Smart contracts made money programmable.
Proofs make facts programmable.
We're still very early in figuring out what that unlocks.
Some ideas I’d love to see:
> zktls for artists and fans; prove that you were the first person to comment on Adele’s first YouTube video, get a free ticket etc
> ephemeral DAOs, help the internet raise money for a certain thing, and close up shop when that thing is achieved
> novel front ends for investing; investing interfaces are boring, so as more investable assets come onchain, crypto can birth a cambrian explosion of front end experiments on top of them. Most of the world still does not actively invest, there can be ways to change that if we redesign what investing is/looks like; and now, unlike before, anyone can do it (without needing crazy licenses, since you can just tap into Ethereum liquidity).
> spend-restricted business credit; give companies money that can only be spent on certain things (may avoid the issue of founders throwing yacht parties with VC money)
>customer data owned loyalty, instead of brands owning your loyalty data in walled gardens, customers have proofs of their own loyalty which they can use to get brands to compete with them on deals (eg binji is loyal to McDonald’s goes there 2x a week, so Burger King will give binji a 50% discount for a week to get him to switch over). This creates a marketplace for loyal customers and puts the power in the hand of the consumers
> backing credit based on some kind of api receivable (aka a credit system for compute, if you pass a certain provable threshold of compute demand, you get access to some extra compute, would help indie devs not go broke paying open ai by the second).
> automated payroll flows; have your paycheck automatically go to wherever you want it without manually clicking (eg 10% to mom, 15% to a DeFi position)
> P2P dating app that uses a Bluetooth mesh network (lol), only match with people you pass on your day / within Bluetooth radius. Thesis here is people will want more localized IRL connection and are drained by the current internet.
> verifiable api marketplaces, lending systems can be built off this for all sorts of things
Some random ideas on a sat morning, feel free to share more!