UR is the financial infrastructure for the open economy. Swiss IBAN • 7 currencies • Mastercard.
Joined July 2025
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🔧 Scheduled Maintenance Notice | June 17, 2026, 1AM-3AM UTC
Please note that UR will be undergoing a server upgrade during this time. Our services will be temporarily unavailable, including onboarding, account access, card services, deposits, and withdrawals.
We recommend completing any critical transactions before or after the maintenance period. Services are expected to resume once the upgrade is completed.
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Jun 10
UR has joined the @Circle Alliance Program, a global community focused on bringing the world onchain via USDC.
We're looking forward to collaborating with innovative partners to build with USDC and enable the open economy.
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Jun 3
The UR team is at @money2020 this week!
@ngyingzhong, CPO and @0xjlow, Ecosystem Growth Manager are meeting with teams building across stablecoins, digital wallets, embedded finance, and the future of money movement.
Reach out to discuss how UR can help your platform embed compliant fiat and digital asset accounts and card features.
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May 26
UR provides wallets, exchanges, and developers with a complete financial substrate that encompasses self-custody, embedded identity, regulatory compliance and cards mapped to individual user accounts.
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May 26
You can now find UR on @JoinTODEY, the intelligence platform for the web3 neobank ecosystem.
Discover how anyone can build on UR's account layer, including wallets, developers, and financial platforms worldwide, with just one API.
todey.xyz/ecosystem/ur/
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May 20
A wallet holds tokens. An account layer holds a financial life.
The difference is structural. And that's why the next generation of wallets are integrating composable financial stacks for their needs.
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May 20
That layer is the account layer. And the relationship between wallets and the account layer is not competitive.
An account layer turns tokens in a wallet into a real financial life: identity, fiat rails, multicurrency, card, and compliance, all under one regulated roof.
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May 20
Learn more about how the most forward-looking wallets are integrating with new innovative account layers to deliver new experiences to their users 👇
ur.app/blog/education/wallet…
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May 13
UR is a modular and composable account layer because every financial capability users and businesses are familiar with is delivered as an independent, API-accessible module that partners can integrate alone or in combination.
Partners build only what their product needs.
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May 13
Wallets, exchanges, fintechs, and developers pick what they need, leave what they don’t, and go live in less than 8 weeks without going through the process of obtaining their own financial license.
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May 13
Learn more about UR’s product features as an account layer, including what it supports, how it works for users with both fiat and digital assets, and how its composable architecture makes integration faster and safer for businesses.
ur.app/blog/product/composab…
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May 12
Wallets offer access, not agency. To move beyond payments infrastructure, we look at the Account Layer.
The layer that unifies self custody, regulatory compliance, and the full suite of financial services that users expect from a complete fund management experience.
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May 11
UR's account layer includes a portable, cryptographically verified identity that anchors a user's KYC and AML status alongside their IBAN and connected wallet. All onchain, where it can travel with the user.
Your users get the advantage of no hassle cross-chain compliant features like on and off ramps, pay in/outs, and a virtual Mastercard. Your team gets to skip compliance overhead.
Today, UR's identity works across a growing list of ecosystems, with more on the way.
No more connecting the web of regional PSPs, UR's account layer has got you covered.
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