Mortgage expert. Over 12 years in the mortgage industry. Mortgages/refinances/cash out/ new home buyers. Lover of math, dogs and people. NMLS #2354049

Joined November 2011
181 Photos and videos
Nicole Hamilton retweeted
7 Sep 2025
Beware of this risk when making extra principal payments on your mortgage homeownering.com/blog/2018/0… via @homeownering (It's exactly why we need the Consumer Financial Protection Bureau, a voice to protect the public from fraudulence! Public tax dollars pay for this service)!
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Join me on Friday's Zoom session to reverse engineer your way into homeownership! If you're worried that you're going to rent forever, let's change that. #HomeOwnership #ReverseEngineering 🏠 bit.ly/3WDVQRC #homeownering #homeownership #buynotrent #firsttimehomebuyer
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Life is full of unexpected expenses that can derail our financial plans. It's important to have a solid cushion for those rainy days! πŸ’Έ #FinancialPlanning #EmergencyFund 🌧️ #unexpectedexpenses #life
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Building wealth through homeownership is a smart move! πŸ πŸ’° With each mortgage payment, you're increasing your home equity. Remember, it's all about long-term growth! #HomeEquity #WealthBuilding πŸ‘πŸ’΅
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The forced savings aspect of homeownership allows you to build wealth despite life's ups and downs. #rentvsbuy #homeownership
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Ever considered being a landlord? Multifamily properties are in demand. But what does it take to be a landlord these days in NYC? #NYCmultifamily #multifamily #rentalproperty homeownering.com/blog/2024/0…
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Looking to stop renting a small apt at high prices? But are afraid you can't afford to buy something even larger? Take a peek at this comparison I did of a real property (link to full video in replies). It may surprise you. #BrooklynRealEstate #Homeownership #MortgageAdvice #RealEstateTips #NYCProperty #InvestInYourFuture #AffordableHousing
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Do you want to be a homeowner BUT you're waiting for lower rates? It's a possibility that you might have mortgage rate FOMO If so, I have a cure for that [see link to full video in the replies]
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Deed fraud is on the rise. Find out what it is, and how you can prevent it from happening to you homeownering.com/blog/2019/0…
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With inflation still stubbornly high, many economists are predicting that the fed's rate cuts will be delayed. Another reason to look back at history, to get some perspective on today's mortgage rates: ft.com/content/9d58ff6a-c6c4…
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I am often struck by how a lot of younger folks feel homeownership is out of reach, yet often pay so much for rent (inflation, housing competition, etc.). So I did an exercise on 3 ways to buy 1 property, exploring ways to bring costs down (see replies for link to full video)
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The average homeowner tenure is now almost double what it was in 2005 - 11.5 years vs. 6.5 years Remember when the line was "people stay in their homes an average of 7 years?" Not true anymore. redfin.com/news/homeowner-te…
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You may have more options than you think to make homeownership more affordable. Here are 3 ways to buy 1 property, to help you think outside the box a little (link to full video in replies) #homeownership #buyingahome #multifamily #rentalproperty
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Link to full video: youtu.be/7PmWnR4myHQ

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Many people are familiar with FHA loans for single family homes. In NYC, FHA loan limits are often below what's needed. But did you know that FHA multifamily loans are also available for properties with 2, 3 and 4 units? They come with higher loan limits homeownering.com/blog/2024/0…
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