We built an interactive 3D globe mapping 55 payment service providers across 6 regions.
It's free. And it might save you millions.
Here's why:
70% of Y Combinator startups use Stripe.
Most don't realize it only processes ~3% of global payment volume.
Think about that gap.
Most founders pick one PSP and never look back.
We did the same at Suby 1 year ago.
We were wrong. It cost us real money.
A European card routed through a US acquirer?
You lose 5-15% in authorization rates.
That's not a rounding error. That's revenue you'll never see.
Every market has its own acquiring rails and its own champions.
🇪🇺 Europe: Adyen, Mollie, Checkout com, Worldpay, and Nexi Group have direct issuer connections that global PSPs can't match. Trustly and Payconiq International unlock open banking and local wallets. SumUp and Buckaroo cover the long tail of SMB merchants.
🇺🇸 North America: Stripe, Braintree, Square, and Authorize net dominate, but PayPal alone still captures ~30% of online checkout share. Ignoring it is leaving money on the table.
🌎 LATAM: dLocal and EBANX handle cross-border settlement where others can't. Mercado Livre Brasil and PagSeguro International own domestic volume in Brazil and Argentina. Kushki is the emerging player across the Andes. Selling in Brazil without Pix? You're missing 45% of buyers.
🌏 Asia Pacific: Razorpay owns India (UPI alone moves 10B transactions/month). Xendit and opn. dominate Southeast Asia. GCash covers the Philippines. 2C2P, Airwallex, and PayU connect the rest. No single global PSP covers all of this.
🌍 Africa: Flutterwave and Paystack are the two heavyweights. M-Pesa IS the rails in East Africa. Cellulant, Ozow, and DPO Pay by Network fill in the rest, from South Africa to francophone West Africa.
🇦🇪 Middle East: Network International, Amazon Payment Services, Tap Payments, and HyperPay lead the GCC. Saudi Arabia holds ~29% of the MENA payments market. STC Pay is growing fast.
The smartest merchants run 2-4 PSPs.
They route dynamically by BIN country, card type, and historical acceptance.
They fail over automatically.
They A/B test by corridor.
The payoff: 3 to 7% authorization uplift.
On $100M GMV, that's $3-7M you were leaving behind.
One PSP is a single point of failure.
Treat your payment stack like infrastructure.
Redundant. Optimized. Monitored.
We mapped all of this into one interactive tool so you don't have to figure it out the hard way.
→ Comment "Suby PSP" and I'll send you the link.
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PS: I post about payments, stablecoins & the reality of cross-border infrastructure every week. Follow for more.