“You can stand up a neobank in weeks these days.” On the latest episode on Money Code, @ryanbozarth, Co-Founder and CEO of @dakota_xyz , explains why stablecoins are changing the economics of launching financial products. The old neobank model meant 12 to 18 months of build time, bank partnerships, compliance programs, and millions in upfront cost before proving the business. Dakota gives builders access to regulated stablecoin infrastructure through its API and self-service platform, making it easier to get a financial product to market without rebuilding the stack from scratch. If launching a neobank no longer requires the same time or capital, what becomes possible for the next wave of financial products? Full Money Code episode link below⬇️

We’re entering a new age of vertical finance; one that will be powered by agentic builders. Platforms like @dakota_xyz enable teams to build financial products at a fraction of the cost and time it once required. That shift opens up an entirely a new wave of businesses: purpose-built financial products. This was a fun one.

"This is not a stablecoin. It is sovereign debt." That's how Mark Lurie describes USDM1. On the latest episode of The Stable Pulse, Justin Friedman is joined by @MarkLurie, CEO and Co-Founder of M1X, @rajachak75 of the Stellar Development Foundation, and @virtuallylaw of Surus, to discuss why USDM1 may be one of the most misunderstood and groundbreaking digital assets in the market. USDM1 is a sovereign instrument or “stablebond” issued natively on-chain and fully collateralized by Treasuries. The token is the bond. Its structure emulates Brady Bonds, which have leveraged the full faith and credit of the USA for decades to enable developing nations to issue debt. The bigger question: As more governments contemplate issuing debt on-chain, what does that mean for the monetary autonomy of individual nations? Will it preserve their independence in the on-chain economy, or is this a one-way street to global dollarization? Full episode below 👇

"We just came back from @TheStablecon EMEA. Lots of big names were there: Deutsche Bank, Visa, ING, the Bank of Ghana, Mastercard, Ripple, and a healthy contingent of Big Four consultants. What we saw in Amsterdam was an industry doing the hard, unglamorous work of learning. Asking basic questions, rebuilding mental models that were perfectly functional six months ago." - @openfx_ openfx.com/blog/stablecon-em…