This is only true if you actually spend a meaningful % of that money on unforgettable, life-enriching experiences in your 20s Too many ambitious people go down the sad path of deferred-happinessmaxxing Grinding, saving and investing away the freest, most unencumbered years of their lives Only to land in their 30s with a big bank roll but a lost decade in terms of memories & life richness that they can never get back It’s okay to grind, save & invest in your 20’s But don’t make the mistake of failing to prioritize the kind of big unforgettable life experiences that are only possible in your 20s before commitments like wife, kids, mortgage start to come in: 🔌 completely unplug for 3-4 weeks each year ✈️ buy a plane ticket to the other side of the world 🏝️ stay in a cheap hostel 🤷‍♂️ show up with zero plans other than where you’ll stay the night you arrive and where you’ll fly out of for flight back home 🤝 make friends and go where the trip takes you Do the above as many times as you possibly can in your 20s. You’ll be so grateful that you did And doing the above doesn’t need to come at the expense of maxxing career/money progress You can do both

Empty calendar is so underrated Every meeting on your calendar is a life defect Even 1 scheduled meeting interrupts the flow of your entire day Scheduled meetings are terrorists attempting to hijack your focus. They pull you away from the most important thing onto something that seemed important days or weeks ago Even if the meeting topic is still important (which it often isn’t) the task-switching kills you A blank calendar creates luck. It opens you up to serendipity. It creates the space needed for flow state and deep work on the most important thing Every major unlock that will actually change your life comes from flow state deep work applied to the carefully-chosen correct thing Scheduled meetings are thieves that steal those life-changing unlocks away from you. They squander your days, which before you know it turns into squander years, and eventually a squandered career The same goes for to-do lists Any to-do list with more than one item is defective A day spent checking off a long to-do list is simply a failure of prioritization, masked as self-congratulatory “productivity” masturbation A correct to-do list has only 1 item each day It’s the One Big Thing (OBT) which if done moves the ball so far forward, everything else is a rounding error by comparison A carefully selected OBT often renders everything else that would’ve otherwise been on your to-do list irrelevant There is always an OBT available to you if you take the time to sit down and search for it, BEFORE you allow other people’s priorities to take control of & squander your day It’s hard to describe how much more UNLEASHED you will feel when you start deleting the defects A ruthlessly defended calendar is the hallmark of a purposeful life

Skip Disney and take your kids to see a new country Your and their lives will be far more enriched

The $39 trillion is a fake number Made up & massaged by politicians to pacify the public while they continue to loot the system 4x faster than the already insane amount of looting everyone’s aware of The US actually has ~$117 trillion of debt 375% of GDP Ask @grok if this is true Our goverment is far more insolvent than 99% of people realize

If you think 5% is going to be a positive real return over the next 30 yrs you’re ngmi

Article from wsj about US debt/gdp going viral mfw the US gov does not have 100% debt / GDP It actually has 375% debt / GDP Most ppl don’t know this b/c of convenient naming conventions for diff portions of our debt Our gov is way more financially screwed than 99% of ppl realize

This chart from WSJ is dangerously misleading and the truth is shockingly worse US GDP: ➡️ $31.22 trillion US federal “debt held by public”: ➡️ $31.26 trillion (100% of GDP) 🤔 ➡️ this is the portion of our debt that’s owed to just outside investors ➡️ this is what’s in the chart and what the government wants you to think we owe “Gross US federal debt”: ➡️ $39.19 trillion (125% of GDP) 😬 ➡️ includes what the goverment already owes to Social Security ➡️ this is essentially the portion of our debt from the past that’s already outstanding in Treasury bonds True total US federal debt: ➡️ $116.95 trillion (375% of GDP) 💀 ➡️ includes unfunded obligations in Social Security & Medicare ➡️ essentially what we owe from the past what we’re obligated to pay in the future ➡️ this is what we actually owe Read that again. 375% of GDP The US is far, far more financially fucked than the goverment and its shills at organizations like WSJ want you to believe