Ultra Rich live off non-taxable loans, against the value of their assets. So on paper they make negative money. But really have millions each year in take-home cash.
MrBeast reveals he has less than $1,000,000 to his name despite being a Billionaire on paper
"I have negative money right now, I'm borrowing money that's how little money I have. Technically everyone watching this video has more money than me in their bank account"