FY26 was a record year for Experian in both revenue and profits, with revenue from ongoing activities up 13% at actual exchange rates and 8% organically to reach US$8.4bn. Organic growth accelerated to 9% in Q4, alongside another year of margin expansion.
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A10: My goal is to keep building systems that help more people feel confident about credit before they need it. Personally and professionally, I want more clarity, more stability, and more people to understand that healthy credit can save you money, not cost you money. #CreditChat
Thank you @Experian and everyone who joined today’s #CreditChat!
Mid-year checkups matter.
Check your credit.
Review your money.
Make small pivots.
Keep going.
No perfection needed, just awareness and action.
Healthy credit can save you money, not cost you money. ✨
A9: This isn't rocket science:
Automate $25 weekly into savings. By December, that's $1,300 .
Cancel one subscription you forgot about.
Pack lunch three days a week.
Tiny shifts=real money.
#creditchat@experianthinkglink.com
A10: At this point, I don't have goals that involve kids. This year, my goal was to get monetized on YouTube and I did! I've also been working on home improvement stuff. It's expensive and I spend time making cost-effective choices that really add value. #CreditChat
Yes. I think one of the biggest barriers to financial literacy is people don't want to feel bad about past mistakes or where they stand today.
But what's most important is learning the lessons and making sure you apply the knowledge to make tomorrow even better. #CreditChat
A10b: A mid-year money checkup isn't about judging where you are. It's about making sure your money still supports your priorities. Small adjustments today can lead to stronger savings, healthier credit, less stress and greater confidence by year-end. #CreditChat
A10: Write more about real people navigating real money problems. Not theory—the messy, complicated stuff. Today's post, My Husband’s Daughter Is Accusing Me of “Stealing” Her Inheritance.
#creditchat@experianglink.substack.com
A10. Reflecting on today’s #CreditChat. I have a new financial goal, which is to help my younger daughter learn how to check and understand her credit report.
The more you know, the better. 😉 #CreditChat
A10: Continue to max retirement contributions and grow my annual savings contribution by 20%.
Goals only work if they're specific and measurable. Vague intentions get vague results.
Pick a number. Hit it.
#creditchat@experianglink.substack.com
A10b: A mid-year money checkup isn't about judging where you are. It's about making sure your money still supports your priorities. Small adjustments today can lead to stronger savings, healthier credit, less stress and greater confidence by year-end. #CreditChat
A9: I save every $5 bill that crosses my path. Sounds silly, but it's over $1000 this year doing nothing more than not spending fives. Find your version. Habits beat willpower. #creditchat@experianglink.substack.com
A9: Check your accounts every morning as you're drinking your morning cup of coffee.
Deferred gratification works: Wait 24 hours before any purchase over $50.
Round up transactions to savings. Boring habits, big year-end results.
#creditchat@experianglink.substack.com
A10: Whether your goal is building savings, paying down debt, improving your credit, or preparing for a major life milestone, the second half of the year is a great opportunity to review your progress and make adjustments as needed. Small, consistent steps can make a meaningful difference over time. #CreditChat
A9. Small consistent habits can often have the most meaningful impact over time. Automating your savings, monitoring spending, and reviewing financial goals regularly are examples of actions that may help support long-term financial wellness. #CreditChat
A9: Small habits add up. Automate savings, review subscriptions, pay bills on time, track spending weekly and put windfalls toward goals. Tiny improvements repeated consistently can create meaningful financial progress by year-end. #CreditChat
A9: This isn't rocket science:
Automate $25 weekly into savings. By December, that's $1,300 .
Cancel one subscription you forgot about.
Pack lunch three days a week.
Tiny shifts=real money.
#creditchat@experianthinkglink.com