Co-Founder and CCO @zkcrossnetwork & @Surf_Liquid Building Fintech, DeFAI, Web3 & AI

Joined March 2011
90 Photos and videos
This one is personal. We’ve said it for years: if AI touches capital, it must live inside rules. No custody. No shortcuts. Your vault. Your keys. Real enforcement. @Surf_Liquid is now live on @0xPolygon Proud of what we shipped.
NEW: @Surf_Liquid launches AI-powered savings vaults for stablecoins on Polygon. Every user gets their own non-custodial account to earn yield on $USDC across lending markets. Live now on Polygon, deployed through @Morpho.
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Most teams pick chains for narratives. We pick for behaviour. Stablecoins are already the default on @0xPolygon That’s where @Surf_Liquid belongs. Surf is launching Polygon today. User-owned vaults. Non-custodial. Real execution. First ecosystem launch Distribution starts now
In 12 hours, Surf goes live on @0xPolygon. Here is why this matters. We have been live on @base since August 2025. $10M in on-chain volume processed. Thousands of automated actions executed. Zero custody incidents. Now we bring that to a chain with $3B in stablecoins. Polygon is where stablecoin users already are. Same architecture. Same Guardian rules. Same custody model. New distribution. New users. New scale. Today 2pm UTC. 🌊
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We didn’t just redesign a website We rewrote how Surf is explained If we’re serious about bringing AI-driven onchain savings to the mainstream, it has to be clear, simple & honest from the first click Surf 4.0 is tighter under the hood & clearer on the surface Keep Surfing 🌊
We rebuilt the website for Surf 4.0 🌊 Cleaner, faster and designed to explain Surf in plain English. 👉 surfliquid.com Try the site and tell us what you think.
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“HABIBI COME TO DUBAI THEY SAID” “ITS THE SAFEST CITY ON EARTH THEY SAID”
Dubai under attack. Being a frontline state for a declining hegemon can be dangerous
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Muhammad Ali retweeted
🌊 Surf is about to go cross-chain. Not a bridge. Not a “multi-chain” sticker. Actual execution across chains, under Guardian rules, with the user staying in control. Same safety model. More venues. More yield surfaces. One vault experience. If you are on Base now, you are early. Which chain should we enable first? 👇
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Muhammad Ali retweeted
ANALYSIS: It seems very clear now that Trump has lost control of his administration, and the DOJ is answering to Netanyahu who ordered the release of this latest batch of Epstein files – with Trump’s name NOT redacted – in making good on a blackmail threat being delivered when Trump recently refused to order the all-out military attack on Iran. But there’s more: Israeli-linked financial terrorists also likely engineered today’s selloffs of gold, silver and stocks, delivering a message to Trump: “Either do what we say, or we will crash your economy and destroy your presidency.” Trump’s own DOJ has clearly turned against him, which means Pam Bondi is functioning exactly as Israel needs: The enforcer of Netanyahu’s will against America’s interests, forcing Trump’s hand to sacrifice U.S. military assets (and probably U.S. soldiers) in Israel’s bloodlust attempt to destroy Iran. Trump himself essentially admitted all this in a Truth Social post from July 16, 2025: “They created the Epstein Files, just like they created the FAKE Hillary Clinton/Christopher Steele Dossier that they used on me, and now my so-called 'friends' are playing right into their hands.” Bottom line? Trump has lost control. Netanyahu is running America, the DOJ, the FBI and the entire Trump administration. Every single element of the federal government is now aimed at Trump with an assortment of threats to unleash mass chaos (economic, civil, geopolitical, etc.) unless Trump does Netanyahu’s bidding. What we saw today was just the “lashing out” of Israeli intelligence, flexing their control over information and financial markets, to send Trump a final warning message: Either wage full-scale war with Iran, or we’ll destroy your president and the U.S. economy with it. In a way, it’s even worse than exploding pagers. But it’s the same mindset. If Trump attacks Iran full force, Israel will make sure financial markets surge again next week, restoring the illusion of “wealth” and protecting Trump’s presidency (which is of course strongly tied to perceptions of economic strength). If Trump refuses to attack Iran, then they’ll remove him from power with another round of damning document dumps (real, fake or otherwise) and install the next person in line (Vance?) who’s willing to be more obedient. America is an occupied nation. The people we elect aren’t in charge at all.
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Muhammad Ali retweeted
Heads up Surf Family, there is a fake Telegram group impersonating Surf and posting “claim” links. ✅ Only join the official Surf Telegram here: t.me/surf_liquid Always verify the link via our website / linktree before joining. Do not connect your wallet to any “claim / airdrop / support” links shared in random groups or DMs. If you see a suspicious link, please report it and tag us so we can take it down. 🏄‍♂️
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Muhammad Ali retweeted
#1 on incentives, if your USDC is idle, you are leaking opportunity. Surf’s USDC vault is doing 35% APY and Surf Leagues can push it higher 🏄‍♂️
29 Dec 2025
Top 5 Stablecoin Agent Incentives Live Now 1. @Surf_Liquid is incentivizing $USDC deposits with a points campaign that will reward users with a $SURF airdrop. → Projected APY is >35%, assuming the $SURF price stays at current levels. 2. @SaildotMoney is incentivizing $USDC deposits with a points campaign that will reward users with a $SAIL airdrop. → Rewards are fixed at 20% APY if $SAIL is launched at a $10M FDV. 3. @yieldseekerxyz is incentivizing $USDC deposits with an extra $USDC reward campaign. → Projected APY is 14–18%, fully paid in stablecoins. 4. @ZyfAI_ is incentivizing $USDC deposits with vested $rZFI rewards. → Last week’s APY was around 15%. 5. @gizatechxyz is incentivizing $USDC deposits with liquid $GIZA rewards. → APY is fixed at 15%. Am I missing anything?
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Surf keeps topping the charts! @Surf_Liquid consistently coming out on top, taking the No. 1 spot as the highest performing DeFAI Yield Agent, outperforming @ZyfAI_ @gizatechxyz @yieldseekerxyz and @SaildotMoney If you want the best yield on stables right now with hassle-free deployment, fully on-chain execution, and a non-custodial setup, Surf is the one to watch.
29 Dec 2025
Top 5 Stablecoin Agent Incentives Live Now 1. @Surf_Liquid is incentivizing $USDC deposits with a points campaign that will reward users with a $SURF airdrop. → Projected APY is >35%, assuming the $SURF price stays at current levels. 2. @SaildotMoney is incentivizing $USDC deposits with a points campaign that will reward users with a $SAIL airdrop. → Rewards are fixed at 20% APY if $SAIL is launched at a $10M FDV. 3. @yieldseekerxyz is incentivizing $USDC deposits with an extra $USDC reward campaign. → Projected APY is 14–18%, fully paid in stablecoins. 4. @ZyfAI_ is incentivizing $USDC deposits with vested $rZFI rewards. → Last week’s APY was around 15%. 5. @gizatechxyz is incentivizing $USDC deposits with liquid $GIZA rewards. → APY is fixed at 15%. Am I missing anything?
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Muhammad Ali retweeted
Surf is topping the charts again 🏄‍♂️🔥 Thanks, @diegoxyz, for running real capital through @Surf_Liquid and sharing transparent, unbiased benchmarks weekly.
12 Dec 2025
Replying to @diegoxyz
APY Ranking With Incentives (token/airdrop): 🥇 @Surf_Liquid — 65.6% 🥈 @ZyfAI_ — 13.98% 🥉 @gizatechxyz — 13.69% 4️⃣ @mamo — 6.97% 5️⃣ @almanak — 4.71% 6️⃣ @yieldseekerxyz — N/A (incentives not priced)
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Worth a read 👇
Markets and Crypto Are Entering the Most Important Window of the Cycle - my outlook! propakistani.pk/perspective/…
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Shoutout to @diegoxyz for deploying real $USDC across leading yield optimising agents. @Surf_Liquid crushed it with 46.9% APY (with rewards), over 3x the next best! Base 10.39% Avg, but Surf Leagues pushes it higher via XP from deposits, trades, and referrals. Your stables earn while you build rank. What you end up earning without any extra effort such as staking, trading or referring is 46.9% APY. This can go much higher when you start competing for XP by referring, trading or staking $SURF. With buybacks starting shortly using 100% platform fee revenue fueling the flywheel, its time to start paying more attention to $SURF.
5 Dec 2025
Replying to @diegoxyz
APY Ranking With Incentives (token/airdrop boost): 🥇 @Surf_Liquid — 46.9% 🥈 @ZyfAI_ — 15.2% 🥉 @gizatechxyz — 13.31% 4️⃣ @mamo — 7.38% 5️⃣ @almanak — 6.65% 6️⃣ @yieldseekerxyz — 6.33%
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Muhammad Ali retweeted
Surf just changed the game. Surf is now the highest-grossing AI agent on the market, delivering 46.9% APY and outperforming @ZyfAI_, @gizatechxyz, @mamo, and others. We didn’t optimise a strategy. We built the execution stack that makes results like this repeatable. DeFAI isn’t coming. It’s here, and Surf is leading it. What sets Surf apart? A thread 🧵 Context on the numbers. @diegoxyz is not part of our team and has no affiliation with us. He ran his own transparent comparison by deploying 2,400 USDC across the top 6 AI agents at 400 USDC each to track real, long-term APYs without marketing noise. Surf came out on top. Post: x.com/diego_defai/status/199…
5 Dec 2025
The Stablecoin Agents War — We have a new leader! I deployed 2,400 USDC across 6 AI Agents (400 USDC each) to track their real, long-term APY performance in a transparent and comparable way. A short thread 🧵
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46.9% APY with @Surf_Liquid That's Gud tek
Thanks @diegoxyz for the deep dive and putting real money on the line to show what's what in DeFAI agents. Surf's crushing it with incentives, clocking a massive 46.9% APY that towers over other agents. Let's break it down with the numbers that matter 👇 Surf: 46.9% APY with incentives, over 3x the next best (ZyFAI at 15.2%), that's a whopping 208% higher yield edge. Vs. Giza (13.31%): 252% advantage. Vs. Mamo (7.38%): 535% lead. Vs. Almanak (6.65%): 605% difference. Vs. Yieldseeker (6.33%): 641% boost. And that's just base from depositing stables with no extra work. Boost it further in Surf Leagues: Stake $SURF, add volume, or refer friends (10k XP each) to push 60–80% APY via the 420k $SURF reward pool. Deposit $1k USDC? ~$469/year base (vs. ~$152 second place), then level up for more. No risks, just smart gains while you chill. Surfers are dominating the DeFAI space while $SURF is only getting started! Keep Surfing 🏄‍♂️
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I've been buzzing about this for weeks! $SURF buybacks are the real deal, turning every yield into token strength without the usual emissions. The numbers speak for themselves: Scaling TVL means nonstop buying pressure and treasury rewards that actually benefit holders. This is $SURF's breakout moment. LFG 🏄‍♂️
The $SURF flywheel is about to accelerate. Buybacks are launching SOON, get ready for the real momentum! Every dollar of Surf platform's performance fee revenue will be used to buy $SURF 24/7, bolstering our treasury for staking APYs, yield boosts, and community rewards. Plus, reward tokens from lending pools are already being auto-converted to $SURF. As TVL climbs in the coming weeks, this conversion ramps up, supercharging the ecosystem even more. Why this setup is primed for explosive growth (and why you want in early): • Buying pressure that builds with adoption: When TVL reaching $10M, at a steady 15% average APY, that's about $1.5M in annual yield generated, leading to $150k in fees channeled into $SURF buys, creating constant organic demand right from the market. • Supply mechanics that favour holders: At $50M TVL, we're looking at $750k potential yearly buybacks, shrinking supply naturally and rewarding those who stick around as the platform scales. • True sustainable yield at work: Stake your $SURF to earn from the treasury; it's a self-reinforcing loop where every deposit and yield event drives more value, like your holdings evolving into a reliable income stream. The first buyback tx is on the horizon, keep an eye on the announcements as we turn the switch on. $SURF Holders, are you ready to Surf? 🌊
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🚨Market is absolutely bleeding today ($2B liquidations, BTC to $81K) Everyone: liquidated, coping, screaming in the TL while.. @Surf_Liquid cooking 10.7% APY untouched, buying back $SURF on autopilot non-stop. No emotions. Just calm, on-chain, autonomous yield straight to our wallets. If this ain’t the META I don’t know what is LFG Surfers 🏄🔥
GM Surfers 🌊 Crypto timeline today: → BTC -6.5% → ETH -9% → $2B liquidated → Everyone panic selling, margin called, coping in replies While Surfers just watching Surf compound 10.7% average APY completely untouched 🏄🌊 No leverage. No liquidation. No stress. Your Surf agent is literally printing money right now while the market burns to the ground. This is what actual peace in DeFi feels like. Drop a 🏄 if you're up money today while the world cries.

ALT This Is Fine GIF

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Muhammad Ali retweeted
~84k looks like a clean support zone on $BTC A wick into that level and a close back above 97.8k keeps the cycle alive and the structure intact. Closing below, and it's lights out imo.
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Muhammad Ali retweeted
50 days left in Surf Leagues Genesis Season. 420,000 $SURF rewards (~$8–10K USD at current prices and growing). Current Leaders: #1 SurfWhale - 25.5% XP #2 Top1Soon - 18.4% XP #3 KingBlockchain_ - 10.5% XP But the referral meta is completely broken. Every person you invite = 10,000 XP (instant top 100 potential with 10 invites). Staking $SURF deploying to the agent = passive XP every day. Most of the top 10 got there by staking referrals, NOT just being whales. You still have time to finish in the top 10 and bag 20–50K $SURF doing almost nothing. Who’s climbing the ranks this month? Drop your invite codes below👇 Join the leagues surfliquid.com/
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You all wanted it, so we did it 🔥
We updated our Bio 🌊
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Slowly then all at once @Surf_Liquid
🌊 Surf has entered a new phase. Real users. Real capital. Real adoption. This past week, TVL on Surf accelerated by nearly 300%. No campaigns. No artificial incentives. No shortcuts. Just performance speaking for itself. And here’s what makes this moment even more powerful: While almost every protocol is adding supply, expanding emissions or inflating their token economy, $SURF stands alone as the only deflationary token in this entire segment. Circulating supply isn’t growing, it’s shrinking. Every week, every strategy, every transaction will pull $SURF out of circulation. A real supply shock is not speculation anymore; it’s math. And larger accounts are beginning to notice. You don’t get a vertical TVL jump unless serious capital is tracking your performance. Whales and seasoned on-chain operators are watching how Surf Agents move liquidity, avoid traps, deliver consistent execution and outperform the manual meta that most users are stuck with. What you’re seeing in the chart is not a soft trend. It’s rotation. It’s conviction. It’s real capital choosing Surf, testing, scaling and staying. Users are compounding their trust. Capital is accelerating. And with supply tightening every day… the next wave is going to be even stronger. 📊 On-chain TVL Dashboard dune.com/surfliquid/stats
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