How #CreditOptimization Could Return $1.1 Billion to the Economy by 2036 In 30 days, lenders could help tens of thousands of #borrowers improve their credit — putting millions back into households every month and $1.1B over the next decade. Watch clip: hubs.li/Q03_Wqmp0

Ready to make 2026 your best conversion year yet? 🚀 Learn how leading lenders use #creditoptimization to stand out, win borrower trust, and turn every #credit pull into a strategic advantage. hubs.li/Q03-dPhX0

This @CreditXpert article emphasizes the importance of not underestimating the potential in a borrower's credit score, especially in the context of the mortgage lending industry. It highlights the following key points: 🌟 Credit Is Dynamic 🌟 The Three Cs of Lending 🌟 Mortgage Credit Potential Index (MCPI) 🌟 Shifts in Mortgage Demand 🌟 The Zone of Opportunity 🌟 Importance of Credit Score Improvement 🌟 Winning More Business In summary, the article stresses that lenders should not overlook borrowers with lower credit scores but should instead focus on helping them improve their credit and potentially qualify for loans. This approach can benefit both lenders and borrowers in the long run. To read the full article, visit lnkd.in/gm-4ip5a

WATCH: On this MBA Now, Mike Darne, Vice President of Marketing at @CreditXpert, discusses what lenders and borrowers can do to lower the cost of homeownership in today’s high interest rate environment. youtube.com/watch?v=zfkg7b-W…

Fall in love with the new CreditXpert Platform — Emma Ebeling on Valentine’s Day at 2PM, to discover the top 5 new features and use cases that you’ll be head over heels for! Click here to register, hope to see you there: hubs.li/Q02kSlQZ0 #creditoptimization #mortgage

We're excited to be recognized again by the folks over at HousingWire as a part of their 2024 Tech 100! Looking forward to joining them at #thegathering in April!

Starting the new year off with a bang 🎉 — CreditXpert has seen significant increases in #employeeengagement and satisfaction in recent years, and sees these as key building blocks that will support the company’s growth in 2024 and beyond. hubs.ly/Q02ffVWY0

MBA Annual is coming up fast in Philadelphia! Swing by Booth 506 to learn about how Credit Optimization can help your team retain leads and close more loans. #MBAAnnual23 Click here to schedule a meeting: hubs.li/Q024Tj8r0

Check out our newest white paper covering why Millennials are waiting on purchasing their first #homes, and where the #lending opportunity lies for the remainder of 2023. Demographic data is likely steering you in the wrong direction. hubs.li/Q023Q_rM0

The Mortgage Credit Potential Index for July delivered some pretty interesting data points. Did you know that 77% of borrowers below 760 could increase their credit score by 20 points in 30 days? hubs.li/Q021S2N60 #mortgagelending #homebuyers #firsttimehomebuyer

We're very happy to announce a game-changing collaboration between CreditXpert and @CoreLogicInc (CoreLogic Credco), a leading global property information, analytics and data-enabled solutions provider. Read full press release here: hubs.li/Q01-BYP10 #mortgagelending

(RE)Introducing the Mortgage Credit Potential Index! Each month we analyze millions of #mortgagecredit inquiries using our predictive analytics engine. Our mission? To help MLOs identify potential score increases for applicants by completing a custom plan. hubs.li/Q01YnYzK0

Exciting news! We have expanded our partnership with MeridianLink, the mortgage industry's first multi-channel loan origination system! This collaboration means that our new Enterprise Platform will be accessible to a majority of CRAs nationwide! hubs.li/Q01XNVd30

Lenders have to be prepared for anything to keep their leads safe in their pipeline and potentially save some money along the way — here are 5 reasons why we think soft pulls are a great option during #mortgage lending #creditscore #creditpull #homebuyer hubs.li/Q01VYrkZ0

Check out our recent article in @HousingWire: The Emotional Side of Lending — starts to peel apart the results from a national survey, that CreditXpert fielded earlier in the year, to gauge the thoughts, emotions and experiences of #homebuyers. housingwire.com/articles/the…

A million thanks to our friends at @CreditXpert who volunteered for a lively afternoon of edge-digging, hedge-trimming, weed-pulling, mulch-spreading, and bush-planting at a home where we provide support! 📸thearcbaltimore.org/spring-s…

Download our latest white paper: The Importance of Considering Consumer Credit When Predicting Lender Profitability — learn how the LLPA changes will impact lenders and borrowers. Click here to get your copy today: hubs.li/Q01QyX6k0 #llpa #lenderprofitability #lenders

Our very own VP of Sales and Client Success, Matt Hydrew @mhydrew, will be presenting CreditXpert's Enterprise Platform during tomorrow's @HousingWire Virtual Demo Day! Click here to register: hubs.li/Q01NfWSp0 #fintech #mortgagelending #creditscore

The topic of Loan Level Price Adjustments has stirred up a lot of conversations, and we found that many of the conversations tended to focus on the additional costs of borrowing for potential #homebuyers. We it will become THE hidden #revenue winner on the future for lenders!

Homeowners today have an average of $330,000 in equity in their homes, down from last quarter but still historically high. This equity provides a cushion to withstand potential price declines, but also prevents housing distress from turning into a foreclosure.