Most payout delays come from one mistake you made the day before.
Traders often think payout processing is purely on the firm. While firms have their own timelines, your account status is the biggest variable in that wait time.
Violating a rule in the final minutes of a session creates a gray area for the firm to review. These questions trigger a manual review. Manual review means your payout sits in a queue.
If you want the fastest possible processing, end your trading session clean. No trades in the last five minutes of the day, no borderline sizing, and zero confusion about your daily metrics.