Software developer | Aspiring personal finance nerd | Not affiliated with Aditya Birla Group ๐ #PersonalFinance #FinanceForBeginner #ABFinance
Joined May 2025
- Tweets 263
- Following 192
- Followers 237
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20 Jun 2025
Don't let your hard-earned money vanish into thin air! ๐ธ
Financial frauds are everywhere, and they're getting smarter. Here's your quick guide to spotting and dodging them like a pro. (No, seriously, your bank won't ask for your OTP.)
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Jun 14
ITR season is officially here for AY 2026-27!
Before you log in and blindly trust the pre-filled numbers, itโs time to gather your financial receipts like a middle-class detective. ๐ต๏ธโโ๏ธ๐ธ
#ITR
Here is your "don't get a tax notice" starter pack thread: ๐
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Jun 14
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The Matchmakers:
โForm 26AS: Your consolidated tax statement. Think of it as a passbook for all the TDS deducted against your PAN. Cross-verify this with Form 16, or prepare for a mismatch notice.
โBank Statements: To track every single rupee of savings account interest.
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Jun 14
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The Proofs (If you like the Old Tax Regime):
โInvestment Proofs: All your 80C/80D receipts (PPF, ELSS, Insurance)
โHRA/Home Loan: Rent receipts, landlord's PAN, & home loan interest certificates
โFile early, sleep peacefully!
#ITR #IncomeTax #TaxSeason #PersonalFinance๐ฎ๐ณ
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Jun 6
* Some uneasy moments:
> Sowing a seed in a pot, water daily but nothing "visibly exciting" happens for 3-4 days ๐ซฃ
> Buying a musical instrument and failing to play it smooth for 10-15 days straight ๐
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Jun 6
* Some blissful moments that follows:
> Seeing the seed that you sow, grow into a plant ๐ชด & blossoms in its season ๐ธ
> You are able to play the instrument effortlessly after practicing for a month ๐ผ๐ถ๐
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Jun 6
> Watching yourself in mirror after 3 months of regular workout at home using the set you had ordered ๐ช๐ซ๐
> Booking 10-12% of profits ๐ towards end of year on the investments you had made ๐
Every win life is followed by an "uneasy decision", Investment win is no different
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May 25
Typical #investment journey of salaried individual:
Stage 1: Age 23-24. Just started a career. Barely set aside 500-1k โน/month.
Will put it in bank or small SIPs.
If it can buy a smartphone towards end of year, more than enough.
But the internet calls'em loser.
Frustrated! ๐ช
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May 25
Stage 5: Age 32 and 35. Keeping track of small numbers seems irrelevant.
Think about "Investment and its purpose" whole new way.
Learns that money is "a fuel to run the life" not "the life"
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May 25
Understands economy better than 25 YO self.
Set better goals, increase learning.
Knows what, when and how of #investing
Get frequent Interactions with HNIs. Understands meaning of "financial peace" ๐
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Apr 11
Your #future_wealth status at a glance:
Open Any LLM
Prompt1: a person X years old, earns X rs/month, spends X rs on mandatory expenses
Can you show how an ideal cashflow should look like for this person?
Also show a table what the financial status will be in next 5-20 years?
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Apr 11
Prompt2: Consider salary hike of 3% each year. Now show projections for next few years along with the age and secured corpus.
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Apr 11
Prompt3: To reach X crore corpus (inflation adjusted) how much yearly growth is needed in the income?
Also consider increase in expenses as the age & responsibilities grows.
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