Gain real-life work experience in Financial Risk Management, Business Analysis & Software Testing to secure high paying jobs in Financial Services.
Joined February 2020
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Still learning finance the old way? 📉
Time to switch to what actually works.
At BST Consulting, you don’t just learn banking you experience it.
Real models. Real data. Real-world skills.
This isn’t theory.
This is how professionals are built.
🚀 Ready to stand out & perform?
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Happy International Workers’ Day! Today, we honor your dedication, resilience, and the value you bring to every task. As we step into a new month, may your efforts open doors to growth, success, and new opportunities.
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BST Consulting is onboarding a new cohort for its Talent Development Programme for early-career professionals in finance, risk & data, this 3-month programme delivers real-world skills in FinCon, Basel II–IV, Credit Risk, IFRS 9 & Data Analysis.
Apply: info@bstconsulting.co.uk
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Kehinde Ajayi & Joshua Oyewale share how BST’s development program transformed them from everyday graduates into key team members. Their journey highlights real training, smooth transition, and true career growth.
Another episode of our Testament Series — more stories coming.
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It's an assured platform to level up
Apr 16
The talent development program by BST is a good initiative .. kudos to BST management
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From BST Talent Development Program to a thriving Project Manager.
Real transformation. Practical skills, clear direction, seamless transition into finance.
She’s one of many empowered and we’re just getting started.
Ready to break into finance? BST Consulting has you covered.
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Interns-turned-team members at BST Consulting share inspiring stories of growth and impact. As Oluwatimehin Aderoju said, “BST gave me the opportunity to learn.” We don’t just train—we transform, equipping people to thrive and find purpose. More stories coming. #BSTConsulting
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Good Friday reminds us that growth often comes through sacrifice.
At BST Consulting, we’re committed to helping you turn discipline into opportunity and knowledge into real-world impact.
Reflect. Reset. Rise.
#GoodFriday #BSTConsulting
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New month. Higher standards. đź“Š
At BST Consulting, we’re focused on building sharper skills, delivering real value, and staying ahead in a dynamic financial space.
This month, we execute. 🎯
#BSTConsulting #NewMonth #Growth #Finance
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More Capital, Same Problem: Why Nigeria’s Credit Gap Persists
Nigeria’s banking sector just hit a major milestone:
✅ 32 banks met new CBN capital requirements
✅ ₦4.61 trillion raised
A clear success.
But the real question is:
👉 Why isn’t credit flowing to the real economy?
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Risk implication:
Banks may look strong on paper—but portfolios are concentrated.
For IFRS 9:
• Higher ECL sensitivity
• Greater volatility in downturns
• Need stronger, sector-aware risk models
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Key barriers to lending:
• High govt borrowing
• High interest rates
• Tough collateral requirements
• Incentives for low-risk assets
Recapitalisation is just the start.
👉 Growth happens when credit reaches the real economy.
#Banking #IFRS9 #CreditRisk
@Kehinde Ajayi
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IFRS 9 with Basel Capital Requirements:
Aligning IFRS 9 with Basel capital isn’t a conflict—it’s a perspective gap.

One asks: What losses do you expect?
The other asks: What losses can you survive?
Both matter. The challenge is how they connect.
bstconsulting.co.uk
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The key question:

Is the change driven by real credit deterioration or forward-looking assumptions?
Without clarity:
• You may overreact
• Or underreact
Also beware of double-counting:
IFRS 9 = expected losses
Basel = unexpected losses
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This isn’t just a modelling issue—it’s an architecture issue.
IFRS 9, Basel, ICAAP & stress testing should be:
→ Different views of the same balance sheet
How is your institution aligning ECL with capital planning?
@jyde_lad
#IFRS9 #BaselIII #CapitalAdequacy #RiskManagement
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The CBN'S NEW INFLATION TARGET AND WHAT IT SIGNALS FOR NIGERIA'S FINANCIAL SECTOR
Nigeria’s inflation has been a major economic disruptor—shrinking purchasing power, stretching households, and complicating planning for businesses.
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For financial institutions, this changes everything:
• IFRS9 models must be recalibrated
• Credit risk assumptions need updating
• Stress-testing must factor in global shocks
• Higher rates may persist, affecting borrowers & portfolios
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Bottom line: A credible inflation-targeting regime is a strong signal for markets and investors. Stability builds confidence—but risk teams must stay agile.
At BST Consulting, we help institutions turn shifts like this into smarter risk strategies.
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