Providing business data for US Secretary of State registered businesses.
Joined November 2015
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Why State Status Vocabularies Cannot Be Unified Into a Clean Binary
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cobaltintelligence.com/blog/…
#BusinessVerification #SecretaryOfState #EntityVerification #Underwriting #FraudPrevention #CobaltIntelligence #Secretaryofstateapi #alternative #finance #Lending
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Why State-Level Variance Is Invisible to Most KYB APIs
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cobaltintelligence.com/blog/…
#BusinessVerification #AlternativeLending #SecretaryOfState #EntityVerification #Underwriting #FraudPrevention #CobaltIntelligence #Secretaryofstateapi #alternative #finance #Lending
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United Sells Navitas as Charge-Offs Hit Half Its Losses
Navitas was about 10% of United Community's loans and about 50% of its net charge-offs.
cobaltintelligence.com/blog/…
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EIN verification declines on legitimate businesses are usually an intake problem, not a fraud problem. The IRS TIN match keys on the first four characters of the exact legal name filed on Form SS-4.
Book a Demo: cobaltintelligence.com/lp/de…
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Raven Capital Refinances $655M for Elevate, a Book Taken Private at $1.87 a Share
cobaltintelligence.com/blog/…
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The Recently-Formed Segment: Why It Is the Hardest to Verify
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cobaltintelligence.com/blog/…
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Verification Waterfall Design: When to Use Cached vs Real-Time Secretary of State Data in 2026
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cobaltintelligence.com/blog/…
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FDIC Backs Lenders as Colorado's 36% Cap Reaches the Full 10th Circuit
The same regulator that stood with Colorado two years ago now argues the state can cap rates only on banks located inside its borders.
cobaltintelligence.com/blog/…
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Dissolved Entity Risk: Active Statements from Inactive Businesses
#BusinessVerification #SecretaryOfState #EntityVerification #Underwriting #Secretaryofstateapi #alternative #finance #Lending
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Manual Verification vs SOS API: Where Humans Add Value
Related Reads
- Business Verification APIs for Lenders: 2026 Guide
blog.cobaltintelligence.com/…
Schedule a free demo:
cobaltintelligence.com/lp/de…
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Blackstone, Cliffwater Cap Exits as Lending Falls 40%
Blackstone Caps Withdrawals as New Lending Falls 40%
cobaltintelligence.com/blog/…
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Don't let compliance requirements slow you down - automate KYC/AML checks with Secretary of State API.
Book FREE demo call today!
savvycal.com/cobalt-intellig…
#BusinessVerification #AlternativeLending #SecretaryOfState #EntityVerification #FraudPrevention #CobaltIntelligence
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The Cost of an Ambiguous No-Match
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lnkd.in/gxMK4_E9
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The Charter Rush Will Skin Some Knees
LendingClub already holds the charter every fintech now wants. Its cobaltintelligence.com/blog/…
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Lenders, listen.
Your Competitors Are Approving Loans in 4 Minutes While You're Still Manually Checking Secretary of State Websites.
We can help you Process 10x More Applications Without Hiring a Single Underwriter
Schedule a FREE Demo Call
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Your KYB problem starts on the application form, not at the API. Here are the three intake fields that decide your SOS match rate, plus how to prove the workflow with Cobalt CLI before you wire anything in.
Schedule a free demo: cobaltintelligence.com/lp/de…
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Axiom Pushes Bank SMB Lending Into AI Origination
A community bank with SBA Preferred Lender status is trying to close the speed, intake, and cross-sell gap that alternative lenders have used to win small-business borrowers.
cobaltintelligence.com/blog/…
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The Cost of an Ambiguous No-Match
Read more here:
lnkd.in/gxMK4_E9
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Secretary of State API: Evidence Packets Before Review
Cobalt's Secretary of State API can prepare primary-source evidence such as status, filing date, registered agent data, confidence score, source URL, and screenshot URL when requested.
Free demo: cobaltintelligence.com/lp/de…
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Your KYB problem starts on the application form, not at the API. Here are the three intake fields that decide your SOS match rate, plus how to prove the workflow with Cobalt CLI before you wire anything in.
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