🎧 New In-House episode: Why are rents falling, but some renters still feel stuck? 🎧
Tania Bourassa-Ochoa unpacks what's really happening across Canada's rental market right now.
🔗 youtu.be/mBstP-yKiL8
Asking rents are declining, vacancies are rising, and some landlords are offering incentives. Yet many renters still struggle to find affordable housing.
Canada's rental market is easing ... but not for everyone.
🔗 cmhcschl.ca/A4Gh50Z91es
ALT Dark navy background with a muted map of Canada on the right. White text on the left reads: "More supply. More options. Just not for everyone." Red text box below reads: "Canada's rental market is balancing – just not for everyone."
Could a city fee be the reason a new home didn't get built near you?
CMHC's new data shows cutting development charges could unlock thousands more homes, but the impact depends entirely on where you live. See which cities have the most to gain.
🔗 cmhcschl.ca/A98150Z6QZQ
ALT Infographic titled "Could a city fee be the reason a new home didn't get built near you?" CMHC tested this using the Housing Development Viability Analyzer. Three scenarios are shown using house icons to represent project viability: Under current development charges, many projects don't move forward because the numbers don't work. Cutting charges by 50% makes 5% more projects viable. Removing charges entirely makes up to 14% more projects viable. Takeaway: The higher the fee, the bigger the impact when reduced.
We surveyed over 4K recent mortgage consumers across Canada to better understand how they feel about their mortgage and uncover homebuying trends.
Find out what they said: cmhcschl.ca/F4Iv50YZKOZ
ALT What did over 4,100 recent mortgage consumers tell us about homebuying and mortgages? An image of a smiling family sitting on their couch by moving box.
April #HousingStarts trend rose 3.2%, with SAAR activity up 17% month over month and 6% year to date. Volatility remains high and market headwinds persist, but new building permit pipeline data now offers a fuller view of builder sentiment. 📊
cmhcschl.ca/Msj250YZyAm
ALT Infographic titled "April Housing Starts Data Overview" with a red label reading "Housing Starts April 2026." Three upward arrows highlight key statistics: 3.2% increase in the 6-month trend, 17% increase in Monthly SAAR (Seasonally Adjusted Annual Rate), and 6% increase in year-to-date actual starts.
ALT Photo of Mathieu Laberge, Chief Economist at CMHC, standing with arms crossed and smiling, beside a quote that reads: "April gains in housing starts are mainly driven by multi-unit projects already in the pipeline, though volatility remains high and the outlook is still challenging with uncertainty and higher financing costs weighing on new construction. Building permits signal future activity, while housing starts show where construction has begun; together providing a more complete picture of the housing pipeline."
🎧 New In-House episode out now!
CMHC’s Deputy Chief Economist joins us to break down the Spring 2026 mortgage report — renewals, rising variable rates, delinquencies, and the key risks heading into 2026.
🎧 Listen → youtu.be/yBBPth7-XDQ#MortgageTrends#CanadaHousing
Canada’s mortgage market is shifting.
2025 = renewals.
2026 = rising risk.
• 42% variable-rate uptake
• Insured lending expanding
• Delinquencies climbing
The renewal peak is fading. The pressure is building.
🔗 cmhcschl.ca/mPvE50YWzLq#MortgageTrends#CanadaHousing
ALT Visual titled “The Renewal Wave Has Peaked. Now What?” highlighting key findings from the Spring 2026 Residential Mortgage Industry Report. Featured data points include: 42% chose variable-rate mortgages, insured loans are rising, and Ontario mortgage delinquencies are increasing.
Does new housing make the rental market more affordable?
New supply ultimately benefits lower income renters — even when built at higher price points.
Learn more in our research insight: cmhcschl.ca/Gcrq50YWlhn
ALT Does new housing make the rental market more affordable? Get the full research insight
🏘️ Better housing insights start with better data.
#Census2026 responses help CMHC understand housing challenges, affordability, and long-term economic and demographic trends affecting Canadians.
✅ Be counted. Respond to the Census by May 12.
The #2026Census has begun! Check your mail for your invitation letter, which includes instructions on how to complete your questionnaire. Learn more at: census.gc.ca/en/index?utm_so…
ALT Your Census. Your Community. Our Future. Complete your census questionnaire today: census.gc.ca.
Take a look at the mortgage loan insurance available for financing factory-built homes and modular construction, supporting homebuyers and multi-unit rental housing.
CMHC Prefab Plus: cmhcschl.ca/rMqP50YW7Un
Modular Rental Housing Construction: cmhcschl.ca/OE8650YW7Um
Want to hear what we’ve achieved this past year and how our work is benefiting Canadians?
Our Annual Public Meeting recording is now available: cmhcschl.ca/b4SO50YS5S1
ALT Canada Mortgage and Housing Corporation's Board Chair, President and CFO. The text reads 2026 Annual Public Meeting.
✔️Investing in new building technologies
✔️Accelerating over $7 billion in low-cost financing to the Canada Mortgage and Housing Corporation
✔️Boosting housing supply across Canada
ow.ly/xIkt50YRlNr
The #SpringUpdate outlines the plan to increase housing supply, lower costs, and make it easier to afford a home.
This includes:
✔️Cutting red tape to build homes faster
✔️Supporting innovation in construction
⬇️⬇️⬇️
ALT A construction worker wearing a hard hat and safety vest measures or inspects a wooden beam at an active construction site, with other workers and machinery in background. Text: Making it Easier to Afford a Home.” Canada wordmark in bottom right corner.
The Spring Economic Update advances our plan to build the major infrastructure and projects that connect our economy, more homes, and safer and stronger communities. ow.ly/g3HL50YRk44
🚨 New CMHC Insight: Tighter Land-Use Regulations Linked to 14% Jump in Home Prices
Our new analysis shows restrictive regulations don’t just slow housing supply — they directly push prices higher. More evidence that process matters.
🔗 Full insight: ow.ly/U4n050YKoHA
ALT Graphic with the headline “Breaking Ground, Breaking Barriers: Land-Use Regulations and the Impact on Housing in Canada.” Subhead states that a 10% increase in land-use restrictions raises home prices by 14%.
ALT Graphic titled “Regulation affects supply.” Text lists longer approvals, complex requirements, and added costs, concluding that fewer homes are built over time.
ALT Graphic titled “Unaffordable markets often face the highest barriers.” Notes that metro areas such as Vancouver, Toronto, and Victoria with higher regulation scores tend to have higher prices and slower housing growth.
ALT Graphic titled “Policy choices shape affordability.” Explains that easing unnecessary barriers can support faster approvals, more housing supply, and improved affordability outcomes.
Building permits give an early read on market sentiment and what lies ahead for construction.
Permits in big cities are declining, and history shows starts follow. CMHC’s new analysis shows what to expect for 2026 and beyond.
➡️ ow.ly/G5Yj50YKotw#HousingSupply
ALT Graphic showing a bold, data-driven design in landscape format. At the top is the heading: “Permits are down. Construction is next.” Below, three horizontal stats:
Large white number, icon of house with a downward trend arrow, text reads: “Fewer permit approvals in Canada’s biggest cities.”
Large white text, icon of a clock, text reads: “9–15 month high-rise permit-to-build timeline.”
Large white number, icon of a crane, text reads: “2026 will see slower housing construction.”
March #HousingStarts dipped 2.9%, but actual starts rose 10% y/y—early strength in BC, ON and QC. New data on non-market housing adds a clearer view of affordable supply.
Additional data on building permits show what’s next in the housing pipeline.
ow.ly/3qRz50YKsKe
ALT March Housing Starts Data Overview: 2.9% dip in housing starts (6-month trend); 10% year-over-year growth in actual starts (centres 10K population). Housing Starts March 2026.
ALT
Mathieu Laberge, Chief Economist at CMHC, states: "March housing starts point to continued loss of momentum in housing construction, in line with CMHC's outlook. Monthly data can be volatile, which is why we're adding new analysis on permits and non-market housing starts."