It’s finally here! The most Cardano Lending experience on Cardano: Introducing the all-new Lending V3 ✨

Cardano! We are once again asking you to try the BIFROST testnet: bifrost.fluidtokens.com/ (and while you are at it, review our BIFROST proposal draft 😤: hackmd.io/@lantr/bifrost-bri… )

As a DRep, reviewing hundreds of proposals is a challenge in itself, so we made it easier for you: The Bitcoin <> Cardano bridge: BIFROST withdrawal proposal Cheat Sheet 💎 Link: hackmd.io/@lantr/bifrost-bri…

This is the Bifrost treasury withdrawal draft, brought by Fluid Tokens and @lantr_io . We are publishing it here for community feedback. hackmd.io/@lantr/bifrost-bri… Some rationale: This is an important step, and we want people to read it closely, discuss it openly, and share their views before anything moves forward. Bifrost is being built as public infrastructure for Cardano: open source, independently stewarded, with no bridge token and no founder allocations. Catalyst funded the testnet phase. This draft is about the next step toward mainnet, including security, private mainnet readiness, legal structure, ecosystem adoption, and the coordination needed to make a Bitcoin to Cardano bridge work in practice. This ask is focused on bridge technology, security, ecosystem bootstrap, and launch readiness. In practice, this means bridge hardening, audits and security work, internal mainnet, legal setup, SDK support, whitelabel portal support, and the coordination needed to bring Bifrost to private mainnet. The launch and operations costs are included as a projection, so the community can see the full plan in the Roadmap & Budget overview section, while the current ask focuses on the work required to get Bifrost ready for a secure launch path. The budget has been jointly decided on with a 0.16 ADA/USD reference price and a 10% contingency, bringing the current ask to 12.3M ADA. At a high level, the proposal is built around three workstreams: Bridge hardening & Security, Ecosystem readiness & partnerships, and Legal, stewardship & economy. We are also providing hands-on development support for any Cardano dApp integrating Bifrost via SDK or whitelabel portal and fBTC in their workflows, creating new opportunities for Bitcoin liquidity across the ecosystem. We know proposals like this deserve scrutiny, and that is exactly why we are publishing it early for feedback from every Cardano dRep. Please read it, challenge it, and let us know what you think. 💙

BIFROST keeps moving through Catalyst Fund14. 😤 Milestone 1 is complete, Milestone 2 is submitted, and Milestone 3 is planned by the end of June. SPO-secured infrastructure, smart contract flows, and the BTC bridge architecture are moving forward toward mainnet. Bitcoin liquidity on Cardano, one step at a time 😉

Every SPO, every dApp, and everyone planning to use the Bifrost bridge should start preparing for the Bifrost integration 👀 We’ll be sharing the application form very soon, meanwhile we’ve prepared a nice visual so you can go tell your delegators and users📣

Fluid stats are in: → 17.84M $ADA in collateral value → 6.82M $ADA in active debt → 364 unique wallets → 286 lenders → 88 borrowers → 15.63% collateral share across the tracked lending market That means incentives are doing what they were designed to do: bring liquidity onchain, activate borrowing demand, and move capital across Cardano DeFi, beautiful 😘

Check your wallets, $FLDT stakers! 🎉 Liquidity providers and Aquarium nodes have received their rewards: → 14k cardano:native → 3,3k $USDM → 0.05 $BTC Whales coming in for the rewards, and staying for the best Cardano L&B experience 😎

After careful consideration, we just wanted to say that: We are doubling down 😤 New full stack dev onboarded, BTC treasury proposal being fine tuned for this week, stablecoin work w/ @USDMOfficial , @wavedigital_ and @nbxcom expanding and coming back, and auto liquidation plus compounding near completion.

Cardano has always been the harder path, but we are here because we chose to walk it. 😤 We chose to build where others saw limits, to keep going when progress felt slow, and to believe that infrastructure, decentralization, and community matter. Now the path feels even harder. So we do what our community has always done We march on, regardless. Because we care about this ecosystem, because we love what we build, and because this mission is still bigger than the market around us. Cardano is not going anywhere. 💙 Fluid is not going anywhere. 💙

This is the time you lock in, double down, and start using DeFi on Cardano: → FluidTokens.com Lend, Borrow, Stake, Bridge Bitcoin w/ Bifrost, Supply Liquidity, Use Collateral, Earn Yield, Pay Fees with Any Token, Create Tanks, use CARDANO! Now more than ever. 💙

The market goes up and down, while Fluid stays growing 😤 debt, number of wallets and collateral have been soaring in the past 7 days! This means fluid has now more liquidity, with more users and a higher utilisation. *Chef’s Kiss* 💙

“but i’m not technical” “but I don’t know what half of this means” “but I never tried a testnet before” "but but but" If you like accessing Bitcoin from Cardano and back, It’s never too late to start testing the BIFROST Bridge in public testnet 👇 bifrost.fluidtokens.com/

You will never believe this This is a new trick that allows Cardano whales to make 8 % Compounding APY 👇 JK, NO TRICKS HERE, JUST LEND $USDM ON FLUID: app.fluidtokens.com/ada/mark…

GOOOD MORNING CARDANOOOO 💙 Wanna see a sneak peek of what Bitcoin <> Cardano will look like? → bifrost.fluidtokens.com/

Hey Cardano, @0xMetamatt here, CEO of FluidTokens. Bitcoin is ready to flow into Cardano because many of us have spent the last two years building the rails to make it possible. We chose the harder path to get here. Countless hours went into writing code, speaking with expert builders, designing features, and finding the right way to create something we believe is vital for the Cardano ecosystem. Through constant work across many different teams, we reached the BIFROST public testnet, and we are deeply thankful to everyone who saw this vision and supported it during Catalyst Fund 14. So many of you helped us along the way, and now that we are close to the finish line, we want to ask for your help once more. The BIFROST public testnet was the first step. The FluidTokens and @lantr_io BIFROST treasury withdrawal request is the next step toward mainnet. We are nearing the last lap, and we are almost there. We are asking every community member, every DRep, and every Cardano holder to review the draft once it goes live and share honest feedback before submission. We will share it soon, we will be live to discuss it with you, and we cannot wait to hear what the community thinks. Let’s do it for Cardano 💙

Are you ready to lend and borrow privately on C̶a̶r̶d̶a̶n̶o̶ Midnight? FluidTokens will be the go-to for privacy-enabled lending and borrowing 😤

Our lending interest compounds, here’s what you can earn from a $1000 loan on FluidTokens: 6 month scenario: Starting at 8% APY: → APY grows from 8% to 18% 1 year scenario: Starting at 8% APY: → APY grows from 8% to 30% That is up to 19% on capital that would otherwise sit idle. The longer your loan stays active, the harder more your APY grows.

Everyone dreaming about Bitcoin coming to Cardano should try out the Bifrost public testnet: bifrost.fluidtokens.com → request tBTC on Discord → connect your wallets, you will need $tBTC $tADA → Start bridging → Wait for confirmation → Claim your fBTC