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Personal Finance @PennyProficient

Entrepreneur | B.S. Finance | Former D1 Athlete | Investment Banking Analyst | Difference-Maker | Transform your finances & achieve your life goals |

Joined January 2024
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  • Followers 1,040
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Personal Finance@PennyProficient
11 Mar 2024
Hey everyone just got home after eight days without cellular. Such an amazing and life-changing trip. Very happy to be back and will slowly be getting back into the swing of things. Have lots to catch up on if you can imagine haha. Hope you all had a great weekend!
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Hey everyone, I have been inactive for a few weeks as life has picked up recently and I am beginning a new chapter of my life. I am uncertain of whether or not I will continue posting, but if not thank you all for the tremendous support!
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Happy Memorial Day, thank you to all of those that have paid the ultimate sacrifice. God Bless the United States.
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What was your dream job as a kid? I remember making business cards as a little kid that said "Professional Football Player" and I would hand them out!
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What a blessing! Another day and another opportunity.
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Hope everyone's long weekend is off to a great start!
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Would you rather own the cryptocurrency itself or the Spot ETF? #ETH #BTC
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We must continually travel in the direction of our fears.
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Keeping your credit card below a certain utilization rate is a great way to increase your credit score. For example, if you have a $1,000 credit limit, then you want to keep your spending under $300 per payment or 30% in other words.
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The higher your credit score the better interest rates you will get when looking to take out a loan. Besides real estate or a business, your best decision is likely not to take out a loan.
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Stay committed to your decision, but stay flexible in your approach. - Tony Robbins
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Almost 5/12ths through the year. Are you 5/12ths the way there on your financial goals? Make sure you are benchmarking and keeping yourself accountable often.
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Give me your top 3 reasons for buying Bitcoin? #BTC
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You cannot love or hate something unless you understand it.
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Happy Wednesday, get after it today and get over the hump to close the week out strong!
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Hardest speed workout of marathon training✅ 1 mile warmup 11 x 1/2 mile repeats with 1 minute rest in-between @ 3:20 pace/half-mile 1 mile cooldown If you look at my heart rate you’ll notice I did 12, because I wanted to leave absolutely zero doubt. 20 mile long run coming up this weekend, then I begin my taper.
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Stop looking for happiness in the same place you just lost it.
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Crypto has surprisingly quietly creeped up. I say surprisingly because I haven’t seen much about it on social media🤣
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Goodmorning, have an excellent Monday and start to your week!!
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Have you ever been on a long road trip? What are some tips??
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Who is going to win the PGA championship this weekend?
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