthAboutCollege #CollegeAdvice
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🎓 The Truth About College gives parents & teens everything you need to know so the teen can graduate in four years, debt-free, on the dean’s list, & ready to enter the field they want to work in. Available Now! amazon.com/Truth-About-Colle… #TheTruthAboutCollege #CollegeAdvice
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🎓 The Truth About College gives parents & teens everything you need to know so the teen can graduate in four years, debt-free, on the dean’s list, & ready to enter the field they want to work in. Available Now! amazon.com/Truth-About-Colle… #TheTruthAboutCollege #CollegeAdvice
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