The delisting of African Rainbow Capital Investment
JSE:AIL really did mess up my portfolio
Other than that my portfolio has been solid, with few losses Pick and Pay, Sasol, Libstar, and few of the consumer stables assets
Ostly break even
But what pains me about The delisting of African Rainbow Capital Investment, is the wasted effort, not wasted persay as the merger between Tyme Bank and Discovery can be fruitful as both companies I have done work on, which means less research and Analysis on the companies financial record and more just valuation of the opportunity
Opportunity Cost is one of the things I speak about
And is of high important
Now with AIL, my initial invest was around R130K
Which I later added more
So in portfolio Sibanye and African Rainbow Capital Investment had a significant amount of funds allocated to them
Now as a Startup - all funds are valuable
Meaning every time I allocate a significant portion of funds on a specific asset, I am faced with limitations of how or if ever can I pursue alternative companies that have a potential to yield good returns
So investing such an amount on a "Potential Capitac move" type of an asset and getting less than a 50% of my initial investment is really a set back
In conclusion I seriously need to find investors, as soon as yesterday and I need to really put more effort
So my outlook for 2026 still eyeing out OLD MAN and this Merger
Reason being Capitac has had its run and now the well it's dry, we need vultures to help it shape up
There has to be a distribution of clientele
And for me I follow credit delinquency
I know debt is used as a mode to balance out monthly incomes
So I expect shift in clients to the new kids on the block
So once we get that greenlight
Payroll will be switching accounts from capitec to the new banks
Bank charges plus delayed payment plus debit orders are what makes a Graduate On the 25th of every month refresh the app multiple times just to move it before it gets moved by obligations
Labor force need a fresh start, lord knows that they have ran through all the banks
So OLD MAN and the NEWBIES is their only potential lifeline