SBI Shinsei Bank, a subsidiary of SBI Group, just launched a game-changing feature: customers can now earn Bitcoin, Ethereum, and XRP rewards on top of their regular yen deposits and time deposits.
Starting June 10, account holders receive crypto vouchers worth 20% of their interest payments via SBI VC Trade, on top of their usual yen earnings.
This isn't replacing traditional interest.
It's adding a seamless, low-risk on-ramp to digital assets for everyday savers.
With millions of accounts across SBI Group, this could quietly accelerate crypto adoption across Japan.
SBI's deep ties to XRP make this especially significant.
As a longtime Ripple partner since 2016, it has been integrating the XRP Ledger for faster, cheaper cross-border payments, remittances, and more.
The company's moves highlight XRP's real-world utility in solving traditional finance pain points.
Meanwhile, Japan continues to stand out as a major hub for crypto innovation, with regulatory tailwinds on the horizon.