co-founder @Inflowpay

Joined February 2023
7 Photos and videos
Went there. Basically, they charge you per 100 grams of whatever you take. You end up waiting so long that you're starving by the time it's your turn, so you tell yourself you absolutely have to make it worth it by piling as much stuff as possible onto your frozen yogurt (and, as a result, emptying your wallet). Peak maximalist consumerism at its finest
can frozen yogurt really be that good?
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Chez @Inflowpay on vous permet de process les paiements par cartes avec des taux d’acceptation phénoménales supplément frais pas cher et en PLUS on vous fournit un compte bancaire associe avec un support 7j/7 pour vous rep en cas de galères. Pour rappel on est utilisé par des licornes boîtes cotées en bourse :)
Donc t’es là tu scale à plusieurs dizaine de milliers d’euro par jour et revolut business US décide de fermer ton compte du jour au lendemain, changez rapidement de banque avant d’être dans la merde, même mon perso FR, un compte que j’utilise même pas vont le fermer, sayez Revolut c’est cramé.
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Hanafi retweeted
the merchant: a natural history.
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Seismic Testnet is live. We built it alongside 30 financial services companies, from fintech startups, to regulated institutions, to local governments.
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true (interchange is purely going to the issuer) but they got what we call the "assessment fee" so it's kinda playing with words tho
I would like to remind my friends on Twitter of this fintech fact: Visa makes $0 in revenue from interchange. The more you know
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Hanafi retweeted
Replying to @ThePeterMick
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And they are completely RIGHT about it. It was starting to become dangerous for many countries, especially when you consider how critical FX is as a lever for maintaining monetary sovereignty. Good decisions, and I expect other countries to follow suit until they find a proper way to regulate and deal with this.
Brazil central bank prohibits crypto use in regulated cross-border payments under new FX rules theblock.co/post/399713/braz…
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A prospect called my mom today to speed up their onboarding (he applied 12h ago) I've seen aggressive follow-ups. I've seen cold call at 11pm. But bro went full omnichannel on my entire bloodline
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A good friend works in the energy sector. It's a highly subsidized industry, which means there are tons of boxes to check and edge cases to account for in order to actually qualify for any of that funding. There are 2 main challenges with this: • The time spent per prospect is massive just to verify that the file is solid before submission • The time spent training salespeople is massive too, since they need to know all the edge cases, requirements, etc. In just a few weeks, he built an internal web app that he sends to prospects, fully AI-powered, which guides them through building their file and checking all the edge cases. He also built an internal AI chatbot that he makes available to all new sales hires. He can now convert 2x more prospects, and the average onboarding time for his salespeople dropped from 3 weeks to 1. He has zero technical background and dropped out of school very young. He discovered Claude Code and just kept iterating until he got something that worked. It's fascinating.
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"PCI DSS Compliant" means absolutely nothing without context. What level? What SAQ type? Because anyone can self-fill a SAQ A form in less than a day and claim the same thing. Until they specify the level and validation method, assume it's just bullshit.
Apr 23
Plasma now meets the same security standard as every major card issuer and bank.
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The new generation of founders is born global. We are building for them.
Commerce was always the universal language. Until fragmentation came. To sell globally, you had to open entities everywhere, renegotiate contracts, fight for conversions. Not anymore. Accept cards from anywhere. Stay compliant. Enterprise-level fees and conversion rates. Inflowpay. Now.
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Hanafi retweeted
Commerce was always the universal language. Until fragmentation came. To sell globally, you had to open entities everywhere, renegotiate contracts, fight for conversions. Not anymore. Accept cards from anywhere. Stay compliant. Enterprise-level fees and conversion rates. Inflowpay. Now.
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Hanafi retweeted
Transparency is binary. Either you see the fees, or you don't. 2.9% hidden costs is not a price, it's a trap.
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Inflowpay has been selected to join the @Visa Accelerator Program, a global initiative supporting fintechs building the next generation of payment infrastructure. Over the past weeks, we are deepening our work at the intersection of card network infrastructure and stablecoin rails.
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Great article from Derrick! If you want to understand how card payments work under the hood, this is a must-read
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yh, yh, 30% chargeback, and might as well make it 100% while we’re at it plz guys…
Counter-prediction: If this were true, then porn would be all crypto given the chargeback rate there is 30% and banks and issuers hate dealing with the business. Yet crypto has made near-zero inroads there. Stables will be riding shotgun with fiat rails for a while yet.
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Some of you guys should stop posting about subjects you know absolutely nothing about
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Prediction: Model providers (and any other compute-based business) will offer discounts on paying in stablecoins. This will be largely driven by the fact the fact there are no chargebacks, so cost of that fraud vector goes to 0.
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Hanafi retweeted
46 countries is a feature. 195 countries is a standard. Stop celebrating limitations.
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Introducing Inflowpay. Collect one-time and recurring card payments from anywhere in the world. No punishing fees, no settlement delays, no chargeback hell, no local tax nightmares. Live in under an hour. The first payment infrastructure built natively for a borderless world.
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