🔥 New issue alert! Fintech newsletter #211 is here, featuring: 🛑 The impact of tariffs on US fintech companies 💰 Circle files for IPO amid rocky markets 🏭 N26 as Germany’s top fintech founder factory Read here 👇 read.letterhead.email/techst… PS. See you at #FIBE25 in Berlin? 😊

The state of Climate FinTech. → commerzventures.com/climatef… Commerz Ventures' yearly report is based on every deal announced last year at the edge of ClimateTech and FinTech. It details the dynamic across 9 major sub-verticals (including climate risks) and deep dives into several.

🔥 New issue alert! Fintech newsletter #210 is here, featuring: 🏛️ Blowback over plans for a US crypto reserve 🆕 Newcomers to the Fintech 50 📈 A fintech flurry to revive London’s IPO market? 🌐 MWC25 and the fintech 4YFN awards spotlight. Read here 👇 read.letterhead.email/techst…

Banks and fintechs join ‘stablecoin gold rush’ on.ft.com/4iCTavV

🌐 MWC Barcelona 2025 and the Fintech 4YFN Awards Spotlight medium.com/@aleravanetti/mwc… #4YFN #MWC25

investors have pulled $956m from US-listed spot Bitcoin ETFs so far in February, worst month since the category launched

Barcelona is preparing for #4YFN and #MWC25, and I'm looking forward to the energy these events bring! Particularly keen to check the fintech and green tech programs, discuss the current political shift, and discover new impact startups. If you are visiting, let's catch up ☕

I didn't expect the Trump administration to be so aggressive against the CFPB; I've had--and gotten--lots of questions on what's going on. I drafted an (evolving) FAQ designed to answer these questions simply. Last post has the link; please give it a read. Some ?s are (1/11):

Trump’s Memecoin: An Analysis of Crypto’s Latest Controversy medium.com/@aleravanetti/tru…

Sheel Mohnot says the fintech market is ‘hot again’ tcrn.ch/3WTUtOT

Big win for fintechs in Europe! 🇪🇺 The ECB has published decision that gives non-bank payment service providers (NB-PSPs)—including payment institutions and e-money institutions (e.g. regulated stablecoin issuers) — direct access to Eurosystem central bank payment systems like SEPA and TIPS. This decision, rooted in the Instant Payments Regulation that came into force earlier this year, can reduce reliance on traditional banks for fiat settlements, creating a more level playing field and boosting competition & innovation in EU payments. While firms can now hold settlement accounts, the ECB clarifies that central banks will not be able to offer safeguarding accounts for client funds. Applications for access should open in Q2 2025 (June). Get ready to engage with your respective Eurosystem central bank. Link to full ECB decision in the comments 👇

🔥 New issue alert! Fintech newsletter #209 is here, featuring: ⚖️ Trump meme coin controversy and concerns 📊 Global fintech growth across regions 💰 Stripe's $1.1B crypto infrastructure move 🏛️ New regulatory changes in EU and US Read here 👇 read.letterhead.email/techst…

New: @RaenestHQ, the global multi-currency accounts platform for individuals (@geegpay_hq) and businesses across Africa, has raised $11M in Series A led by global fintech investor @QEDInvestors. — 300 businesses — 700,000 individuals — $1 billion in total payment volume.

1/ Small business lending is one of the more complex topics in fintech @jas_shah has one of the best breakdowns I've seen, including a helpful summary of key vendors across the stack Worth the weekend read 👇 jasshah.substack.com/p/under…

🔥 New issue alert! #Fintech newsletter #208 is here, featuring: ⚖️ JPMorgan vs Viva Wallet legal saga ⚡ EU's new instant payments regulation 🔮 VCs predictions for fintech in 2025 🏛️ New US Congress, new crack at crypto legislation Read here 👇 read.letterhead.email/techst…

The European Instant Payments Regulation (#IPR) is poised to transform the EU's payment ecosystem, paving the way for real-time euro transfers across the region. But what does this mean for fintech startups? 💸🤩 eu-startups.com/2025/01/the-…

New issue alert! #Fintech Newsletter #207 is here: 🔮 What’s in store for fintech in 2025? 📈 Neobanks dominating Europe’s fintech scene 🚨 Klarna caught in a money laundering breach 💰 MoneyLion’s massive $1B deal Don’t miss out – read it here 👇 read.letterhead.email/techst…

American neobank giant @Chime just submitted a confidential filing for IPO. The company was last valued at $25 billion in 2021, It's raised $2.65 billion to-date, With 7 million customers (and 18 million app downloads) bloomberg.com/news/articles/…