Learning from my past decade of Investing
Whenever a stock reaches 52 week high / all time high
Just Sell some part - even 10-15% is ok
I have seen many stocks in my portfolio, reaching 52 week / alltime high & then crashing 40%
Churn the stocks regularly
Happy Investing 🍻
My 1st Mutual Fund SIP was in Parag Parikh Flexi Cap for merely Rs 1,000 in Dec 2020 - at that time stock SIP was around 30,000
Later added Mid, Small & Multi Cap MF - Kotak, DSP, Nippon respectively
1st two years are the most difficult ones.
How about your investing journey?
Today's Gain - 6 Digit Figure
Equals - 4 Monthly SIPs made in 2019
2 Monthly SIPs made last month.
Compounding takes time.
If u started now, just keep going.
Wait for 5-6 yrs, to see the results.
Happy Investing 🍻
Asian Paints - 1st Purchase was Dec 2016 - almost 9.5 yrs passed
Bought at around 850.
Currently 3.5X in roughly in 9.5 yrs is around 12% XIRR Dividends -1%
Thats when Stock did not perform for last 5 yrs
Not a buy reco
I had Titan in my PF in the 2010s. Sold it too early.
Personal Finance Checklist ✅
Term Insurance ✅
Family Health Insurance❌
6-12 Month Emergency Fund✅
₹10K Monthly SIP✅
Debt Free❌
Credit Card Bill Paid in Full✅
Portfolio Above ₹10L✅
Retirement/NPS Contribution✅
Portfolio Above ₹50L❌
Slowly ticking the boxes that truly matters📈
Post yours below 👇
General Observation through DMs
Pls suggest Best Flexi Cap Fund
Best Small Cap Fund
Best funds for sip
Best Stocks to buy
Theres nothing called as best
Even with Worst Funds u may create wealth if u stay consistent
Investment Behaviour is highly under rated
Happy Buying 🥂
Simple Recipe of Wealth Creation
Invest via SIPs
Keep Simple Mutual Funds strategy
Invest only for long term
Try to increase income
Dont experiment
Simple SIPs create money
10-15 yrs - All u need
Celebrate Corrections - buy more during falls
Be consistent
Happy Investing 🥂
Most asked Question -
What's ur Monthly SIP Amount
I Started investing with 20,000 pm in direct equity in 2019
Kept increasing monthly SIP amount every yr
20,000 became 30,000, then 40,000 & now it's ~50,000
Now it's majorly into MF & small amt in stocks.
Happy Investing 🍻
Despite being a CA for 13-14 odd years, I started my serious investing journey only 5-6 yrs back.
Regretting not investing in Mutual Funds - 10-12 yrs back
Still many of my CA friends earning lakhs pm in their 40s arent even investing enough in MFs / stocks
Happy Investing 🍻
PPFAS Flexi Cap -
1st SIP - NAV Rs 36.17 (15.12.2020)
Current NAV - Rs 89.15 (06.06.2026)
All time high NAV - 95.3244 (Jan 2026)
2.5X in almost 5.5 yrs
Fund is down hardly 6% from All time high.
Mutual Funds Sahi Hai,
Agar aapka behaviour sahi hai
Happy Investing 🍻🍻🍻
Note - This is one of the fund in my 4 fund portfolio.
Many people might call it Balanced Advantage fund - but I would love that way.
Not a fan of volatility.
Took 6 Yrs to get to 45,000 Followers
Never thought I would come this far.
Happy Investing as always 🍺
Do you remember when you joined X? I do! #MyXAnniversary
Monthly SIP # 88 - Done & Dusted -
Buying ETF units - Junior Nifty Bees, Bankbees IT Bees Goldbees few stocks - HDFC Bank, ITC, Reliance, PNG (Testing)
Mutual Fund SIP ✅
Flexi cap, Small Cap, Mid Cap
One more step closer towards 1 Crore Corpus
Happy Investing 🍻
Despite being Hardcore Mumbaikar - been a loyal fan of Kohli led RCB for last 18 yrs.
In the last 18 yrs, MI / CSK / KKR clinched the titles multiple times. Still supported RCB
Finally, Ee Saala Cup Namde
RCB winning the title after 18 yrs - surreal feeling.
Kohli 🐐
Emergency Funds
Use 3-6-9 rule
3 Months Expenses - Single income, stable job
6 - Family
9 - Freelancer, businessmen, unstable income stream
If u dont have any Emergency Funds in place - make sure u create asap.
How much money -
Cash / Liquid Cash do u have right now
Till some time back
Never applied for an IPO
Hated using Credit Card
Ignored having Small Cap Exposure
Ignored selling stocks
Avoided PSU Stocks
Now
Got allotment in IPOs
Started using a Tata Neu CC
SIP in DSP Small Cap
Started selling stocks at ATH
Added Bank of Maharashtra.
So much against SIPs.
I know one client , who has done 12000-15000 SIP each in 2 a/c for the last 14-15 yrs (husband & wife) and has created around 1.5 crs, approx XIRR - 14-15%, with the help of MF Distributer
Best part - They have no knowledge / little knowledge of Markets