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Joined August 2023
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Waiting for Maraga to start injecting πŸ’‰ πŸ’‰ πŸ’‰

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Fun On 𝕏 retweeted
NCBA presents a compelling opportunity for a quick and fairly reliable short-term return particularly for small shareholders who participate in the full cash portion of the Nedbank tender offer. Using yesterday's closing price of KES 89.50, an investment of KES 688,000 (1/4)
~1.5 years later, how is this portfolio looking? It has grown from $74K to $126K. Lots of trims (SCOM, COOP, KCB, WTK, SCBK), Exits (TOTAL) & entries (NCBA, KEGN, SBIC & etc). You'll see some positions have doubled in holding & NCBA is challenging COOP/SBU for top bank holding 🧡 Here is how the $126K portfolio looks like. I have excluded Acorn REIT which I'm thinking of exiting sometime next year. 1. SCOM: 18.2% 2. COOP: 10.3% 3. MTNU: 9.4% 4. SBU: 9.1% 5. NCBA: 8.0% 6. BAT: 6.4% 7. KCB: 6.2% 8. EABL: 6.0% 9. EQTY: 4.4% 10. SBIC: 4.3% 11. BOBU: 4.3% 12. SCBK: 2.6% 13. WTK: 1.6% 14. KEGN: 1.6% 15. KUKZ: 1% 16. BOC: 0.5% 17. HFC: 0.04% 18: Cash/Cash Equivalent: 6% Ideally I want to hold about 20 equities over the two markets. Everything under 2% apart from WTK (trimmed) is a starter position or a tracking position (especially under 1%). I've always wanted to own more Kakuzi but it's very iliquid. So, building a sizable position is difficult. I do see BOC, Carb, HF and Kengen getting the lion share of allocation after NCBA accumulation hits ~9/10% and BOBU hits ~5%. I'm pretty happy with the current holdings but EQTY will also get some allocation. EQTY deserves to be at about 6% of this portfolio. Trimmed SCBK (I think I posted on this) and took all my cash invested, so riding on house money. Earnings haven't been great and re-rating is a possibility. If I see it at 300 or under, I might start allocating a little bit of capital.
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A girls' school conducts a fire drill to teach students what to do in case of a fire.
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Many people earn money every month, spend almost all of it, and have nothing left to build wealth. Wealth creation starts with understanding your income, expenses, profits, and losses. ~Spend less than you earn ~Invest the difference ~Let your money work for you
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Too busy to study and track the markets daily? Let's handle that while you focus on your busy work schedule. Join our exclusive investors' community of over 275 serious investors focused on building wealth. Smart investing starts here with @EncapKenya. Annual fee: KES 6,000 only (full access in 2026) πŸ“² Call/WhatsApp me today on: 25711850143 #InvestWithEncap #SaveWithEncap
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This is the cost breakdown of This 3 Bedroom house with executive finishes. * FOUNDATION – KSh 845,695 1. Excavation – KSh 33,390 2. Hardcore – KSh 49,200 3. Blinding – KSh 12,000 4. Anti-termite Treatment – KSh 7,250 5. Blinding Under Strip Footings – KSh 26,720 6. Strip Footings – KSh 198,240 7. 150mm Ground Floor Slab – KSh 198,240 8. Column Footings – KSh 30,240 9. Foundation Columns – KSh 6,560 10. Formwork – KSh 14,875 11. BRC Mesh – KSh 48,000 12. Foundation Walling – KSh 184,200 13. Damp Proof Course (DPC) – KSh 17,500 14. Damp Proof Membrane (DPM) – KSh 12,000 15. 12mm Rendering to Plinth Walls – KSh 7,280 * SUPERSTRUCTURE – KSh 908,940 1. Premium Natural Dressed Stones – KSh 102,000 2. 9" Γ— 9" Machine-Cut Stones – KSh 182,000 3. Cement and Sand for Walling – KSh 92,880 4. Hoop Iron – KSh 84,000 5. Concrete for Columns, Beams and Stairs – KSh 102,160 6. Formwork for Beams, Slab and Stairs – KSh 88,000 7. High Tensile Reinforcement Bars – KSh 257,900 * ROOFING & CEILING – KSh 1,040,550 1. 3m Versatile Roofing Sheets – KSh 308,000 2. Ridge Caps, Valleys and Barge Box – KSh 46,900 3. Cypress Fascia and Barge Boards – KSh 23,400 4. PVC Eaves Soffit – KSh 26,400 5. Roofing Screws – KSh 25,000 6. General Nails – KSh 14,300 7. Gypsum Ceiling (All Rooms) – KSh 192,000 8. King Posts– KSh 24,750 9. Brandering – KSh 54,000 10. Trusses – KSh 161,500 11. Purlins – KSh 67,500 12. Ceiling Joists – KSh 51,700 13. Wall Plate – KSh 28,600 14. Bracing – KSh 16,500 * DOORS – KSh 110,500 1. Steel Doors – KSh 35,000 2. Flush Doors – KSh 32,000 3. Solid Door – KSh 25,000 4. Door Frames and Screws – KSh 18,500 * WINDOWS & STEEL GRILLS – KSh 419,000 1. Heavy Duty Steel Windows – KSh 304,000 2. Steel Grills – KSh 115,000 * FITTINGS – KSh 270,700 1. Drawers – KSh 32,400 2. Wardrobes – KSh 45,000 3. Kitchen Cabinets and Drawers – KSh 36,500 4. Brass Butt Hinges – KSh 10,000 by omae reagan
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Add I&M at 49.50 and KenGen at 9.08. Increase these two positions to around 10% - 15% of your portfolio. Thank me later with 10 White caps.
This is my conviction portfolio. I already know you'll call it concentration. Betting on the best profitable blue-chips companies gives me enough rest. Blue chips company swings proportionally to market swings. Growth and Dividends orientated. Kengen has the highest yield.
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Most people admire wealth when they see it. Few people pay attention to the habits, discipline, sacrifice, and financial decisions that created it. Before someone owns investment properties, a diversified portfolio, or a thriving business, they first learn how money works. Financial freedom is a process of making better decisions consistently over time. The sooner you understand saving, investing, debt management, risk, and wealth creation, the greater your chances of achieving long-term financial success. The Abojani 78th Personal Finance, Saving & Investing Masterclass begins on 8th June 2026. Invest in the knowledge that can change the trajectory of your financial future.
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πŸ˜‚πŸ˜‚πŸ˜‚
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They say when you let your architect go after he or she gives you drawings. Then my friend you have prepared to build a different house. When you let your engineer go then you have set yourself for catastrophic failure. When you let your QS go then you have prepared to have the project stall. When you let your MEP guy go then you are loaded for routine fixes. When you postpone till you have enough money to build. Then you are never going to build. Construction unaanza and the milestones unapiga in time.
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Breaking: Your smart TV takes a screenshot of your screen twice every second and sells what it sees. It is called ACR, and it has been running since you set the TV up. Texas already sued over it. Here is how to turn it off in under 2 minutes:
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A salary can pay your bills but it is Investments that build your future.
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Leopold of Belgium ruled Congo as his private property for 23 years. He cut off the limbs of Congolese who did not meet their daily quota on the plantation. At the end of his rule, he had killed 15million Congolese people. But we are taught only about Hitler. 😭😭
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PayPal freezes, blocks Kenya accounts in money-laundering fears zurl.co/DBFKT
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Replying to @MwangoCapital
You managed to get a copy of the proposed tariffs?
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Protests do work
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I read somewhere that crossovers are reducing pressure when used in piping... plumbers in the TL, share your opinions on this, we don't want hearsays without mechanical practicality.
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When choosing Money Market Funds, don’t focus only on returns. There are other important factors to consider, such as total assets under management, custodian and trustee, management fees, reputation, customer service, years of existence, etc.
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Lakini vijana wanahustle nmeona hadi mwenye anapeana number yake kwa apartments incase tenants wako busy anaenda kuwafanyia shopping i.e supermarket, sokoni etc.
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