What's next in payments, AI and the digital economy. Follow for expert insights and breaking news.
Joined July 2009
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Want to reach 600 qualified payments and fintech decision-makers this July? 🎯
PYMNTS Summer School 2026 is 10 live sessions putting your brand inside the conversations that matter most to senior decision-makers. 65% of registrants are VP-level or above.
Sponsorship options available now — lock in your spot!👇
hubs.ly/Q04cdm3x0
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McDonald's is testing Google-powered drive-thru AI at five US locations, with every US location already receiving hardware installations in preparation for a broader rollout of ArchIQ.
Full story on PYMNTS: hubs.ly/Q04ljckz0
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Today in Payments for January 26, 2026: Get all the details from today’s top trending stories, exclusively on PYMNTS!
1️⃣ Barclays Acquires GoHenry to Build Lifetime Banking Relationships hubs.ly/Q04ld1SV0
2️⃣ Oracle Urges Immediate Software Patches as Hackers Breach PeopleSoft Servers hubs.ly/Q04lflPT0
3️⃣ Coinbase Lets Users Connect AI Agents to Trading Accounts hubs.ly/Q04lctgf0
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⚖️ As AI becomes more autonomous, how do credit unions maintain control and trust?
Join John Gaffney of PYMNTS on June 17 at noon as Jeremiah Lotz and Cheryl Middleton-Jones of @WeAreVelera and Cal Al-Dhubaib of Rubrik discuss how to balance human expertise and AI-driven decisioning while building the right governance and security foundation.
Register now: hubs.ly/Q04lcs7m0
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🤝 Adyen aims to enhance its offering to companies with usage-based pricing models by acquiring Orb. hubs.ly/Q04ldN9l0
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Consumers in the UAE average 69 digital shopping days per month. 🇦🇪
🇧🇷 In Brazil, it's 67.
🇺🇸 In the US, it's just 51.
A new PYMNTS Intelligence and @VisaAcceptance report finds that AI-assisted commerce is moving faster outside the US than within it, and that gap is creating a real strategic problem for American retailers.
Read the full report to see where digital commerce is actually leading: hubs.ly/Q04lb-5H0
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Members who have already switched financial institutions are 122% more likely than average to want AI chat support. The latest PYMNTS Intelligence and @WeAreVelera Credit Union Tracker finds that conversational AI is becoming a primary determinant of where members bank. 👤
Read the full report to see what credit unions need to do: hubs.ly/Q04lc13j0
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🚨 70% of firms report account quality or clearing failures
💰 High-uncertainty firms lose 42 basis points of revenue to AR integrity costs
🔍 Most still discover fraud after settlement, when it's too late
The latest PYMNTS Intelligence and @Plaid edition of the 2026 Certainty Project explores why bank-linked verification and earlier risk checks are reshaping how AR teams handle payment certainty.
Read the full Data Book to see what separates the firms catching fraud early: hubs.ly/Q04lcrh30
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B2B payments between large suppliers and SMBs have been manual, fragmented and expensive for too long.
On June 15, Mary Kay Bowman of @billcom and Scott Hess of Cintas are breaking down where the hidden costs live and how finance teams are eliminating them.
➡️ Learn how finance teams are reducing payment friction and rethinking the true cost of doing business. Reserve your spot now: hubs.ly/Q04lc2kH0
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Only 24% of financial institutions plan to launch instant payments with full send capabilities. The rest are starting receive-only. 📥
The latest PYMNTS Intelligence and @volantetech Payments Processing Tracker explores why connectivity to RTP and FedNow isn't the problem anymore. Confidence is.
Read the full report to see what activation actually requires: hubs.ly/Q04lbQjm0
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Square Financial Services launched Square High Yield Savings, offering Square sellers who maintain a $10,000 daily balance a 3.50% APY automatically, with no additional steps required.
Full story on PYMNTS: hubs.ly/Q04lchsp0
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🏃 43% of US small businesses now rank speed as the primary factor when choosing a cross-border payments provider.
@Mastercard's Pratik Khowala told PYMNTS that as international sourcing becomes routine for SMBs, slow payments don't just frustrate buyers. They strain supplier relationships and squeeze working capital.
Watch the full conversation to see what SMBs actually want from cross-border providers: hubs.ly/Q04lc7Ph0
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⚽ As the 2026 World Cup kicks off in Mexico City, Google and Lenovo are turning the tournament into the largest live test of AI in sports history, from Gemini-powered team prep to real-time AR overlays and facial recognition at stadium gates.
Full story on PYMNTS: hubs.ly/Q04l88FK0
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Bottomline launched CFO Suite, an AI-powered platform that brings cash forecasting, invoice management, collections and payments into a single system for finance teams.
Full story on PYMNTS: hubs.ly/Q04l5QCN0
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For 20 years, the homepage, search bar and app feed controlled consumer discovery. A new PYMNTS Intelligence and @FISGlobal report finds the center of gravity is shifting downstream to the checkout itself, where intent meets action and incentives matter most.
Read the full report to see why issuers are betting big on smart checkout: hubs.ly/Q04l3gy80
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More than half of businesses experience payment disruptions at least monthly. Only 47% achieve transaction approval rates above 97%. A PYMNTS Intelligence and Spreedly report finds that despite heavy investment in payment orchestration, most companies are stuck in a "capability trap" where added features create more complexity than performance.
Read the full report to see what actually separates the top performers: hubs.ly/Q04l2RrP0
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Fifth Third Bancorp is now part of Anthropic's Project Glasswing, joining roughly 150 organizations with access to Claude Mythos Preview for cybersecurity vulnerability detection.
Full story on PYMNTS: hubs.ly/Q04l3kFP0
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A single paper check can cost anywhere from $4 to $20 to process, depending on the workflow.
@WEXIncNews's Susan Holbrook joined VP of Product Management Ryan Taylor and Smart AutoCare's Lori Townsend on PYMNTS to explain why the true cost of legacy AP goes well beyond postage. 📨
Watch the full conversation to see what AP modernization actually unlocks: hubs.ly/Q04l2W9B0
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Nvidia is deepening its healthcare AI push with a new partnership with Abridge, developing a clinical transcription model built on Nvidia's Nemotron open models set to launch later this year.
Full story on PYMNTS: hubs.ly/Q04l2z1m0
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99% of the issuer processing systems in the world could process an agentic payment today. @Paymentology CTO Tim Joslyn told PYMNTS that the rails themselves aren't the problem. The challenge is recognizing the transaction as an agent payment and building the trust infrastructure to govern it.
➡️ Watch the full interview to see what agentic commerce actually requires: hubs.ly/Q04l2LnF0
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78% of workers whose employer provides an AI tool also use it for personal tasks. 62% use it during work hours for personal needs. The latest PYMNTS Intelligence Consumer AI Benchmark Report shows how the office assistant is quietly becoming the family planner, shopping aide and financial helper too.
Inside the report:
🔄 How work AI is bleeding into personal use at scale
🏆 Which platforms ride workplace mandates and which earn loyalty through value
💡 What this means for banks, payments providers and FinTechs
Read the full report to see how captive AI exposure is reshaping consumer choice: hubs.ly/Q04l22nz0
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