Homestead Exemption: file by March 1 after closing. Cuts assessed value up to $50K and caps tax increases at 3%/year. Most first-time buyers miss this deadline.
Flood insurance is SEPARATE from homeowners coverage. Not optional in high-risk zones. And 25% of flood claims come from LOW-risk areas. Pull the flood determination on every home. (Source: GreeneInsurance.com)
4-point inspection: required for homes 20 years old. Covers roof, electrical, plumbing, HVAC. Cost: $75β$200. Results determine your insurability. Budget for it alongside your general inspection.
Florida homeowners insurance: $3,240β$7,290/year in South Florida β 3x the national rate. Get quotes BEFORE making an offer. It affects your real monthly payment. (Source: LiveCovered.com, Feb 2026)
π¬ Thinking about a 55 community in Boynton Beach? Drop your biggest question in the comments β I answer every one. Or reach out directly at (954) 415-8263.
Boynton Beach has more 55 options than any city in Palm Beach County. Finding the right one takes local knowledge. I'm happy to help β (954) 415-8263 | heidifuchs.com
Ask about 5-year resale trends for that specific community. Not all 55 neighborhoods in Boynton Beach appreciate equally. Your home is still an investment.
Request the HOA reserve study β not just the monthly fee. Underfunded reserves mean future special assessments. This is a financial document. Read it.
Visit mid-week β not a Saturday open house. Tuesday at 2pm shows you the real social energy. Is the pool busy? Are clubs meeting? Beautiful empty clubhouses are a red flag.
Palm Beach County School District is ranked #16 in Florida. IB programs, magnet schools, Dreyfoos School of the Arts (#4 in FL) β all accessible from Boynton Beach.
Closed & celebrated! π Congrats to my clients on their new home at Limetree Condo, Boynton Beach. Hereβs to sunshine, smiles, and new memories ahead. π΄π #JustClosed#BoyntonBeach#RealEstate