dev arc

Joined December 2023
317 Photos and videos
Mac Dave retweeted
Younger American argues Boomers were sold the myth that their success was purely earned. “They’re the only generation that ended up wealthier than both their parents and their children. Because they believe it was all merit, they blame younger generations for struggling in an economy that’s completely different. Many bought homes on ordinary wages. Today, even earning well above minimum wage isn’t enough for many young people to afford moving out. Meanwhile, they’re sitting on a huge share of the nation’s wealth, with little of it changing hands.” My point is simple: younger generations aren’t failing they’re playing a much harder game with far fewer opportunities.
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Mac Dave retweeted
My hairstylist had to stop mid-appointment because her boomer neighbour called the police… claiming why she’d left her 15 year old son home alone. Fifteen. Not five. Not even ten. Fifteen. The wild part isn’t even the call, it’s how some people have so little going on in their life. At this point, I’m convinced some boomers will do anything except than to mind their own business.
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Mac Dave retweeted
The U.S. economy basically works like this: Get paid $5,200. Pay $2,200 in rent. $650 for groceries. $550 for your car payment, insurance, and gas. $450 for health insurance and medical bills. $350 for utilities and internet. Stretch whatever’s left until the next paycheck. Then get a lecture from someone who bought their house for $95,000 in the early ’90s about how skipping lattes and Netflix is the key to building wealth.
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Mac Dave retweeted
The modern “American Dream” often starts with a mountain of debt: • $110,000 - College Degree • $45,000 - Wedding • $850,000 - Mortgage • $70,000 - New Car By the time many people hit their 30s, decades of monthly payments are already locked in. The economy isn’t powered by financial freedom it’s powered by consumers staying in debt.
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Mac Dave retweeted
In the 1980s, boomers could buy a 4 bedroom home, support a family of 5, and still take regular vacations with a single income earned from a factory job that only required a high school diploma. Today, manufacturing jobs are far less common, homeownership feels out of reach for many young adults, and even a simple dinner out can put a dent in the monthly budget. So pay your rent, enjoy your soggy sandwich, and try not to think too hard about how different the math looks now.
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Mac Dave retweeted
Here are 12 money traps that can quietly drain your wealth if you’re not careful: Lifestyle Inflation Gambling Get Rich Quick Schemes Meme Stock FOMO High-Interest Personal Loans Extended Warranties Rent to Own Financing Overpriced New Cars MLMs (Multi-Level Marketing) Constantly Upgrading Phones and Gadgets Unused Gym Memberships Keeping All Your Savings in Cash During High Inflation The biggest money trap isn’t usually a bad investment it’s spending money to impress people who don’t care.
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Mac Dave retweeted
For years, Boomers have assumed their retirement plan was simple: sell their overpriced house to a Millennial or Gen Z buyer. The only problem? The next generation doesn’t have $1.6 million to spend on a starter home. I can’t wait to see what happens when reality finally catches up.
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Mac Dave retweeted
Don’t argue with people over 60. They grew up without Google, GPS, smartphones, or an undo button. If something broke, they fixed it. If they got lost, they found their way. If they fell, they got back up. They drank from garden hoses, survived scraped knees with little more than a Band Aid, memorized phone numbers, read paper maps, and waited a week to watch their favorite show. They lived before the internet and adapted after it. This generation didn’t just survive change they mastered it. Put some respect on that.
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Mac Dave retweeted
Can someone explain this to me like I’m five? Why do some members of Congress seem more outraged by Elon becoming a trillionaire than by reports of fraud that have allegedly cost taxpayers hundreds of billions of dollars? Shouldn’t recovering wasted public funds be a bigger priority than criticizing someone’s wealth? Make it make sense.
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Mac Dave retweeted
Gen Z entering the workforce with unrealistic expectations is creating challenges for many employers. Some expect a $75k salary, remote flexibility, and generous benefits straight out of college, while having little experience to offer. When faced with criticism or higher expectations, they’re often quick to label the environment “toxic” and move on. Career growth still requires time, effort, and proven results. Most people have to earn greater flexibility, responsibility, and compensation through experience. Many older workers see the growing sense of entitlement among some younger employees as a disconnect from that reality.
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Mac Dave retweeted
Dave Ramsey dropped another bombshell: “Building wealth isn’t about income it’s about behavior.” When you spend less than you earn, avoid debt, and invest consistently, you can build wealth at almost any income level. It’s not flashy. It’s not exciting. But it works. Do you agree or disagree?
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Mac Dave retweeted
1 trillionaire. 30 million uninsured. 40 million living in poverty. 50 million relying on food assistance. 70 million workers earning wages that still don’t cover the basic cost of living. No society can ignore numbers like these forever. America needs change.
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Mac Dave retweeted
One thing I notice about Senator Warren and Senator Bernie Sanders is this: When you see large groups of people complaining about someone accumulating enormous wealth, the question should be: if they were in Elon’s position today, would they willingly give most of that wealth away? Even with the little they have now, how many people have they personally helped? How many debts have they paid off? How many families have they provided with housing, food, or educational opportunities? Instead, they focus on a man who has contributed significantly to society through his companies, innovations, and investments. Builders and problem solvers will always be rewarded. Period.
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Mac Dave retweeted
Once your frontal lobe fully developed, you’ll realized that spending decades working a 9-5, nine hours a day, five days a week, just to hopefully enjoy a few years of freedom when u’re old is a terrible deal.
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Mac Dave retweeted
Working families are skipping doctor visits because they can’t afford the bill. Parents are struggling to pay for childcare. Rent keeps climbing faster than wages. Grocery carts cost more and contain less. Filling up the tank feels like a luxury. Yet we’re told the real problem is the person receiving roughly $10 a day in food assistance. Not the corporations collecting billions in subsidies and government contracts. Not the executives whose wealth grows by more in a day than most people earn in a lifetime. Sure. Let’s keep pretending the poor are the reason everyone else is struggling.
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Mac Dave retweeted
There’s a 52 year old who has been working since he was 15. He has no savings, no retirement, and doesn’t expect to ever own a home in his lifetime. Yet he’s more concerned with why Elon Musk is a trillionaire than with the system that left him with so little after nearly four decades of work.
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Mac Dave retweeted
I’m tired of seeing people ridicule those who care about the environment. Clean air matters. Living forests matter. Healthy oceans matter. Animals matter. Biodiversity matters. There is nothing radical about wanting a livable planet for future generations. The truly controversial position is acting as if none of it matters.
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Mac Dave retweeted
People are calling for mass deportations like it’s a simple solution. It isn’t. You don’t fix a broken system by treating everyone in it as a threat. Immigration isn’t a crime. Most people who come here legally are simply trying to build a better life, not cause harm. Judging millions of people based on the actions of a few ignores how human behavior actually works.
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Mac Dave retweeted
“So you bought gold at $6,800 a few months ago because you believed it could reach $10,000?” “Yes, Dave.” “And now you want to sell it at $4,900 to buy the SpaceX IPO at a $2.1 trillion valuation because you think it can 10x from there?” “Exactly, Dave.” “Fascinating.”
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Mac Dave retweeted
Want less crime? Fight poverty. The most effective way to reduce crime is to reduce poverty. The reason wealthier neighborhoods tend to have lower crime rates isn’t because they have more police, better alarm systems, or stronger neighborhood associations. It’s because more people have stable housing, food, healthcare, education, and economic opportunity. When basic needs are met, desperation declines. Poverty doesn’t explain every crime, but it remains one of the strongest drivers of crime in society.
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