Working 40h/wk yet checking bank b4 lunch? Not laziness it's the economy.
Ppl say "work harder" but rent 40%, food 30%, wages 10%. Math ain't mathing.
Avg person needs stable prices, not budgeting classes. Houses now lifetime subs vs few yrs work.
Grandparents: 1 income home. Today: 2 incomes, side hustle, luck, miracle.
Saving feels riskier than spending. Inflation = tax on patience.
COL up, QoL on maint mode.
"Money can't buy happiness" try late rent.
Am Dream: buy house → find parking, pay bills, $20 left.
Most just want to stop bank checking b4 every purchase.