💸 June's @oregonstatecu MoneySense tips are all about smart moves to help you qualify for a mortgage. 🏡 First-time homebuyer? Before you scroll listings, make these 3 moves: 1. Know your full budget (not just the payment) — taxes, insurance, utilities upkeep. 2. Get pre-approved early — know what you can afford show sellers you’re serious. 3. Compare lenders beyond the rate — fees, closing costs, flexibility service matter. The journey starts way before the keys—start with confidence and make informed decisions every step of the way

Congrats to TOBIN 🥳 Our @OregonStateCu Virtual Bat Kid of the Week 🤩 We’ll be picking a new winner each week, all summer long 👏🏼Your kid will get their picture posted virtually and will win two tickets to our 2021 home opener ⚾️

Your safety is important. We recommend you skip the trip to a branch and use our online services whenever possible. By skipping the trip, you help keep your friends, loved ones and our communities safe during the pandemic. Learn more at bit.ly/2DKX9ZX.

There are posts going around social media that claim to be cards that will excuse you from wearing a facemask. They carry the seal of the U.S. Department of Justice (DOJ), but the DOJ says they are fake. bit.ly/2NHpnpN.

Effective June 24, 2020, you must wear a face covering to enter an Oregon State Credit Union branch. Members who do not have a face covering will be asked to use our digital services, night depository or drive-up. bit.ly/2V0aHGm

It’s not always easy to identify a phone call as a scam from the start—successful scammers will use many tools to appear legitimate. But when it comes time to gain the information that they need from you, there are some common major warning signs. bit.ly/3dfSXOb

The COVID-19 pandemic and accompanying recession has ushered in fear and additional uncertainty, and it may be tempting to stockpile large amounts of cash at home. Before you take that step, there are a few things to consider. bit.ly/2WJImUJ

The Oregon Health Department has issued these helpful guidelines for protecting your own health while caring for a loved one who has the COVID-19 virus.

People have been reporting they paid online stores for face masks and toilet paper but didn’t get anything. Before you order from an unfamiliar online store, consider these tips to help avoid a scam. bit.ly/2WqRTkE

As a not-for-profit financial cooperative, Oregon State Credit Union puts members at the center of all we do. We are committed to helping members through these challenging times. bit.ly/35QECoz

You only have until Wednesday, May 13, to go to the IRS website and enter your information to have your COVID-19 stimulus check direct deposited into your account. After that, the IRS says it will begin writing paper checks to mail out. bit.ly/2yNVUX5

Is your economic stimulus payment late? If you suspect you may have been the victim of an identity thief, you can report it to the Federal Trade Commission and the IRS at the same time. Here’s how you do that. bit.ly/2WHSixO

There are currently no products you can buy online that are proven to treat COVID-19, but that doesn’t stop criminals from trying to sell you the latest in bogus treatments or cures. Learn what you need to know to protect yourself from this scam. bit.ly/2WDuMC6

The CARES Act provides temporary payment relief to people with qualifying U.S. federal student loans. Not all loans are eligible, though. The Federal Trade Commission has a good blog post explaining the details. bit.ly/2YGct1G

You can handle most of your financial transactions with Oregon State Credit Union online, in our mobile app or by telephone. If you need help, call our Member Service Center at 800-732-0173 for advice on the best way to get the job done. bit.ly/2SDSSeG

There’s a new phishing scam going around. Fraudsters are sending text messages to people trying to get their personal information. Learn how you can protect yourself and your information. bit.ly/2W1jdp7

The IRS reminds Americans that their stimulus payments won’t be subject to federal income tax when they file their 2020 returns in 2021. And the payments won’t reduce refunds or increase tax obligations for 2020.

You’ll need our routing number to update your direct deposit information through the IRS “Get My Payment” application. Find it at bit.ly/3bTjBvF. For information about the economic impact payments, visit bit.ly/2WcrZzN.

There’s been a flood of information and updates about the economic impact payments. The more you know, the less likely you’re going to be tripped up by scammers. Learn more at bit.ly/2YcH6vA.

Oregon State Credit Union is here to help our members during the COVID-19 crisis. From Skip a Payment to loan modifications to lower monthly payments, we are committed to bringing you relief during these uncertain times. bit.ly/2VuDgfq