We are a responsible lender offering fair and affordable personal loans. We’re not just a loan maker. Conduit are a wholly owned subsidiary of @five_lamps

Joined July 2019
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Loan sharks deceive borrowers into blaming themselves for a situation, but it’s the illegal lenders who are at fault. No blame falls on the borrower. @SLSEngland can help and support anyone dealing with a loan shark. #stoploansharksengland #noblamenoshame
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Eid Mubarak to all who celebrate 🌙 From all of the team here at Five Lamps
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Happy Good Friday to all who celebrate, we hope you have a lovely weekend 🌸
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Christmas and the long month which is January can be a stressful time. If you have recently missed a payment, or are worried you may struggle to meet your next payment, please contact us on 0300 111 0556. For any further help, please go to moneyadviceservice.org.uk
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And just like that 2023 is coming to an end. 💙 Five Lamps’ Conduit would like to thank everyone who has helped us make a difference to so many lives this year. Without you, we couldn’t do the jobs we love. ✨ We will see you in 2024. ✨ Have a lovely evening and stay safe.
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Merry Christmas! We hope you have a wonderful day. From the team at Five Lamps Conduit. 🎄
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Come along to The Youthy tomorrow (Saturday 23rd of December) 11am-2pm for FREE soup, a roll and a hot drink. We will have first come first served FREE access to the climbing wall. Our Preloved Pop-up shop will also be available upstairs - lift available. 🎅🏻🎄
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The winter months can make it much more difficult for individuals and families. ❄️ Remember to use the support services across the Borough to get the help you need. ❄️ stockton.gov.uk/article/1148… ❄️ Stockton-on-Tees Borough Council
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Living with a negative budget means being forced into debt as this is the only way to cover crucial living essentials. Avoid loan sharks! Seek help from @Five_Lamps Conduit to get the support you need, at the affordability you can live with.
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People are still struggling to afford daily living costs. It is no longer a crisis, and is becoming the new normal. 😩 By the end of September, Citizens Advice had already helped more people who cannot top up their prepayment meter than they did in 2022. wearecitizensadvice.org.uk
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"Hayden's victims said that he had a "habit of sucking you in" and when they started to struggle with repayments they "saw the other side of him". " If you have borrowed from a loan shark or are worried about someone else, please contact @StopLoanSharks bbc.co.uk/news/uk-england-me…
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Read our latest customer experience story to find out how we helped Chantelle during a period of financial hardship: conduit.org.uk/chantelle-new… #stoploansharks #CostOfLivingCrisis #CDFI #affordableloans #responsiblelender

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Conduit Loans retweeted
Excellent research. Illegal money lenders are back on the rise. 3m were declined for credit last year, many would have resorted to these. Community lenders, credit unions & banks all have a shared role to put a stop to this @Five_Lamps @ConduitLoans
Replying to @Fair4AllFinance
Specialist researchers spoke to 8 illegal lenders and 287 borrowers in 4 locations about their experiences and the ease in which they found illegal lending in their community. Borrowers face intimidation and threats to repay, but in many cases view this as an occupational hazard.
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Conduit Loans retweeted
Overwhelmed with the reaction to our 'As one door closes' report into illegal moneylending - it reinforces the importance of this issue, and the impact it has on those being let down by the current market.
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Conduit Loans retweeted
Worth a read of this report. Watch @BBCNewsnight later 3million people using loan sharks, door step lenders #illegallenders x.com/fair4allfinance/status…

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Conduit Loans retweeted
Coverage in @FT of @Fair4AllFinance's new report 'As One Door Closes' on Illegal Money Lending suggests huge growth in illegal money lending with 3 million people having used them over the past three years. #LoanSharks #ResponsibleFinance ft.com/content/1e27d901-d84a…
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