Assistant Professor of Economics, University of Michigan. Development economist, studying female entrepreneurship and digital financial services.

Joined October 2011
16 Photos and videos
Emma Riley retweeted
📢 Happening today: How can behavioral strategies boost women’s financial empowerment? @EmmaRiley19 (@UMich ) and @chitsidzo (@womensworldbnkg) will share evidence from randomized evaluations in Tanzania and Ghana. 🕑 1:00–2:15 PM GMT 📍 Register: lnkd.in/dG65V5vX
2
3
214
Emma Riley retweeted
Next up in our interview series is a conversation with @EmmaRiley19 ! She talks about her research on financial inclusion and women's empowerment, tips on conducting field work in development econ and much more! Check it out: #EconTwitter #ETRM econthatmatters.com/2025/07/…
1
2
384
Emma Riley retweeted
24 Jul 2025
🆕 Incentives versus endorsement: How to boost digital banking adoption and savings Today on VoxDev, @EmmaRiley19 (@umichECON), @Abu_Shonchoy (@FIU) & @RdoseiOsei (@UnivofGh) discuss how peer-led endorsement doubled mobile banking uptake in Ghana: voxdev.org/topic/finance/inc…
1
7
15
3,581
Emma Riley retweeted
Excited to share work with @kateorkin @EmmaRiley19 in rural Kenya. We show that adding an aspiration-boosting workshop to cash transfers increased women’s control over resources & decreased intimate partner violence as compared to cash transfers alone. tinyurl.com/3fwuhjyc

8
35
3,356
Emma Riley retweeted
Researchers in Ghana explored how to encourage mobile banking use in rural microfinance groups. Results showed that having a group leader endorse the new technology & offering small incentives boosted adoption and savings. Read about the impact evaluation conducted by @Abu_Shonchoy, @EmmaRiley19 & Robert Osei with IPA Ghana and @OISLGhana. bit.ly/43AwV5E
4
3
907
Emma Riley retweeted
How can mobile banking adoption grow in rural areas? An IPA study in Ghana found that combining small incentives and having a group leader endorse & support the new technology doubled adoption rates and increased savings by 30% after six months. bit.ly/43AwV5E #DigitalFinance #MobileBanking
1
3
8
1,221
Excited to share a @vox_dev post on my new paper on digital financial services and women’s empowerment with @rachelmheath
13 Aug 2024
🆕 Empowering women through digital financial services 🇹🇿 Today on VoxDev, @rachelmheath @UWecon & @EmmaRiley19 @umichECON outline the positive impacts of increasing women’s use of mobile money in Tanzania: voxdev.org/topic/finance/emp…
3
8
35
5,291
Emma Riley retweeted
đź“– New #CEGAWorkingPaper đź“– Adding a trusted friend's endorsement to individual incentives can double the adoption of mobile banking in Ghana, find @EmmaRiley19, @Abu_Shonchoy & @RdoseiOsei. How does this affect financial digital inclusion? Learn more: buff.ly/3w7eib4
2
2
1,340
Delighted to see this out in print!
Seeing a movie containing a role model improved the exam performance of secondary school students in Uganda. In the March 2024 issue of REStat by Emma Riley @emmariley19. zurl.co/FEoH
2
4
89
10,415
Delighted to share that my job market paper is forthcoming at the AER!
Forthcoming in the AER: "Resisting Social Pressure in the Household Using Mobile Money: Experimental Evidence on Microenterprise Investment in Uganda" by Emma Riley. aeaweb.org/articles?id=10.12…
27
17
422
83,304
Emma Riley retweeted
8 Nov 2023
Digital financial services like mobile banking can be a powerful tool to ⬆️ financial inclusion, especially for those in rural areas. In Ghana, @EmmaRiley19 & @Abu_Shonchoy looked at the impacts of an info campaign on digital financial service uptake: j-p.al/79f

3
8
5,203
Emma Riley retweeted
Coping with Weather Disasters through International Migration: The Role of Search Frictions and International Migrant Demand: Guest post by Emir Murathanoğlu - the 2nd in our job market series involves typhoons blogs.worldbank.org/impactev…
1
13
51
11,763
Emma Riley retweeted
27 Sep 2023
What are innovative ways to increase the use of mobile banking services in rural low-access areas? @EmmaRiley19 & @Abu_Shonchoy explored the impacts of a national information campaign on digital financial service uptake in Ghana: j-p.al/79f

3
6
2,248
Emma Riley retweeted
13 Sep 2023
Can information campaigns encourage adoption of new digital financial services? In Ghana, J-PAL affiliates @EmmaRiley19 & @Abu_Shonchoy examined the impacts of pre-recorded phone calls & text reminders promoting mobile banking. Read more 👇 j-p.al/79f

2
5
1,986
Emma Riley retweeted
🚨 Less than one week to go! Join us for the #SDG Webinar on the transformative potential of digital financial inclusion in driving forward the SDGs with @poverty_action and @WorldBank. 🗓️ Tuesday, September 12th, 8 am-9 am EST. Register now ➡️ bit.ly/finclusion0912 💡
6
7
1,715
Emma Riley retweeted
📢 Save the date! Join @poverty_action , @wb_research and the Alliance for a discussion on the power of digital financial inclusion to advance the #SDGs 🗓️ Date: Tuesday, September 12th ⏰ Time: 8am-9am EST 📌 REGISTER HERE ➡  bit.ly/finclusion0912 #GlobalGoals
9
12
2,652
Submitted two revisions this week! Wish me luck 🤞
1
51
8,023
I’m excited to announce that I’ll be joining the department of economics at the University of Michigan in the Fall! I’m really looking forward to being part of such a great group of economists! @umichECON
34
3
402
48,878
I’ll also miss my fantastic colleagues at the University of Washington. It’s been a really supportive department and I’ve made some great friends.
6
6,060