It is just the beginning.
A lot can be built on top of it.A yield-bearing stablecoin generating double digit APY without any incentives can be used across so many strategies.
Now imagine sftUSD becoming accepted as collateral across third party markets on Sonic.
A user could mint ftUSD, stake into sftUSD, borrow USSD against that position, and mint more ftUSD again.
That creates an organic loop around productive stablecoin collateral, instead of a farm that only works while incentives are live.