Exactly is a decentralized, self-custodial, open-source protocol for depositing and borrowing crypto assets at variable and fixed interest rates.
Joined June 2021
- Tweets 1,576
- Following 73
- Followers 11,937
- Likes 2,599
315 Photos and videos
Pinned Tweet
1 Dec 2025
7
3
36
20,739
Exactly Protocol π΅ retweeted
Jun 8
In case you missed it, @base highlighted the Exa Credit Card last week.
$XRP, $BTC, $ETH, and $USDC holders can now access instant credit and liquidity without selling their assets.
Check it out β¬οΈ and be sure to follow @ExactlyProtocol to learn more!
3
3
10
1,543
Exactly Protocol π΅ retweeted
May 27
ICYMI: Turn your XRP into instant credit π³
Keep your positions intact and spend against your crypto holdings in the real world.
See how it works β
Now available in select U.S states. Powered by Exactly Protocol. See terms for rate, payment and other details. Crypto assets are volatile and high-risk.
23
46
308
17,060
Exactly Protocol π΅ retweeted
cbXRP on @base is now accepted collateral for the @Exa_App Credit Card, powered by @ExactlyProtocol
Spend against your position at 150M Visa merchants without touching your stack
May 26
New for XRP holders β Get liquidity without the exit.
Access the value of your XRP and keep your position with the Exa Credit Card.
βΎ Use XRP, BTC, ETH, USDC to access credit
βΎ Accepted at 150M Visa merchants
βΎ Choose your payment plan
Unlock instant credit on Uphold without selling π²
Now available in select U.S states. Powered by Exactly Protocol. See terms for rate, payment and other details. Crypto assets are volatile and high-risk.
4
6
33
6,539
Exactly Protocol π΅ retweeted
Behind the scenes:
1. Users deposit XRP on @UpholdInc "Instant Credit"
2. @ExactlyProtocol receives cbXRP on @base
3. Collateral powers fixed-rate the Exa Credit Card
May 26
New for XRP holders β Get liquidity without the exit.
Access the value of your XRP and keep your position with the Exa Credit Card.
βΎ Use XRP, BTC, ETH, USDC to access credit
βΎ Accepted at 150M Visa merchants
βΎ Choose your payment plan
Unlock instant credit on Uphold without selling π²
Now available in select U.S states. Powered by Exactly Protocol. See terms for rate, payment and other details. Crypto assets are volatile and high-risk.
2
2
8
4,243
Powered by the Exactly Protocol
May 26
New for XRP holders β Get liquidity without the exit.
Access the value of your XRP and keep your position with the Exa Credit Card.
βΎ Use XRP, BTC, ETH, USDC to access credit
βΎ Accepted at 150M Visa merchants
βΎ Choose your payment plan
Unlock instant credit on Uphold without selling π²
Now available in select U.S states. Powered by Exactly Protocol. See terms for rate, payment and other details. Crypto assets are volatile and high-risk.
1
7
311
The Exa App is about to scale much faster π
More soon π
The EXAIP-32 proposal for the Exactly DAO reorganization has been approved β
4
2
12
1,798
The EXAIP-32 proposal for the Exactly DAO reorganization has been approved β
Voting is now open for EXAIP-32 π³οΈ
2
1
6
2,815
Exactly Protocol π΅ retweeted
May 19
@ExactlyProtocol is voting to split in two: the lending protocol stays fully on-chain with the DAO, while the consumer Exa App and Exa Card business moves into a private company ("NewCo") that can raise outside capital.
The app side needs things a DAO can't easily do on its own: hiring, partnerships, and integrations like cards and fiat rails. NewCo is the wrapper for that work.
The protocol's smart contracts, brand, and open-source code stay with the DAO. No outside investors get protocol governance rights.
In return, the DAO receives off-chain equity-linked instruments in NewCo (likely subordinated convertibles). The size of the stake, the valuation, and the investor identities are deferred until after the vote and financing close.
NewCo would service the protocol for up to ~2 years, with the DAO retaining discretion to end the arrangement.
4 wallets have voted, all in favor, totaling 251,924 $EXA. Quorum is cleared at 251%. Voting closes May 22 at 13:09 UTC.
Proposal: snapshot.box/#/s:gov.exa.ethβ¦
1
3
7
1,791
Exactly Protocol π΅ retweeted
May 18
ICYMI: USDC just got a powerful upgrade.
Lend your $USDC to turn it into an active, yield-generating asset and watch your earnings grow live on your dashboard.
Access the benefits of DeFi lending right from your wallet.
See how it works β
*Based on reasonable assumptions and beliefs in light of the information available at the time the statement is made. Funds are deposited to, and yields are paid by, the Exactly Protocol, a decentralized protocol on the Base blockchain. Financial forecasts, even those presented with numerical specificity, are estimates based on subjective and variable assumptions that are inherently subject to material uncertainties, risks, and other changes in circumstances that are difficult to predict. Actual results may differ materially from any stated projections, and there is no guarantee of returns unless your funds are borrowed. Past results do not predict future results. Uphold cannot guarantee future performance and undertakes no obligation to assess the veracity of any stated projections. Users are cautioned not to rely on these projections when making a decision regarding Exa Earn.
Available in select U.S. States. Powered by Exactly Protocol. Yield is variable and not guaranteed. Returns depend on protocol performance and network activity. Past performance does not guarantee future results.
High credit demand means you may not be able to withdraw all your funds. You can withdraw your assets at any time as long as there is available (unborrowed) liquidity in the asset pool. Terms apply.
9
27
135
10,283
Voting is now open for EXAIP-32 π³οΈ
Exactly became two things: a decentralized protocol, and a consumer app on top.
The EXAIP-32 formalizes it:
1. The Exactly Protocol stays decentralized, and DAO governed.
2. A NewCo runs the Exa App, built to scale.
Voting starts tomorrow π³οΈ
snapshot.box/#/s:gov.exa.ethβ¦
2
1,479
Exactly became two things: a decentralized protocol, and a consumer app on top.
The EXAIP-32 formalizes it:
1. The Exactly Protocol stays decentralized, and DAO governed.
2. A NewCo runs the Exa App, built to scale.
Voting starts tomorrow π³οΈ
snapshot.box/#/s:gov.exa.ethβ¦
2
7
2,624
Exactly Protocol π΅ retweeted
May 15
Uphold Exchange just enabled USDC Earn for its users via @Base powered by @ExactlyProtocol
Institutional onchain integrations like @UpholdIncβs depend on high bars of security, auditability, and permissioned programmability. Base was designed for that
CEXs canβt keep customer assets in harbor forever. As they say βa ship in harbor is safe, but that is not what ships are built forβ
May 15
Earn yields up to 7%* on USDC π΅
New Earn feature is live! Turn your $USDC into an active, yield-generating asset in just a few taps.
β Earn yield through on-chain lending
β Watch your balance grow live
β Easy DeFi access
Put your crypto to work π²
*Based on reasonable assumptions and beliefs in light of the information available at the time the statement is made. Funds are deposited to, and yields are paid by, the Exactly Protocol, a decentralized protocol on the Base blockchain. Financial forecasts, even those presented with numerical specificity, are estimates based on subjective and variable assumptions that are inherently subject to material uncertainties, risks, and other changes in circumstances that are difficult to predict. Actual results may differ materially from any stated projections, and there is no guarantee of returns unless your funds are borrowed. Past results do not predict future results. Uphold cannot guarantee future performance and undertakes no obligation to assess the veracity of any stated projections. Users are cautioned not to rely on these projections when making a decision regarding Exa Earn.
Available in select U.S. States. Powered by Exactly Protocol. Yield is variable and not guaranteed. Returns depend on protocol performance and network activity. Past performance does not guarantee future results.
High credit demand means you may not be able to withdraw all your funds. You can withdraw your assets at any time as long as there is available (unborrowed) liquidity in the asset pool. Terms apply.
2
3
18
2,291
Fintech in the front, DeFi in the back (powered by Exactly Protocol)
May 15
Earn yields up to 7%* on USDC π΅
New Earn feature is live! Turn your $USDC into an active, yield-generating asset in just a few taps.
β Earn yield through on-chain lending
β Watch your balance grow live
β Easy DeFi access
Put your crypto to work π²
*Based on reasonable assumptions and beliefs in light of the information available at the time the statement is made. Funds are deposited to, and yields are paid by, the Exactly Protocol, a decentralized protocol on the Base blockchain. Financial forecasts, even those presented with numerical specificity, are estimates based on subjective and variable assumptions that are inherently subject to material uncertainties, risks, and other changes in circumstances that are difficult to predict. Actual results may differ materially from any stated projections, and there is no guarantee of returns unless your funds are borrowed. Past results do not predict future results. Uphold cannot guarantee future performance and undertakes no obligation to assess the veracity of any stated projections. Users are cautioned not to rely on these projections when making a decision regarding Exa Earn.
Available in select U.S. States. Powered by Exactly Protocol. Yield is variable and not guaranteed. Returns depend on protocol performance and network activity. Past performance does not guarantee future results.
High credit demand means you may not be able to withdraw all your funds. You can withdraw your assets at any time as long as there is available (unborrowed) liquidity in the asset pool. Terms apply.
6
381
Exactly Protocol π΅ retweeted
May 12
DeFi is creating more accessible financial services. When I was younger, I financed a car I thought I could afford, but couldnβt. I was naive and brought it back to the dealer, which destroyed my credit. For years, all I could get were predatory offers - huge upfront fees and high interest rates with low credit limits. The @ExactlyProtocol card, which is now integrated into Upholdβs app, solves this - it offers low cost credit secured by the assets I am a long term holder of, and don't have to sell. I wish this existed 20 years ago, but better now than never!
3
9
1,370
We're hiring a Senior Solidity Dev for Exa.
Apply here pls:
4
6
10
1,201
The increase of cbXRPβs supply cap to $1.5M, as approved by EXAIP-31, was executed today. Over the next few weeks, we plan to raise it up to $15M. Base tx hash:basescan.org/tx/0xc691c75bbeβ¦
The [EXAIP-31] cbXRP Collateral Cap Increase was approved. Implementation next week.
1
1
16
2,279