I Love 4 things: My Family, the Hawkeyes, Golf, and Crop Insurance. eliteaginsurance.com/ryanben…

Joined August 2009
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RMA’s website is struggling hard to keep up with what is a large amount of traffic trying to look up payment rates for ECO and the like. In any case, if you have a payment due you are likely to receive it next week or even sooner if you have direct deposit.
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2026 is the year you find it how much your insurance agent understands ARC and PLC. It’s a unique year where we can make really educated decisions on the best programs. Choosing the wrong program could be a difference of $100/acre on Corn base. Get with someone who knows!
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Want to estimate your ‘25 ARC/PLC & ECO payments? Click here: eliteagpaymentestimatereques… Estimates are based on a high % of farmer reported yields to Ins. Companies WASDE est. MYA prices. Actual final yields for C/SB not released until June.

Latest data I have indicates 61% of all Non-Irrigated Corn counties will have an ECO payment. Average payment will be about $31/acre, but lots of max payments. 50% of NI SBs ($18) 56% of NI Wheat acres ($15)
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Small grain county yields are out. If you purchased ECO or SCO on these crops in 2025 you may have a payment coming soon…
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Latest data I have indicates 61% of all Non-Irrigated Corn counties will have an ECO payment. Average payment will be about $31/acre, but lots of max payments. 50% of NI SBs ($18) 56% of NI Wheat acres ($15)
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Translation: Whatever you have been paid from SDRP phases 1 & 2 so far you will get again. They call this phase 3. SDRP phases 1 and 2 both extended to mid-August.
USDA to provide second payment to farmers through disaster program agri-pulse.com/articles/2458… #agdisaster #USDA @USDA #BrookeRollins
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Ins. average for SBs nearly 50c better than ‘25 and Corn is 10c less. After a year w/ 98M acres of Corn, folks are projecting we see 96M acres of Corn again? Not a market expert but rotations, budgets, and Ins. prices say different. Even Sup. Court ruling didn’t seem to hurt.
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Ran into a new insurance option that allows farmers to get 100%! liability with no offset to ECO. Game changer when coverage is often falling short of costs. Shoot me a message if interested.
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Ryan Benes retweeted
Beginning Farmer/Rancher benefits within crop insurance plus government payments limitations, offer strong incentives for family operations to gradually transfer some acres to the next generation. Helping ease generational transitions while taking advantage of the these benefits.
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Lots of folks watched @JrodCreed and I talk on Insurance and Title 1 programs and I want to reiterate something Jarod said. Enhancements to these programs mean downturns in price don’t necessarily mean negative revenues. This is true - until it isn’t. When commodity prices improve enough, the programs are less relevant and price and revenue become positively correlated again. This is exactly what is happening with 2025 and 2026 Soybeans right now. Could the programs still pay? Yes. But the ball is in the farmer’s court on SBs. Price drops from here won’t be recouped through program payments - especially 2025.
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Got the capacity to add just a couple more farmers for 2026. Crop Insurance/Title 1 Program Analysis Monthly Risk Management Updates Working with farmers in 12 states today - distance isn’t an issue for me if it isn’t for you. DM me if you are interested.
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Guess where insurance companies prefer to write?
The eastern corn belt farmer cannot comprehend the cost of hail insurance West of the Missouri. 30 cents per $100 of coverage in IN/OH $30 per $100 of coverage in Colorado No shit.
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East - By a long shot!
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The eastern corn belt farmer cannot comprehend the cost of hail insurance West of the Missouri. 30 cents per $100 of coverage in IN/OH $30 per $100 of coverage in Colorado No shit.
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Folks if you feel like grain markets haven’t moved in a while check this out: 2026 Crop Insurance Pricing on Margin/MCO (Aug/Sep) C: $4.56 SB: $10.73 Right now (first day of regular price discovery): C: $4.54 SB: $10.73
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Farmers - if you are having trouble with lenders you need to know about the revenue you may have coming to you in the next 10 months. Bridge payments, ARC/PLC, Crop Insurance Seeing instances of over $200/acre, but common to see $100/acre.
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CLIP crop insurance coverage is intriguing, but I’m not finding many examples where I believe it’s a better value than SCO. CLIP is individual coverage @ 85%, but combines crop risks. SCO is 86% county coverage (separate by crop) and cheaper than CLIP. Any different opinions?
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Farmers are understandably disappointed in the USDA report today, but here’s the biggest middle finger of all. After clearly bearish Corn report, the USDA raised! the estimated 2025 Marketing Year Average price from $4 to $4.10. This price is used in the ARC and PLC calculations.
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Ryan Benes retweeted
FBA payment rates: -Corn, $44.36 an acre -Soybeans, $30.88 an acre -Wheat, $39.35 an acre -Cotton, $117.35 an acre -Sorghum, $48.11 an acre -Barley, $20.51 an acre -Rice, $132.89 an acre.
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