1. Drink water, put a bottle by your bedside, drink when you wake 2. Ask your friend abroad to buy your multi-vitamins. Take them daily 3. Stop taking soda and “juice”, eat the fruit with the pulp, chew an orange, don't drink orange juice. 4. Slow down on the carbs, garri, jollef and amala, and do more protein. Termites are high in protein if you can't afford beef. ( I didn't stutter) 5. Sleep longer, weekends are for sleep, not just parties and watching football. 6. Take your holidays, do not exchange them for cash and work all year round. Go to a village or slow area for a holiday once in a while to decouple. Travelling to the UK or Dubai to shop in malls and eat a burger is not a holiday 7. Slow down on salt and sugar, think more of ginger and turmeric 8. Eat suya, eat the vegetables, onions and tomatoes too, all join 9. Slow down on white bread, pasta, etc. Brown rice 👍 is Ofada rice brown? Does anyone know? 10. Have sex regularly. A blow job is not sex 11. Stretch, walk, move. Yoga is good. 12. Be happy, watch comedies, laugh 13. Have an emergency fund. Looking for urgent N10,000 on “Tuesday” will cause hypertension faster than salt. 14. Buy a plant, have a garden, sha touch soil once in a while 15. Be careful with the news you listen to, don't be naive, but don't dwell in the comfort of mockers 16. Fall in love, not mandatory but recommended. Yes, you can love the company of someone, all join. 17. Use deodorant, not Antiperspirants. 18. Guys, change your boxers daily, even if they do not smell. A beard has to be combed and maintained. It's not fallow land 19. Ladies, you also look beautiful without a wig or nail extensions, plus you save money 😉 20. Don't bleach your skin This is financial advice

My workings 💃🏼

You earn ₦585,250 monthly → ₦7,023,000 yearly. Minus pension ₦1,140,000 & rent relief ₦500,000 = ₦5,383,000 taxable. First ₦800k not taxed, next ₦2.2m at 15%, rest ₦2.383m at 18%. Total yearly tax = ₦758,940 → monthly = ₦63,245. So your monthly tax is ₦63,245 clean and clear

₦586,250 will give an annual income of ₦7,023,000 Less pension (₦1,140,000) & rent relief (₦500,000) = Taxable ₦5,383,000 Tax bands applied: ₦0–₦800k @0% = ₦0 Next ₦2.2m @15% = ₦330,000 Next ₦2.383m @18% = ₦428,940 Total tax = ₦758,940/year which is about ₦63,245/month.

I earn N585,250 as monthly gross pay in my company. My rent is N2.5m per year. I contribute N95,000 to pension monthly. How much is my tax monthly using the new tax law? First 5 winners gets a token. Lemme use the remaining Elon Musk money to do giveaway Show workings that you did not copy someone else’s answer. #BeyondRevenue #TaxReform

For those in the West, you can simply plug numbers into a calculator and it will tell you if to buy or rent. this is a good one calculator.net/rent-vs-buy-c…

I had mentioned in our services this morning that @IbukunAwosika answered a very sensitive question on marriage where a lot of wisdom can be gleaned I realised the video was actually posted by @JesusHouseBalt Here it is.

If the Lagos to Calabar coastal road will now pass through Edo State, then its no longer a Coastal road but a revamped East to West road The East to West expressway is Nigeria longest unfinished road project. What then happens to this road?

Why is the Naira Gaining If you exchanged your Naira for USD in 2015 and held it until September 2025, that $1, when converted back to Naira, would be worth about 644.14% more. However, the exchange value of the Naira has depreciated over the years as inflation has eroded its ability to serve as a reliable store of value. If you exchanged your Naira for USD in September 2024 and held it, the $1, when converted back to Naira, would be worth 11.12% less. The Naira has strengthened So, the question naturally is Why has the Naira gained strength? And what can sustain its strength?

Majeed Dahiru is a long-standing Chieftain of the PDP. He called everything before the 2023 election. He told the PDP what they should. But old men were still stuck in their old ways. Today, the ever-wise Majeed is back again, & telling the ADC Coalition what they should do. He has the best formula like most of us do. Should the Coalition heed his call & present Peter Obi as the flag-bearer this time? That will be the best & wisest gift they’ll give to Nigerians I’ll reel off his Profile; just in case we forgot: 13 states. 2 regions. 34 HoR seats. 8 Senate seats. 1 governorship seat. He won the FCT, Lagos, & Rivers state. Benue was a last-minute change in Bola Tinubu’s favor; abracadabra. Peter Obi won all of these without a single Political Structure. Within 9 months of planning. Without a single governor, minister, or parliamentarian. Just a bunch of crazy Obidients pulled this off. Now imagine what the Coalition is capable of now that he is more popular & is shaking everywhere with his compassion & integrity! The PDP would have been the occupants of Aso Rock today. All they needed to do, was to listen to young Nigerians. We begged, GIVE US PETER OBI! But old men had other ideas. The APC need Obi to run as Solo candidate. So I hope the Coalition won’t fall into that trap. Adults in the room should apply some wisdom. The Coalition should endeavor to give us Peter Obi, & protect our votes. Leave the rest to us, we will finish the work in record time.

A review of last Week’s activities.

Nigeria benchmark oil price in the 2025 budget is $75, Brent Crude today is $65. The FGN proposed $70, Akpabio and the strong men took it to $75 a barrel The oil output target was 2.06mbpd, today we are doing less than 1.5mbpd 56% of the budget revenues is expected from the export of crude oil and gas. The budget deficit at the $75 per barrel price was a humongous N13t, not it will widen A responsible manage of resources will cut down spending to create a fiscal buffer, Not a DOGE type waste reduction but a complete austerity budget Nigeria is spending like she has a rich uncle that can bail her out.

Hmmmm!

It all began in 1977, when 3 young Nigerian Doctors, who just returned from overseas decided to come together to setup a hospital. One of them practiced Medicine, the other was a surgeon and the third was a gynecologist. They converted an apartment owned by one of them, which was located in Alhaji Danmole Street, Surulere, Lagos into their specialist hospital and shared the rent equally. They named the hospital Mercy Specialist Hospital, and began operations in 1977. They quickly gained popularity among lower and middle-class Nigerians and attracted many patients due to their versatility

Seven Keys To Guaranteed Life Success One: Nobody on Earth needs a new car. Absolutely nobody. What you need is a reliable car. Except it is an antique car, buying a new car is the worst investment you can make. The moment you drive it out of the dealership, 15% of its value is gone. Spend money better! Two: Nobody but a fool buys designer clothes with money that they work for. They are called luxury goods for a reason. The reason is because you are not to spend your income on them. You are rather to spend only money from your assets on them! You should not be purchasing any luxuries when you have not finished buying your necessities, Three: Your purchases either build wealth for you or create wealth for others. That’s why after spending on your necessities, you should spend the rest of your salary or income on investments like Shares, Crypto, Gold ETF, REITs, Mutual Funds, Growth Stocks, Blue Chip Stocks, Index Funds, etc. Build wealth for your good health! Four: The owners of Gucci, Armani and Louis Vuitton are already billionaires. You are not a billionaire. You are not a millionaire. You are not even worth $100,000. They don’t need your money. You need your money more than them. Invest in your future, not their future! Five: According to Ramsey Solutions, only 21% of millionaires inherited their money. 79% created their wealth. How did they do it? The world is divided broadly into producers and consumers. The more you are into production, the more millions will be into you! Read the biographies of self-made billionaires and shorten your learning curve. Six: Don’t be too proud for side hustles, as long as they put money in your pocket. On your way to and from work, do @Uber. If you have spare rooms in your house, do @Airbnb. On your days off, do @YouTube. Invest in productive habits, not consumptive ones Seven: The reason why it is called active income is because you have to ACT to make that income. It is not called faith income. So, you should not pray and sit down. Pray and act. Faith is a verb. Your faith only becomes functional when you work it! Go and work! #RenosNuggets

Oil palm seeds were taken by the Dutch from West Africa (Nigeria) to the Dutch West Indies (Indonesia) specifically to the island of Java in 1848 Both nations had large plantations and were palm oil powerhouses Indonesia was able to grow faster by the way their military under Suharto “appropriated” land by literally moving people out of the way for plantations and funding the private growers with very long-term loans The key is massive plantations, literally massive plantations growing nothing but palm. Just think of the whole of Abia State as a farm growing just Palm Oil They invested with boldness

Why are there thousands of paintings of Jesus and Mary, but none of Muhammad? How art became a gateway to the divine... (thread) 🧵

Let us take a look at what causes national electricity grid collapse and how it occurs. What will happen before a grid collapses. I will try to explain in a layman way. Thread!!!