Many will tell you that one's home is not an asset... If that's true, then how did I spend the past 7 years leveraging my home's equity to acquire 3 additional income properties, worth a combined $2.6M, that cash-flow more than $6K/mo...?

What idiot decided to call them chefs, and not panhandlers?

You turn 18 and find out your parents set up a whole life insurance policy for you. - $700,000 death benefit - self-sustaining (no additional premium payments) - cash-value worth approx. $75,000 - cash value grows by 4.9% annually (after all fees) Do you: A) Keep the policy, never have to worry about life insurance again, and use the cash-value as your emergency fund if/when needed. B) Cash-out the policy, move to a similar term life insurance policy (assuming good health), which requires an annual premium, and use the proceeds to invest in the market, buy a house, pay for college, etc.

If Elon were to 50X his net worth over the next 20 years, and become worth $50T, would that still be good for society? Or at what point does the concentration of wealth under one man become a problem... if ever?

$109,000,000 per day. According to the 4% rule, that's the max amount of money a trillionaire could spend, and never touch their principal.

*Sigh* Do you not understand the concept of insurance? Do you not understand that a majority of policies collect more than they ever pay out. And what's this nonsense about "you pay up front"... as that's not at all how insurance works. You pay as you go, for both term and whole life.

People pretend like single-day, in-person voting, with an ID will make our elections fair and secure... but the problem will always be that the public is asked to trust the election results, without any actual evidence. Election Supervisors: Candidate A got 53,205 votes, and Candidate B got 52,887 votes. Candidate A wins. The general public: Uh...OK, I mean I guess, if you say so. Like is there anyway we can check for ourselves? Election Supervisors: No.

Imagine the conflict of interest if one person were allowed to be the sitting president of more than one country. It would never fly, and rightfully so. So why do we allow one man (Musk) to be the CEO of two publicly traded companies at the same time? How can a CEO truly act in the best interest of two different sets of shareholders, as required by law?

So many people wanted Peloton at $100 , but today nobody wants Peloton at $5.50...

If Trump can't endure a Meet the Press interview, without throwing a temper tantrum, and storming off... what makes anyone think he has the temperment to have productive negotiations with Iran?

My wife could divorce me at a later date, so based on that possible future outcome, im currently divorced, and was never truly married. See how dumb that sounds?

Contrary to what people who have never owned or managed real estate might tell you... toilets are actually one of the things I get the fewest calls about. And definitely not at 2:00am.

Bitcoin's recent performance has been compleetly disappointing, and is only up about 5% since @lindsay__stamp made this assertion 2 years ago. Maybe things will turn around for Bitcoin, but I'm totally fine dealing with "ovens and toilets", so long as it means consistent tax-deferred cash-flow, month after month.

Ouch. He should have just stuck to his $VOO and chill strategy...

TFW the focus group rejects your edgier concept, so you go with the safer "Anything Helps. God Bless" cardboard sign instead.

I'm a big fan of @huel, but their black bag packaging is terrible. Nearly impossible to open or close without making a mess. I really hope they have people working on a better way forward.

Being an American right now is just waking up and being told how much more money our president is stealing and having to go about our day like normal.

We have a commercial portfolio loan was backed by seven of our long-term rentals. This 25yr loan was originally secured in June of 2021, with a 5yr fixed rate of 3.75%. The opening balance was $2,094,000, with a monthly payment of $10,767 (P I only). Next month this loan will reprice at a new rate of 6.5%, give or take, and if we did nothing, the monthly loan payment would have shot up to about $13,400. But instead of doing nothing, we made the following proactive moves to improve our outcome: 1. We sold one of the seven properties in January of 2026, and put all $717,000 of the proceeds towards the loan balance. 2. We aggressively paid down an additional $612,500 in principal over the past 4 months, driving out ourstanding balance down to about $490,000. 3. We received approval from our lender to reamortize the loan to a 30yr term. These three moves will result in a new monthly payment that is about $3,025, or $10,375 less than what we would have been shelling out each month. Granted, selling the 7th property means less rental revenue, but the cash-flow delta is still close to $7,500/mo. In closing, adjustable rate mortgages come with considerable risk, but you can mitigate that risk if you have a plan to navigate your rate increase.

When you're nearly $40 trillion dollars in debt, $1.776 billion can easily be dismissed as a drop in the bucket. But dismissing nearly $2 billion as a mere "drop in the bucket", is definitely how you end up $40 trillion in debt...