Building the financial institution of the future, to make money make sense.

Joined March 2025
1 Photos and videos
Feb 17
Live now. Christian is sharing more on what we’re building at Clove. Tune in on etn 👇
Feb 17
gm fine people of technology. Today is Tuesday 17th February and we're LIVE. Here's today's Order of Play: > Andreas Helbig (@andyhelbig) , Partner @atomico > Christian Owens (@christianbowens) , Co-Founder & CEO @clovefi > Enrico Mellis (@enricomellis), Co-Founder of Animal > Mick Hodgins, GM EMEA at @NotionHQ > Alexander Chikunov (@chikun0v), General Partner at @verb_ventures > Milena Nikolic, Founder & CEO of Heywa Labs > Matthew Wilson, Co-Founder of Jack & Jill > Tobie (@tobiemh) and Jamie Morgan Hitchcock (@jaimemh), CEO & COO at @SurrealDB Let's get it.
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25 Nov 2025
We're proud to have the support of @nathanbenaich and @airstreet. Their write-up on the advice gap and why now is the moment to fix it is worth a read. press.airstreet.com/p/our-in…
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Clove retweeted
20 Oct 2025
Christian Owens (@christianbowens) has bad WIFI so his cofounder and the CPO of Clove (@clovefi), Alex Loizou is tagging in to join the etn. boys tomorrow at 11:30am BST
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Clove retweeted
19 Oct 2025
BREAKING: Christian Owens (@christianbowens) founder of @PaddleHQ and CEO & founder of @clovefi is joining the etn. boys this coming Tuesday 21st at 11:30am BST
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Clove retweeted
FINTECH IS BACK: @CloveFi has just raised a $14m pre-seed led by @Accel with @Kindred_VC and @airstreet. It's a new challenger in personal finance and wealth management and will combine the expertise of human advisors with the efficiency of AI. Its founded by 2 insanely talented entrepreneurs (@christianbowens and @alexloiz) and backed by some great angels (including @Barney_H_Y) AI has dominated funding rounds recently. It's good to see some Fintech still getting some air time.
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14 Oct 2025
We’ve raised £10m ($14m) in pre-seed funding to build Clove, a new challenger in personal finance and wealth management. Clove began with our co-founders @christianbowens and @alexloiz asking a simple question: what would a financial institution built for this century look like?
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14 Oct 2025
At Clove, we aim to be the partner for your whole financial life. We are exploring how we can combine AI and humans to deliver this at an unprecedented scale. This funding will help us grow our team and platform as we work towards a full launch in 2026.
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14 Oct 2025
Huge thanks to our incredible investors @Accel, @Kindred_VC, @airstreet and angels including @Barney_H_Y, @GidValk and others. Follow along for updates – we’re just getting started. For more, head over to: clove.com
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Clove retweeted
Today, I’m delighted to announce @CloveFi, and our $14m pre-seed led by @Accel, with @Kindred_VC and @airstreet. It’s been 2 years since I left Paddle, and in that time, I’ve spent a lot of time thinking about what’s next. Over the last 10 years, I’ve always tried to imagine what a financial institution built for this century would look like, and that’s what we’re building at Clove. For all the progress in consumer technology, the way in which we get guidance around our finances has barely changed. There are products to move money, and make investments, but not to answer the questions that matter – the ones about timing, trade-offs, and planning for the future. At Clove, we aim to be the partner for your whole financial life. Combining AI and humans to deliver this at an unprecedented scale. We’re early on what will be a long journey, and hiring across many roles — if you’re passionate about playing a part in building the financial institution of the future, we’d love to hear from you.
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