Joined October 2010
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11 Apr 2025
PSX Multi-bagger SAZEW is trading above Rs. 1,100. Just a year ago it was less than Rs. 50. Who bought it then and stills holds? My pure fundamentals based strategy grabbed it at Rs. 44 and is still holding it. (2/2)
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THIS IS A VICTORY TO IRAN and an OPEN HUMILIATING DEFEAT TO USA!
USA could not occupy Iran and had to back away really quick. Iran has asserted itself as a big power in middle east not to mess with!
BREAKING: President Trump says the deal with Iran is โnow complete.โ
โI hereby fully authorize the toll free opening of the Strait of Hormuzโฆ let the oil flow,โ Trump says.
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Witholding tax has been reduced from 5% to only 0.5% on international debit and credit card transactions.
A good alternative to use PKR funds in Pakistan for overseas Pakistanis. You can use the cards issued by Pakistani banks to do digital payments in abroad.
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Does anyone know of a mobile app to track financial accounts?
I just did a quick check and I got around 20 plus financial accounts local and international. Excel gets too boring and difficult to maintain in mobile.
Stock tracking portfolios do not help here.
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Global interest rate increase is indicating the same path as was during Russia Ukraine war.
Iran war doesn't seem to have any solution. Trump is desperate for a deal but it took him more than a year to sort out his unilateral tariff matter. This war is a two way game.
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Depends on what's your goal.
I post a lot more frequently to actively seek criticism on my picks to save myself from total loss of capital. I earned 200% return in a year, special thanks to the X community that helped me deepen my research on my strong picks.
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I used to mock CSS due to low salary if one satyed in Halal limits. In my immediate circle around 90% of friends who attempted CSS got allocations. I was stubborn to not even appear in exam fearing that once I got the offer of Haram, I may not resist it.
AND I was stupid.
Jun 8
All my life I pushed back against CSS aspirant frnds thinking earning more than what 95% people earn in Pakistan, I'm in a good position n living a far better life than em until had an issue with 2 constables yesterday
U feel like a subhuman second degree citizen in this country
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Met a branch manager of Faysal bank who promised to waive off front-end load for lifetime transactions in future to Faysal Funds on one off transfer of Rs. 1 million.
I agreed on the condition that he writes this statement on letterpad. Fraudster backed off immediately.
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If you happen to open RDA, DO NOT go for HBL @HBLPak
This dude Shah Zaman is lethargically slow and unprofessional. All processes of HBL are equally designed by dumbest people. They still conduct their regular business on PHONE that takes 45 minutes a call!!!
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FiRe through PSX ๐ธ retweeted
BREAKING: Iranian state media says Iran has fired a third wave of ballistic missiles toward Israel.
President Trump is being briefed on the situation, according to a US official.
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The argument Miftah made is nothing new. Back in 2010, same argument was defended by Islamic banks saying they're too young an industry. Even after 15 years, Islamic banks have made ZERO progress towards truly Islamic model.
Despite all noise, Islamic banks remain halal though.
Op-Ed: "Islamic bankers give the example of eating beef to justify Islamic banks. They say if you eat non-zabiha beef it is wrong but the same beef is halal if slaughtered properly. The example is powerful but not applicable as Islam has not prohibited eating beef, it has just prescribed a way of slaughtering cattle."
dawn.com/news/2005594/is-islโฆ
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FiRe through PSX ๐ธ retweeted
SLM IPO: Expensive at PKR 19.95/sh; consider indirect exposure via SRVI and SGF
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Recently got this treatment at Faysal Bank. But the boy was honest who told that they are forced to meet targets of opening current accounts.
He promized to help me open a savings account later without requiring my physical presence.
Pakistan Banks ๐ฆ
Ever gone to a bank to open a Savings Account, but the staff pushes you toward a Current Account instead?
It's not random. It's where banks make their real money.
Same PKR 100 Bn deposit. Same investments. Same returns.
Current Account โ PKR 5.5 Bn profit
Savings Account โ PKR 0.7 Bn profit
That's 8x more. Why? A Current Account pays you no interest, so it costs the bank nothing. A Savings Account does, so it eats into their profit.
Even as interest rates have nearly halved since 2023, bank profits stayed strong. The reason: more Current Accounts.
High rates help banks. But growing Current Accounts is what really drives their profits.
Full calculation explained in the image below ๐
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PSO target price of Rs. 900 by December 2026. It is a 157% upside within next 7 months.
Is AKD team just drunk or rest of the brokers are dumb asleep to miss such a big upside?
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FiRe through PSX ๐ธ retweeted
Jun 1
๐ต๐ฐ Real Interest Rate (RIR) turns negative after almost 26 months.
โข Headline Inflation: 11.7%
โข SBP Policy Rate: 11.5%
โข Real Interest Rate: -0.2%
โ The real borrowing costs back in negative territory for the first time since Feb 24.
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If you want to ruin your peace while banking in Pakistan, go for HBL. Over last 8 months, not even a single thing works without escalating it to their big boss. Bunch of duffers are enjoying a Sarkari style job protection in HBL!
I made a mistake of opening RDA with them....
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So guys, after further discussions over past 4 days, it stands proven that he stole my data and is blackmailing me by demanding extra money. He has now declined to return the data. Today, received a threat call from some Gujjar!
It is now a case for FIA. Wish me luck...
I decided to spend my vacation in Pakistan. Given the volatility at every level here, I did expect to get heavy shocks.
22.05.2026:
An as**ole computer technician in Lahore formatted my laptop drive DESPITE me clearly warning him to not mess with hard drives of laptop!
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I decided to spend my vacation in Pakistan. Given the volatility at every level here, I did expect to get heavy shocks.
22.05.2026:
An as**ole computer technician in Lahore formatted my laptop drive DESPITE me clearly warning him to not mess with hard drives of laptop!
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Nice read
May 21
"The Iran war has only just begun to deliver its costs โ costs that will be paid, as always, by nations that had no role in starting the conflict."
โ #AJOpinion by Umair Waqas โคต๏ธ aje.news/6vpyvj
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