Our recent cross-functional summit was a masterclass in driving Operational Excellence with High Agency keeping InCred customers at the centre. Ashwin Sekar set the stage with a defining talk on building a High Agency Culture at InCred. The message was clear: In great NBFCs, high-agency teams don’t let constraints dictate their success. They adapt, optimize, and deliver results against the odds. Further key highlights from our collaborative sessions led by Vaidyanathan Ramamoorthy and team: 1.Success stories & Use cases from our Operations and Customer service teams directly influencing our upcoming product & operating roadmaps. 2.Co-creating concrete strategies to implement AI & Automation models that free our workforce from repetitive tasks and optimize resource allocation. 3.Synchronizing the teams to analyse performance metrics, address delivery bottlenecks and map out a clear, optimized way forward. At InCred, we are building a culture where teams don't wait for the perfect environment. We create it! #TeamInCred #CrossFunctional #FintechOperations #CustomerCentricity #FinTechProduct #HighAgencyTeam #WorkCulture

From renovation dreams to reality. 🏡✨ Upgrade your space with InCred Personal Loans and build the home you’ve always imagined. Apply Now- bit.ly/3LKSKVV #InCredFinance #PersonalLoans #HomeRenovation #DreamHome #QuickDisbursal #NoCollateralRequired . . . . . Disclaimer:- This video/creative is for information purposes only and does not construe to be any investment, legal or taxation advice. It is not intended as an offer or solicitation for the purchase and sale of any financial instrument. Any action taken by you on the basis of the information contained herein is your responsibility alone and InCred Financial Services Limited (hereinafter referred as IFSL), its holding company and its subsidiaries or its employees or directors, associates will not be liable in any manner for the consequences of such action taken by you. We have exercised due diligence in checking the correctness and authenticity of the information contained herein, but do not represent that it is accurate or complete. IFSL or its holding company or any of its subsidiaries or associates or employees shall not be in any way responsible for any loss or damage that may arise to any person from any inadvertent error in the information contained in this publication. Viewers of this video/creative should rely on their own investigations. IFSL and/or its holding company and/or its subsidiaries and/or directors, employees or associates may have interests or positions, financial or otherwise in the securities mentioned, if any in this video/ creative.

He earned his stripes. He won our hearts. Now, he takes the wheel. 🇮🇳 Shreyas Iyer take charge as India’s T20I captain is a moment of pure, unadulterated pride. From fighting through grueling injuries and driving his way back to the top, to never letting his confidence waver - his journey is a masterclass in pure hard work and resilience. He is the ultimate definition of what it means to face challenges head-on. As a true Challenger, he never backed down. We are beyond proud to have him as our brand ambassador, embodying everything we stand for. Here’s to the countless InCredible innings yet to come and a legacy in the making. Lead the way, Captain Shreyas! 💙👏 #ShreyasIyer #TeamIndia #T20ICaptain #InCredFinance #InCredibleJourney . . . . . Disclaimer:- This video/creative is for information purposes only and does not construe to be any investment, legal or taxation advice. It is not intended as an offer or solicitation for the purchase and sale of any financial instrument. Any action taken by you on the basis of the information contained herein is your responsibility alone and InCred Financial Services Limited (hereinafter referred as IFSL), its holding company and its subsidiaries or its employees or directors, associates will not be liable in any manner for the consequences of such action taken by you. We have exercised due diligence in checking the correctness and authenticity of the information contained herein, but do not represent that it is accurate or complete. IFSL or its holding company or any of its subsidiaries or associates or employees shall not be in any way responsible for any loss or damage that may arise to any person from any inadvertent error in the information contained in this publication. Viewers of this video/creative should rely on their own investigations. IFSL and/or its holding company and/or its subsidiaries and/or directors, employees or associates may have interests or positions, financial or otherwise in the securities mentioned, if any in this video/ creative.

A thriving future starts with a healthy planet. 🌍 This World Environment Day, InCred Finance celebrates the power of sustainable growth and responsible choices. #WorldEnvironmentDay #InCredFinance #Sustainability #GreenGrowth #EcoFriendly #FutureReady . . . . . Disclaimer:- This video/creative is for information purposes only and does not construe to be any investment, legal or taxation advice. It is not intended as an offer or solicitation for the purchase and sale of any financial instrument. Any action taken by you on the basis of the information contained herein is your responsibility alone and InCred Financial Services Limited (hereinafter referred as IFSL), its holding company and its subsidiaries or its employees or directors, associates will not be liable in any manner for the consequences of such action taken by you. We have exercised due diligence in checking the correctness and authenticity of the information contained herein, but do not represent that it is accurate or complete. IFSL or its holding company or any of its subsidiaries or associates or employees shall not be in any way responsible for any loss or damage that may arise to any person from any inadvertent error in the information contained in this publication. Viewers of this video/creative should rely on their own investigations. IFSL and/or its holding company and/or its subsidiaries and/or directors, employees or associates may have interests or positions, financial or otherwise in the securities mentioned, if any in this video/ creative.

Your passport to global education starts here. From tuition fees and living expenses to making your study-abroad dreams a reality InCred Student Loans help you take the next step with Confidence. Apply now – bit.ly/4gu5b6E #InCredStudentLoans #InCredFinance

Turn your property into the power behind your next big move. With InCred Finance Loan Against Property, unlock high-value funds with flexible tenure and quick processing so your business ambitions never slow down. Apply now – bit.ly/3K79oBB #InCredFinance #LoanAgainstProperty #BusinessGrowth #SmartFinance #QuickFunds . . . . . Disclaimer:- This video/creative is for information purposes only and does not construe to be any investment, legal or taxation advice. It is not intended as an offer or solicitation for the purchase and sale of any financial instrument. Any action taken by you on the basis of the information contained herein is your responsibility alone and InCred Financial Services Limited (hereinafter referred as IFSL), its holding company and its subsidiaries or its employees or directors, associates will not be liable in any manner for the consequences of such action taken by you. We have exercised due diligence in checking the correctness and authenticity of the information contained herein, but do not represent that it is accurate or complete. IFSL or its holding company or any of its subsidiaries or associates or employees shall not be in any way responsible for any loss or damage that may arise to any person from any inadvertent error in the information contained in this publication. Viewers of this video/creative should rely on their own investigations. IFSL and/or its holding company and/or its subsidiaries and/or directors, employees or associates may have interests or positions, financial or otherwise in the securities mentioned, if any in this video/ creative.

Great conversations, fresh perspectives, and a shared vision. Our latest InCred Connect session in Thane with Prithvi Chandrashekar, Head – Consumer Finance, brought teams together for an engaging and insightful exchange. The session went beyond business updates, creating an open space for ideas, collaboration, and meaningful dialogue. From discussing future goals and growth plans to strengthening alignment across teams, every interaction reflected the power of coming together as One InCred. Moments like these continue to shape a culture built on transparency, connection, and collective progress. Onwards and upwards! #InCredFinance #InCredConnect #Leadership #WorkCulture #OpenDialogue #Transparency #Collaboration . . . . . Disclaimer:- This video/creative is for information purposes only and does not construe to be any investment, legal or taxation advice. It is not intended as an offer or solicitation for the purchase and sale of any financial instrument. Any action taken by you on the basis of the information contained herein is your responsibility alone and InCred Financial Services Limited (hereinafter referred as IFSL), its holding company and its subsidiaries or its employees or directors, associates will not be liable in any manner for the consequences of such action taken by you. We have exercised due diligence in checking the correctness and authenticity of the information contained herein, but do not represent that it is accurate or complete. IFSL or its holding company or any of its subsidiaries or associates or employees shall not be in any way responsible for any loss or damage that may arise to any person from any inadvertent error in the information contained in this publication. Viewers of this video/creative should rely on their own investigations. IFSL and/or its holding company and/or its subsidiaries and/or directors, employees or associates may have interests or positions, financial or otherwise in the securities mentioned, if any in this video/ creative.

Your next big move deserves the right support. From one outlet to many, grow your restaurant business with funding that works as fast as you do. InCred Finance Restaurant Loans help you expand with ease — quick access to funds, minimal paperwork, and seamless processing. Apply now — bit.ly/4lnwBNK #InCredFinance #RestaurantLoans #BusinessExpansion #GrowWithInCred #MSMELoans . . . . . Disclaimer:- This video/creative is for information purposes only and does not construe to be any investment, legal or taxation advice. It is not intended as an offer or solicitation for the purchase and sale of any financial instrument. Any action taken by you on the basis of the information contained herein is your responsibility alone and InCred Financial Services Limited (hereinafter referred as IFSL), its holding company and its subsidiaries or its employees or directors, associates will not be liable in any manner for the consequences of such action taken by you. We have exercised due diligence in checking the correctness and authenticity of the information contained herein, but do not represent that it is accurate or complete. IFSL or its holding company or any of its subsidiaries or associates or employees shall not be in any way responsible for any loss or damage that may arise to any person from any inadvertent error in the information contained in this publication. Viewers of this video/creative should rely on their own investigations. IFSL and/or its holding company and/or its subsidiaries and/or directors, employees or associates may have interests or positions, financial or otherwise in the securities mentioned, if any in this video/ creative.

Medical emergencies don’t come with a warning but financial support can be just a tap away. Whether it’s urgent hospitalization, unexpected medical expenses, or caring for your loved ones get quick financial assistance with InCred Personal Loans when you need it the most. Apply now – bit.ly/3LKSKVV Personal Loan Features: i. Loan up to 15 lakhs ii. Instant approval in seconds iii. Quick disbursements iv. No hidden charges v. No collateral required #InCredPersonalLoans #InCredFinance #MedicalEmergency #InstantLoan #EmergencyFunds #FinancialSupport . . . . . Disclaimer:- This video/creative is for information purposes only and does not construe to be any investment, legal or taxation advice. It is not intended as an offer or solicitation for the purchase and sale of any financial instrument. Any action taken by you on the basis of the information contained herein is your responsibility alone and InCred Financial Services Limited (hereinafter referred as IFSL), its holding company and its subsidiaries or its employees or directors, associates will not be liable in any manner for the consequences of such action taken by you. We have exercised due diligence in checking the correctness and authenticity of the information contained herein, but do not represent that it is accurate or complete. IFSL or its holding company or any of its subsidiaries or associates or employees shall not be in any way responsible for any loss or damage that may arise to any person from any inadvertent error in the information contained in this publication. Viewers of this video/creative should rely on their own investigations. IFSL and/or its holding company and/or its subsidiaries and/or directors, employees or associates may have interests or positions, financial or otherwise in the securities mentioned, if any in this video/ creative.

New country, new goals, same reliable partner. Frame your future abroad with InCred Student Loans today🎓 Apply now- bit.ly/4gu5b6E #InCredStudentLoans #StudyAbroadLife #CareerGoals #EducationFunding #InCredFinance . . . . . Disclaimer:- This video/creative is for information purposes only and does not construe to be any investment, legal or taxation advice. It is not intended as an offer or solicitation for the purchase and sale of any financial instrument. Any action taken by you on the basis of the information contained herein is your responsibility alone and InCred Financial Services Limited (hereinafter referred as IFSL), its holding company and its subsidiaries or its employees or directors, associates will not be liable in any manner for the consequences of such action taken by you. We have exercised due diligence in checking the correctness and authenticity of the information contained herein, but do not represent that it is accurate or complete. IFSL or its holding company or any of its subsidiaries or associates or employees shall not be in any way responsible for any loss or damage that may arise to any person from any inadvertent error in the information contained in this publication. Viewers of this video/creative should rely on their own investigations. IFSL and/or its holding company and/or its subsidiaries and/or directors, employees or associates may have interests or positions, financial or otherwise in the securities mentioned, if any in this video/ creative.

Medical emergencies don’t come with a warning but financial support can be just a tap away. Whether it’s urgent hospitalization, unexpected medical expenses, or caring for your loved ones get quick financial assistance with InCred Personal Loans when you need it the most. Apply now – bit.ly/3LKSKVV Personal Loan Features: i. Loan up to 15 lakhs ii. Instant approval in seconds iii. Quick disbursements iv. No hidden charges v. No collateral required #InCredPersonalLoans #InCredFinance #MedicalEmergency #InstantLoan #EmergencyFunds . . . . . Disclaimer:- This video/creative is for information purposes only and does not construe to be any investment, legal or taxation advice. It is not intended as an offer or solicitation for the purchase and sale of any financial instrument. Any action taken by you on the basis of the information contained herein is your responsibility alone and InCred Financial Services Limited (hereinafter referred as IFSL), its holding company and its subsidiaries or its employees or directors, associates will not be liable in any manner for the consequences of such action taken by you. We have exercised due diligence in checking the correctness and authenticity of the information contained herein, but do not represent that it is accurate or complete. IFSL or its holding company or any of its subsidiaries or associates or employees shall not be in any way responsible for any loss or damage that may arise to any person from any inadvertent error in the information contained in this publication. Viewers of this video/creative should rely on their own investigations. IFSL and/or its holding company and/or its subsidiaries and/or directors, employees or associates may have interests or positions, financial or otherwise in the securities mentioned, if any in this video/ creative.

Your study abroad dream is almost complete, don’t let finances be the missing piece. InCred helps you move from plans to passports. Apply now- bit.ly/4gu5b6E #InCredFinance #StudyAbroad #EducationLoan #GlobalEducation #DreamBig . . . . . Disclaimer:- This video/creative is for information purposes only and does not construe to be any investment, legal or taxation advice. It is not intended as an offer or solicitation for the purchase and sale of any financial instrument. Any action taken by you on the basis of the information contained herein is your responsibility alone and InCred Financial Services Limited (hereinafter referred as IFSL), its holding company and its subsidiaries or its employees or directors, associates will not be liable in any manner for the consequences of such action taken by you. We have exercised due diligence in checking the correctness and authenticity of the information contained herein, but do not represent that it is accurate or complete. IFSL or its holding company or any of its subsidiaries or associates or employees shall not be in any way responsible for any loss or damage that may arise to any person from any inadvertent error in the information contained in this publication. Viewers of this video/creative should rely on their own investigations. IFSL and/or its holding company and/or its subsidiaries and/or directors, employees or associates may have interests or positions, financial or otherwise in the securities mentioned, if any in this video/ creative.

Behind every achievement, every smile, and every milestone there’s a mother’s endless love and support. ❤️✨ This Mother’s Day, we celebrate the strength, warmth, and sacrifices that make every home brighter and every dream possible. 🌸 Happy Mother’s Day to all the InCredible moms out there! 💐 #HappyMothersDay #MothersDay #CelebrateMoms #UnconditionalLove #InCredFinance . . . . . Disclaimer:- This video/creative is for information purposes only and does not construe to be any investment, legal or taxation advice. It is not intended as an offer or solicitation for the purchase and sale of any financial instrument. Any action taken by you on the basis of the information contained herein is your responsibility alone and InCred Financial Services Limited (hereinafter referred as IFSL), its holding company and its subsidiaries or its employees or directors, associates will not be liable in any manner for the consequences of such action taken by you. We have exercised due diligence in checking the correctness and authenticity of the information contained herein, but do not represent that it is accurate or complete. IFSL or its holding company or any of its subsidiaries or associates or employees shall not be in any way responsible for any loss or damage that may arise to any person from any inadvertent error in the information contained in this publication. Viewers of this video/creative should rely on their own investigations. IFSL and/or its holding company and/or its subsidiaries and/or directors, employees or associates may have interests or positions, financial or otherwise in the securities mentioned, if any in this video/ creative.

When life calls for it, break the glass. 💥 Fast funds for the moments that matter with InCred Personal Loans. Apply now – bit.ly/3LKSKVV Personal Loan Features: i. Loan up to 15 lakhs ii. Instant approval in seconds iii. Quick disbursements iv. No hidden charges v. No collateral required #InCredFinance #InCredPersonalLoans #QuickApproval #PaperlessProcess #FinanceMadeEasy #LifeGoals . . . . . Disclaimer:- This video/creative is for information purposes only and does not construe to be any investment, legal or taxation advice. It is not intended as an offer or solicitation for the purchase and sale of any financial instrument. Any action taken by you on the basis of the information contained herein is your responsibility alone and InCred Financial Services Limited (hereinafter referred as IFSL), its holding company and its subsidiaries or its employees or directors, associates will not be liable in any manner for the consequences of such action taken by you. We have exercised due diligence in checking the correctness and authenticity of the information contained herein, but do not represent that it is accurate or complete. IFSL or its holding company or any of its subsidiaries or associates or employees shall not be in any way responsible for any loss or damage that may arise to any person from any inadvertent error in the information contained in this publication. Viewers of this video/creative should rely on their own investigations. IFSL and/or its holding company and/or its subsidiaries and/or directors, employees or associates may have interests or positions, financial or otherwise in the securities mentioned, if any in this video/ creative.

#TouchingLivesThroughImpactProjects At InCred, our recent journey to the remote village of Devachijali in Junnar (MH) was a profound experience that reinforced our commitment to bridging the gap for those in underserved segment. Through CSR, we have partnered with the Art of Living’s Free Schools initiative to catalyze the school campus transformation in Devachijhali. Our contribution is actively shaping a high-quality educational environment through Mobility & Access, Infrastructure Upgrade, Library, Science & Computer Lab and the Digital Integration. #InCredVolunteers shared a day of pure joy with the children, trading work for paintbrushes to brighten the school walls and building team spirit through interactive games & gifts. These shared moments of laughter and creative expression turned a remote village visit into a meaningful celebration of curiosity and connection. Witnessing the determination of these students—many of whom are first-generation learner—serves as a powerful reminder of why we prioritize these partnerships. #InCredFinance #CSRImpact #RuralEducation #SocialResponsibility #CommunityEmpowerment #SustainableDevelopment #EducationForAll

Your special moments deserve no waiting. 💍✨ Whether it’s your dream wedding, a grand celebration, or creating memories that last forever make it happen effortlessly with InCred Personal Loans. Apply now – bit.ly/3LKSKVV Personal Loan Features: i. Loan up to 15 lakhs ii. Instant approval in seconds iii. Quick disbursements iv. No hidden charges v. No collateral required #InCredPersonalLoans #InCredFinance #WeddingDreams #CelebrateLife #DreamBig . . . . . Disclaimer:- This video/creative is for information purposes only and does not construe to be any investment, legal or taxation advice. It is not intended as an offer or solicitation for the purchase and sale of any financial instrument. Any action taken by you on the basis of the information contained herein is your responsibility alone and InCred Financial Services Limited (hereinafter referred as IFSL), its holding company and its subsidiaries or its employees or directors, associates will not be liable in any manner for the consequences of such action taken by you. We have exercised due diligence in checking the correctness and authenticity of the information contained herein, but do not represent that it is accurate or complete. IFSL or its holding company or any of its subsidiaries or associates or employees shall not be in any way responsible for any loss or damage that may arise to any person from any inadvertent error in the information contained in this publication. Viewers of this video/creative should rely on their own investigations. IFSL and/or its holding company and/or its subsidiaries and/or directors, employees or associates may have interests or positions, financial or otherwise in the securities mentioned, if any in this video/ creative.

Whatever your role, your goals deserve the best support. This Labour Day, we celebrate the diverse workforce of India. Happy International Labour Day! #InCredFinance #InternationalLabourDay #EveryRoleEveryGoal #FinancialGrowth . . . . . Disclaimer :- This video/creative is for information purposes only and does not construe to be any investment, legal or taxation advice. It is not intended as an offer or solicitation for the purchase and sale of any financial instrument. Any action taken by you on the basis of the information contained herein is your responsibility alone and InCred Financial Services Limited (hereinafter referred as IFSL), its holding company and its subsidiaries or its employees or directors, associates will not be liable in any manner for the consequences of such action taken by you. We have exercised due diligence in checking the correctness and authenticity of the information contained herein, but do not represent that it is accurate or complete. IFSL or its holding company or any of its subsidiaries or associates or employees shall not be in any way responsible for any loss or damage that may arise to any person from any inadvertent error in the information contained in this publication. Viewers of this video/creative should rely on their own investigations. IFSL and/or its holding company and/or its subsidiaries and/or directors, employees or associates may have interests or positions, financial or otherwise in the securities mentioned, if any in this video/ creative.

Access the funds you need, backed by what you own. InCred Finance’s Loan Against Property offers a seamless way to unlock your property’s true potential. Apply Now - bit.ly/3K79oBB #InCredFinance #LoanAgainstProperty #SmartFinance #QuickFunds . . . . Disclaimer:- This video/creative is for information purposes only and does not construe to be any investment, legal or taxation advice. It is not intended as an offer or solicitation for the purchase and sale of any financial instrument. Any action taken by you on the basis of the information contained herein is your responsibility alone and InCred Financial Services Limited (hereinafter referred as IFSL), its holding company and its subsidiaries or its employees or directors, associates will not be liable in any manner for the consequences of such action taken by you. We have exercised due diligence in checking the correctness and authenticity of the information contained herein, but do not represent that it is accurate or complete. IFSL or its holding company or any of its subsidiaries or associates or employees shall not be in any way responsible for any loss or damage that may arise to any person from any inadvertent error in the information contained in this publication. Viewers of this video/creative should rely on their own investigations. IFSL and/or its holding company and/or its subsidiaries and/or directors, employees or associates may have interests or positions, financial or otherwise in the securities mentioned, if any in this video/ creative.

Let the trivia quiz fun begin Here’s your first question! In which year did Shreyas Iyer make his IPL debut? Share your answer in the comments for a chance to win big! Comment with the correct answer below. 1.Follow us on @incredfin 2. Like & share our contest post on your story by tagging us to qualify. 3.Tag 3 friends in the comments & urge them to answer by commenting. 4.Only those who predict the right answer will be shortlisted to win exciting prizes. 5.This contest will run from April 27th – May 3rd, 2026 6.The winner will be announced on our story & contacted via DM. 7. Open to Indian residents only. *T&Cs apply. InCred Finance reserves the right to select winners. To know more, check the link in bio. #InCredFinance #TriviaTime #ContestAlert #IPL #CricketFun #WinBig . . . . . Disclaimer :- This video/creative is for information purposes only and does not construe to be any investment, legal or taxation advice. It is not intended as an offer or solicitation for the purchase and sale of any financial instrument. Any action taken by you on the basis of the information contained herein is your responsibility alone and InCred Financial Services Limited (hereinafter referred as IFSL), its holding company and its subsidiaries or its employees or directors, associates will not be liable in any manner for the consequences of such action taken by you. We have exercised due diligence in checking the correctness and authenticity of the information contained herein, but do not represent that it is accurate or complete. IFSL or its holding company or any of its subsidiaries or associates or employees shall not be in any way responsible for any loss or damage that may arise to any person from any inadvertent error in the information contained in this publication. Viewers of this video/creative should rely on their own investigations. IFSL and/or its holding company and/or its subsidiaries and/or directors, employees or associates may have interests or positions, financial or otherwise in the securities mentioned, if any in this video/ creative.