Joined February 2025
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258 Photos and videos
Jun 12
You pay a discounted price today and receive the scheduled payments β backed by the carrier's claims-paying ability.
The gap is your yield. Locked in at purchase when held to term; amounts and dates don't move with rates or markets.
deals.mjsettlements.com
#MJSettlements
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Jun 12
All week: how structured settlements work start to finish.
Today: how the yield is calculated and what to look at when evaluating an offering.
Final piece.
π
4
Jun 11
You buy a contractual payment stream at a discount.
Seller takes less today; you receive the scheduled payments, backed by the carrier's claims-paying ability.
The gap is your yield β locked at purchase, held to term.
deals.mjsettlements.com
#MJSettlements
1
Jun 11
All week we've built the foundation.
Today: what the investor actually buys β and how
the pricing works.
Simpler than most people expect.
Tomorrow: how to evaluate an offering. π
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Jun 10
Let me count more carefully. Here's a tighter version:
A judge approves every transfer.
Same carrier. Same amounts. Same dates.
Only one thing changes β who receives the payments.
Tomorrow: what the investor actually buys.
deals.mjsettlements.com #StructuredSettlements
3
Jun 10
The original recipient of a structured settlement can sell their future payments.
But it doesn't just change hands privately.
It goes back to court. Here's why that matters.
π
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When a case settles, the defendant buys an annuity from a life insurance company.
That carrier becomes the obligated party.
Fixed amounts. Fixed dates. Contractually set.
The schedule doesnβt move with rates or markets.
Thatβs what backs each payment
deals.mjsettlements.com
4
Most people think the defendant pays a structured settlement.
They don't.
Here's who actually does β and why it matters. π
2
A legal case settles. Instead of a lump sum, payments are structured over time.
A life insurance company funds it β issuing an annuity with set amounts and set dates.
Those amounts don't move with rates. Don't move with markets. They're a legal obligation.
That's the foundation.
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This week: how structured settlements actually work β from origin to investor.
Today we start at the beginning.
Where does every deal come from? π
2
Big week for MJ Settlements.
New site. New content. A lot of ground covered.
The short version:
β
Court-approved payment streams
β
Backed by named, rated insurance carriers
β
Fixed schedule β nothing moves with the market
β
Works in IRAs and cash accounts
Next week we go deeper.
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They're planners.
β
Know when they'll need the money
β
Want certainty until then
β
Want zero market correlation
β
Want full terms upfront
Fixed schedule. Named carrier. Terms in writing.
Planning over speculation.
deals.mjsettlements.com
#MJSettlements
3
The investors who get the most out of structured settlements share one thing in common.
It's not net worth. It's not experience.
It's how they think about money. π
3
Structured settlements can be held inside a self-directed IRA, SEP, or solo 401(k).
Fixed amounts. Fixed dates. A-rated carrier making every payment.
No market exposure on the income itself.
Yield is built into the purchase price.
deals.mjsettlements.com
#SelfDirectedIRA
4
Most self-directed IRA holders are still defaulting to stocks and ETFs.
There's a fixed, court-approved alternative almost nobody talks about.
Here's what it looks like. π
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And most people don't know this part
These can sit inside a self-directed IRA or solo 401(k) β not just cash. Retirement dollars on a fixed, contractual schedule, tax-deferred inside the account
See current offerings deals.mjsettlements.com #MJSettlements #StructuredSettlements
6
A structured settlement is an existing, court-approved payment schedule funded through a life insurance carrier obligated to make every payment.
Not a fund. Not a startup. A schedule that already exists.
You see it before you commit:
π
Dates
π° Amounts
π¦ Carrier rating
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How do I actually know I'll get paid?"
The first question almost every new structured settlement investor asks.
The answer is simpler than most people expect. π
2
The new MJ Settlements site is live.
Live deal inventory. Real-time updates. Every offering shows yield, term, purchase price, carrier, and its rating β before you talk to anyone.
Clean. Simple. Transparent.
π mjsettlements.com
#MJSettlements #StructuredSettlements
5
May 29
Before you commit, you see the full schedule:
π
Payment dates
π° Exact amounts
β
Fixed yield
π¦ Insurance backing
The question isn't "how short?" It's "when do I need it?"
mjsettlements.com/available-β¦
#MJSettlements #StructuredSettlements
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