Do you know you need to be very very specific while you manually ask for limit enhancement on your @ICICIBank credit cards Here's why 👇

I called customer care for explanation and guess they didn't even know how this works and asking me to raise another request for another card separately, knowing it would be rejected instantly (since I just got LE on another ICICI card )

Want to check latest CIBIL score and report for free ? Here are few third party apps to check it : CRED - refresh every month SBI yono - refresh quarterly and also provides report Onescore - refresh monthly Google pay - refresh monthly Amazon(In Amazon pay section) - refresh monthly and also provides free report Paytm - refresh monthly Bhim - once per user Every third party app gives ECN (enquiry control number) so even if you don't get a report, you can use ECN to raise any dispute if you find anomoly in your score.

If you have Kotak DC and have a super 811 Account. ▶️ This trick is for you : get 5% CB on every spend , even excluded categories where most CC or even the Kotak DC itself won't give you cashback. -> Mobile recharge -> electricity bill -> Swiggy / Zomato -> insurance -> piped gas And many more ... Yes you heard it right, you can maximize the cashback just by using this simple trick and get 5 % on every spent (and not just POS transaction)

Hey there #ccgeeks 👋 How cool would it be if you didn't need to remember which card to pick for what transaction and could simply spend without calculating the returns right then? Well, from today onwards I'm going to fix that for you 😉 Just joined X as a CC geek and I'm excited to share what I've learned over the past few years by being an extremely analytical guy. How cool is this: if you are able to funnel your spends the right way, so you don't need to spend on your next trip. Sounds like a scam? Too good to be true? But hey, it's possible 👊 The only issue is, who is going to keep in mind which spend should be done from which card? Multiple cards, which one is going to give better rewards. Being an extremely analytical guy, I tend to write down everything and sort all my cards into different categories. You don't need to do that though, I'm here to make it easy for you 😉🤝 Follow along with me so I can categorize your transactions and save your time :) Soon I'll start sharing everything here in short-form posts so it's easier to understand.

A little about me: I’ve been a credit card holder for no more than 3 years (definitely a beginner) and hold around 10–15 cards in my portfolio. Recently, I started getting interested in cards, miles, rewards, perks, etc., and decided to dive in myself. I began with a very basic LTF Amazon card that 90% of people have and crawled my way up to get my hands on Horizon recently. So now you know where I started and where I’m at rn. Definitely not the best cards I have in my portfolio, but it’s something considering devaluations here and there applications closed for better options (like Atlas), or you might not get approved if you’re self-employed (like Travel One), or not serviceable in your area (like Amex). Anyway, I’m here, excited to share what I’ve learned so far, find some more cool deals together, and connect with the #ccgeeks 🤝