The most trusted infrastructure for global money movement

Joined May 2018
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Breaking: platforms can now offer access to the U.S. financial system for users in 90 countries, with a single API call. Introducing Global USD Accounts: named U.S. accounts with personal routing and account numbers, available to individuals and businesses worldwide. Platforms can now offer users the ability to: - Collect USD via ACH or wire from any U.S. payer, with native ACH pull support for on-demand or recurring funding flows - Hold balances in USD, or convert to stablecoins and earn rewards - Send USD via ACH, wire, RTP, or FedNow - Reconcile fiat and stablecoin transactions against one ledger in real time All with compliance built in, on infrastructure that's moved nearly half a trillion dollars. Details: go.moderntreasury.com/4wKlMv…
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Modern Treasury retweeted
I'm heading back to Mexico City for Bitso's Stablecoin Conference next week. I went last year and it was truly one of my favorite events I've been to. I heard a ton of real, practical lessons from people who were building with stablecoins, and it's influenced a lot of where we've taken the product at @ModernTreasury. Leaving the US opens your eyes up to how much demand there is for dollars-as-a-service and how fast stablecoin adoption is growing across Latin America and other emerging markets. Excited to be back - if you'll be there and want to talk payments and stablecoins, reach out!
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Coinbase now moves about $1 trillion a year in stablecoin payments, separate from trading. Stablecoins as a payment rail are no longer theoretical.
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Fintech revenue hit $504B last year. But only about 10% of stablecoins actually move payments. That gap is the opportunity. #fintech #payments
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We're growing! We're helping businesses navigate the next era of global money movement across bank rails, stablecoins, and everything in between. Interested in joining us? Explore our open roles: go.moderntreasury.com/4v3uIL…
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Modern Treasury retweeted
the backend of corporate finance is moving onchain modern treasury now runs on @base — payments, reconciliation, compliance, all running 24/7, 365, globally
Jun 4
Move money, reconcile, and manage compliance all in one system Starting today, @ModernTreasury supports USDC on Base, allowing teams to connect their financial operations with onchain payments
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Is identity the hidden bottleneck in stablecoin adoption? At Stablecon EMEA, Dan Mottice, our Head of Stablecoins, joined David Chanako, Product Architect at Persona, in a convo moderated by Ian Horne to unpack the question. They covered: - Why KYC, KYB, and AML are often the biggest go-to-market blocker - How fragmented identity systems create unnecessary user friction - Why teams should invest in compliance infrastructure early - How programmable money enables automated, pre-transaction screening - The role of attestations and privacy-preserving identity in the future Ultimately, stablecoin adoption at scale may depend just as much on making compliance seamless, interoperable, and invisible as it does on making money movement faster.
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In 2018, launching a payments product could take 3-4 months (in the best cases). Today, some teams go live in 3–4 days. @Dadiomov, our Co-Founder & President, reflects on what's changed and how our PSP has collapsed implementation timelines:
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Modern Treasury retweeted
.@ModernTreasury went to Bitso's conference in Mexico City last August. What @dadiomov saw there reshaped how the company thought about stablecoins entirely. "You really saw the set of companies that are outside the U.S. for whom stablecoins mean so much more." "We've been big supporters of RTP. We added it in 2019. We've done a lot of volume on it. And yet, it is very early still in the US on RTP versus something like PIX in Brazil or UPI in India." "The instant payment use case for stablecoins is so powerful."
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Broke down what is so different about @ModernTreasury today versus a year ago. It's fun to see customers reacting to it, buying our products and using our new services as we launch more and more
Most stablecoin companies spend months assembling four separate pieces before they can move a dollar. @dadiomov bundled all four into one product after @moderntreasury acquired Beam "We now have a product with our PSP that is fiat native, stablecoin native, and that you can go live on in a week." "If I decompose that bundle, there's four elements. Payment software, ledgering software, compliance program, and the bank relationship." "What they need now is speed to market, simplicity, give me something bundled that just gets me going so that I can prove to myself, to my investors, that this product is worth really scaling."
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5/ Mark Gould, the architect of FedNow, announced his retirement May 28. His successor will inherit the next phase of FedNow, including cross-border expansion and ISO 20022 changes still ahead.
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6/ MoneyGram launched MGUSD, a dollar-pegged stablecoin issued by Stripe-owned Bridge on Stellar, available inside the MoneyGram app. When a legacy remittance brand puts a stablecoin in front of consumers, every cross-border use case starts to look migratable. #fintech #payments
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