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Fox Davidson @Fox_Davidson_

UK Mortgage Broker. Contact us for mortgage advice on UK property. Call: 03300100315

Joined April 2013
  • Tweets 1,773
  • Following 400
  • Followers 862
324 Photos and videos
Ask an AI assistant what a UK bridging loan costs and, until now, you got a guess. We have published our bridging calculator as a tool Claude and ChatGPT can run directly, including whether you qualify for a 60-month regulated term under the FCA high net worth rules. Open source. foxdavidson.co.uk/calculator…

Bridging Loan Calculator UK 2026 | Cost & HNW Term

Free UK bridging loan calculator. Rolled-up, retained or serviced interest, LTV, fees and a month-by-month breakdown, HNW check - MCOB 3A 60-month term.

foxdavidson.co.uk
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Great to be featured in the press across May, discussing a range of topics including this article on the increase to income multiples now at 7x income for the right borrowers. mirror.co.uk/money/im-mortga…

'I'm a mortgage broker and big change means you can buy a home'

She also explained why people should be cautious

mirror.co.uk
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Fox Davidson retweeted
Wes Davidson
@wesdavFD
May 17
The large loan brokers guide to Bridging Finance by Wesley Davidson. fdcommercial.co.uk/finance-g… #hnw #bridging

The Large Loan Broker's Guide to UK Bridging Finance 2026

A ten-part guide to large and HNW UK bridging finance: rates from 0.3% pm via private banks, LTVs to 90% via cross-collateralisation.

foxdavidson.co.uk
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Fox Davidson retweeted
Cherry Financial Services Forums@cherryforums
Apr 30
FD Commercial completes 70% net regulated bridging loan in three weeks for £1.1m Reading auction purchase @Fox_Davidson_ @Precise_Mtgs cherryplc.co.uk/industry/pre…

FD Commercial completes 70% net regulated bridging loan in three weeks for £1.1m Reading auction...

cherryplc.co.uk
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Fox Davidson retweeted
Wes Davidson
@wesdavFD
Apr 15
x.com/i/article/204447989190…
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Holiday Let owners: 2026 brings major changes! Mandatory registration in England, planning updates, safety rules and tax shifts after FHL abolition. Don’t get caught out, read our complete guide: foxdavidson.co.uk/2026/01/28… #HolidayLets #ShortTermLets #UKProperty

Holiday Let Regulations 2026: Tax, Planning & Registration

UK holiday let rules for 2026. FHL abolition, mandatory registration, C5 planning class, safety standards, and mortgage requirements.

foxdavidson.co.uk
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best places to invest in London in 2026. foxdavidson.co.uk/2026/01/14…

Top 10 Places to Invest in Buy-to-Let in London for 2026

what are the best areas of London to invest in 2026 for buy to let? We look at the best areas of London in this 2026 guide.

foxdavidson.co.uk
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can you get a mortgage on a timber framed house? foxdavidson.co.uk/2026/01/15…

Non-Standard Property Mortgages UK 2026 | Fox Davidson

UK non-standard construction mortgages from £250,000. Listed, thatched, timber-frame, flat-roof, ex-LA high-rise, large acreage. Whole of Market brokers.

foxdavidson.co.uk
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Buying property in Knightsbridge foxdavidson.co.uk/2026/01/20…

Everything You Need to Know About Buying Property in Knightsbridge

Explore essential tips and insights for buying property in Knightsbridge. Make informed decisions and navigate the market with confidence. Read more!

foxdavidson.co.uk
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Great to see another drop in interest rates. Base rate now 3.75%
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Barclays now accepting 100% of of profit after tax, interest only improvements too. #innovationforgood
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For all self-employed income evidence, the most recent year end must not be more than 18 months before the date of the application. From Monday 6 October many lenders will need your 2025 tax calculation to have been submitted. #tax #selfemployed #londonmortgagebroker
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In a shifting UK property market, homeowners are increasingly turning to raffles as an alternative to traditional estate agents, with entry fees as low as £2 offering a novel path to selling a home! @Telegraph telegraph.co.uk/money/proper… #MortgageAdvice

Meet the sellers ditching estate agents to raffle off their homes instead

Homeowners turn to £2 property lotteries, but they’re not always the key to an easy sale

telegraph.co.uk
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Average fixed rates stable: 2yr at 4.98%, 3yr 4.87%, 5yr 5.02%. Lenders like Santander (cuts up to 19bps), TSB (15bps), and Virgin Money (34bps) lower rates, while some hike—Barclays’ 4.85% 2yr fix at 95% LTV boosts first-timers. Sub-5% deals gaining traction. Remortgaging dips in August: instructions down 8% MoM, completions fall 28% seasonally, yet avg payments rise £354—45% increase loan sizes, 26% tap equity. Two-year fixes lead at 46%; London loans avg £370k vs £176k elsewhere. Industry moves: Pepper Advantage acquires Computershare’s UK servicing, adding £50bn in assets. NatWest launches BTL loans, cuts resi rates for FTBs. Rental supply tightens as landlords exit, pushing rents up—4 bed homes hit £2,010 avg. 350k face renewal shocks; experts say lock in rates now. Budget stamp duty rumors swirl—stay alert! #MortgageNews #UKProperty #mortgagebroker
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