Bestselling NYTimes reviewed author, and founder @phroogal. Storyteller. I tweet money, travel, and wellness. Get copies 📕⬇️
Joined July 2009
- Tweets 27,251
- Following 323
- Followers 4,507
- Likes 15,797
3,245 Photos and videos
Pinned Tweet
9 Feb 2023
Can money buy happiness?
Spend on the 8 wellness dimensions
Mental = Happy Mind
Emotional = Happy Heart
Physical = Happy Body
Spiritual = Happy Spirit
Social = Happy Social
Occupational = Happy Work
Environmental = Happy Space
Financial = Happy Money
happymoneyhappylifebook.com
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3 Nov 2025
Rahkim Sabree has faced an unimaginable challenge after losing everything in a house fire. He’s helped so many of us with his work, and now it’s our turn to support him. Every donation counts and can help him rebuild his life. Please consider contributing. gofund.me/dc1e89871
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3 Nov 2025
A few years ago, I said that one day content creators will realize they were unpaid employees of social media companies.
That day has come with many content creators, like many other employees in different industries, realizing they are being “replaced” by AI creators.
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17 Oct 2025
This framework gives us, as financial educators and coaches, a way to meet people where they are while keeping the bigger vision in sight.
phroogal.com/financial-educa…
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13 Oct 2025
I continue to hear some say “build an EF” when someone has just lost their job.
Here is my take:
Emergency funds matter—but if you don’t have one, focus on cash flow now. Build the fund later.
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10 Oct 2025
How can one stay resilient during tough times?
Resilience comes from remembering your why, staying connected to your values, and giving yourself grace.Â
Tough times are inevitable—what matters is how you respond.Â
mymoneychronicles.com/jason-…
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4 Oct 2025
Money also has an in-flow and out-flow. By paying closer attention to income and expenses, you gain more control over your finances.
phroogal.com/how-yoga-improv…
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16 Aug 2025
After years on the road and countless conversations, one thing stands out: financial literacy programs often steer clear of discussing specific products and services. But here’s the thing...
phroogal.com/solving-financi…
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1 Aug 2025
My 13 yo niece said the other day "I need to invest in AI."
So I started researching the best apps for young teens.
There are a bunch of custodial accounts and a handful that let kids take control with adult guidance.
Here are our Smile Money Picks: phroogal.com/best-investing-…
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30 Jul 2025
Many stock trading apps offer free stock bonuses just for signing up and funding an account. These promotions allow you to own shares of major companies without actually trading. We did the research and discovered some of the best offers.
phroogal.com/apps-that-give-…
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21 Jul 2025
Join us this Thursday (7/24) for:
Shift Happens: Freelancers & Creators Evolving With Purpose
Big changes are shaking up the world of money content—client demand, SEO, and public trust are all in flux.
Details here: plutuscnx.com/plans/1817615?…
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16 Jul 2025
And get your Smile Money Score too and see where you stack up on financial wellness #creditchat : phroogal.com/quiz
16 Jul 2025
Thanks #creditchat community! See you next time. Feel free to connect with us and check out the resources @jasonvitug has created on phroogal.com
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Jason Vitug retweeted
16 Jul 2025
A9. Set reminders. Journal your wins. Track progress monthly. Better yet—join a community that supports your goals and cheers you on. #CreditChat #MoneyAccountability @Experian
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16 Jul 2025
A10. This year I prioritized peace. I saved more, took time off without guilt, and invested more into purpose. Every dollar aligned with values is a win. #CreditChat @Experian
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16 Jul 2025
A9. Share your goals. Track weekly. Celebrate small wins. Use tools or find an accountability buddy. Your financial journey deserves support. #CreditChat @Experian
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16 Jul 2025
A8. Ask: “What matters most to me?” Then budget for it. Aligning money with meaning turns spending into fulfillment—and goals into lifestyle upgrades. #CreditChat @Experian
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16 Jul 2025
So excited to share this book with you all and good luck to the future winners. This is about your happiness. #creditchat
Today, #CreditChat panelist @JasonVitug is going to give away three copies of his new book: Make Your Money Smile: 5 Pillars to Your Best Financial Life to three lucky participants who will be selected at random. jasonvitug.com/make-your-mon…
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Jason Vitug retweeted
16 Jul 2025
Woohoo! This is @jasonvitug 3rd book of his financial wellness trilogy series. #creditchat
As you can see he is all about wellness, happiness, and living our best lives and how money intersects.
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16 Jul 2025
A7. Try a no-spend weekend challenge. Save for a solo trip. Open a brokerage account. Or build a “fun fund” that makes your future self smile. #CreditChat @Experian
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16 Jul 2025
A6. Start with grace, not guilt. Reflect, realign with your current reality, and break big goals into smaller, doable steps. A reset is a powerful move forward. #CreditChat @Experian
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