AI is changing how money moves. @zachperret breaks it down in our opening keynote for Effects. Watch live at 1pm ET/10am PT 📺 youtube.com/live/yS2cCmG7XdI

Effects 2026: this is what it looked like when fintech's builders came together to talk about what's next in intelligent finance ⏪

Excited to share @Plaid is now natively available within @fin_ai AI Agent 🤖 Customers can resolve bank connection issues directly in chat, reducing drop-off and delivering faster resolution times (days > seconds). Read more about our partnership and how to request access 👇 This is the first of many AI-native experiences we’ll be partnering up with @eoghan, @destraynor, and the Fin team on. Stay tuned. plaid.com/blog/plaid-link-in…

Day in the life as a model for Plaid Effects

Players now move across sportsbooks, iGaming, DFS, sweepstakes, and prediction markets. Fraud rings move across those same platforms too. But most operator identity stacks were built to see only what happens on their own platform. That means legitimate players get treated like strangers, while coordinated fraud patterns can go undetected across the broader network. Here’s a new piece from Plaid’s Head of Gaming, Tom Hill, on why gaming fraud is now a network problem,and what network-grounded fraud infrastructure should look like: pla.id/fraud-in-gaming

Be honest: Effects could've used more Ben, right?

How do you roll out service-to-service communication across hundreds of microservices without slowing teams down? Jianing Yu and Brandon Wang share how we built Plaid STS, added developer guardrails, and safely moved all our internal gRPC traffic towards a Zero Trust architecture. Read more: pla.id/service-to-service

Fast-growing companies shouldn’t have a fast-growing AML backlog. Plaid Monitor now delivers a more efficient review experience with redesigned case management and clearer queue workflows, helping analysts make faster, more defensible decisions—without compromising on watchlist coverage, automated rescans, or advanced name matching. plaid.com/blog/reimagining-a…

One model change. No product code touched. Up to 23% higher accuracy. How we did it, now on our eng blog: pla.id/uxc

Big week for @Plaid. The fintech infrastructure giant rolled out a wave of new AI and payments products spanning fraud detection, ACH infrastructure, transaction intelligence, and AI integrations. That includes guaranteed ACH payments backed by Plaid itself, new AI models analyzing transactions and behavioral patterns, a fraud detection system the company says catches 41% more fraud, and integrations with @OpenAI and @perplexity_ai as AI-native fintech adoption accelerates. One stat that stands out: Plaid says 20% of its new customers over the past year have been AI companies. The bigger shift? Financial infrastructure companies are starting to rebuild the payment stack for an AI-first world. Catch the full break down by @bayareawriter, on This Week in Fintech.

.@zachperret and @eglyman of @tryramp in conversation, closing out Effects for us 🎤

A moment for the details at Effects ✨

Brb, catching fraudsters 🔦