My colleague runs a Tanishq Gold Saving Scheme SIP to save on making charges.
Smart guy. Wrong game.
HDFC INFINIA SMARTBUY = 70% off the same Tanishq jewellery.
Not on making charges. On the TOTAL bill. 🪙
PS: Redemption for Tanishq vouchers is capped at 50,000 Reward Points per calendar quarter.