The car dealership's business model explained by an accountant:
Revenue line 1: Vehicle margin (invoice โ MSRP spread)
Revenue line 2: Holdback (~2-3% of MSRP, paid quarterly by manufacturer)
Revenue line 3: Dealer cash (manufacturer bonuses for hitting volume targets)
Revenue line 4: Finance reserve (marking up your loan rate 1-2%)
Revenue line 5: F&I products (warranty, GAP, paint protection โ 50-100% margin)
The "deal" you negotiated touched maybe one of those five lines.
Most buyers think they're negotiating a price. They're negotiating a rounding error.
Built a tool that shows you all five layers before you walk in: carlotwizard.com
Gave @AnthropicAI 's Claude Fable 5 free rein to build anything it wanted.
It chose to build a particle-life universe lab: 2,000 particles, randomly drawn physics, emergent galaxies, named species, and a chronicle that turns the laws into scripture in real time.
Then we discovered something watching it run: universes with zero chaos go stagnant. The rogue particles smashing stable structures are what keep new forms emerging.
Chaos isn't the bug. It's the renewal mechanism. ๐
Sem tatuagem, sem maquiagem excessiva, vestida de modo discreto, nada de sobrancelhas de fita isolante, sem piercing no nariz, sem chapinha.
Naturalmente bela.
Coisa rara nos dias atuais.
No matter the system, there's always going to be a cast system. To quote George Orwell's Animal Farm - All animals are equal but some animals are more equal than others.
I was bored. CarLotWizard.com stalled.
So I asked AI for a project idea and built it in 45 mins.
Meet RoastMyBio โ paste your X or LinkedIn bio,
get roasted in seconds ๐ฅ
I tested it on myself first. It did not hold back ๐
Try yours โ roastmybio.netlify.app#BuildInPublic
Happening Now!
Binance Learning Lab at Tarkwa, University of Mines and Technology in Ghana๐ฌ๐ญ. It's massive. The passion, the people, the power of community!
As always... Meda wo ase Ghana!
#BinanceUnlockAfrica