Your personal guide to the credit card maze. Find the card built for your spending & maximize rewards | Free & Unbiased | DM your ๐ณQueries | IIT Kanpur Alumni
Joined May 2026
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Amex is dropping Etihad Guest as a global milestone transfer partner.
You can transfer your Membership Rewards points to Etihad until 30 June 2026. After 1 July 2026, the option is completely gone.
If you are saving for an Etihad award seat, look at your balance this week and transfer the deficit before 30th June.. Remaining airline options like British Airways, Asia Miles, and Singapore KrisFlyer stay intact.
As always Marriot remains the preferred option for maximum value!
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Jun 15
70 active ๐ณcredit cards. That's what PickMyCard tracks right now. Honest blunt reviews!
Every cashback rate, annual fee, and waiver condition is sourced directly from the bank's own MITC or product page. Not from Reddit. Not from other comparison sites which may be stale!
Editorial blogs on various credit card topics!
DM Us for any credit card queries or coverage on any credit card not covered. We will do a deep dive review on our website.
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Jun 11
The internet is melting down over @ZEE5India downgrading their โน799 plan from 3 screens to 1. ๐บ๐ฟ
We feel the pain, but the credit card community has absolutely zero sympathy left. ๐ณ๐
Let us introduce you to the Axis Bank Accor devaluation of April 2026:
The Setup: You pay a โน12,500 premium annual fee and hoard a mountain of points for a 5-star vacation. ๐๏ธ๐ฅ The Reality: You wake up on a random Tuesday to find the bank deleted the Accor transfer partner overnight. No notice. No warning email. Just trapped points. ๐๐ซ
You lost password sharing with two friends. We lost international hotel suites. ๐ญ
Welcome to the corporate devaluation club. ๐ค
#FifaWorlCup2026 #Zee5India
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PickMyCard.in retweeted
Jun 10
Are these property prices or premium credit card annual fees? Because an apartment in Jaya Nagar has not cost โน5,495 per sq ft since the HDFC Diners Black was a lifetime free card. If this is real, send the payment link so I can put the downpayment on my SBI Cashback!
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PickMyCard.in retweeted
Jun 10
Marketing calls this a discount. Finance calls it a loan origination trap. Forcing customers into a mandatory credit card EMI means the bank recovers the instant discount via interest charges anyway. Why not offer this on full swipe payments?
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Jun 9
Axis Bank : Drops Accor quietly.๐
Points Community: Panics & panic-transfers at 1:1 ๐จ
HSBC: "Hold my beer. We're throwing a festival." ๐ป
The HSBC ALL Accor Bonus Points Festival is officially coming.
Did you panic-transfer the TravelOne points, or held the line? Comment below๐๐ป
#CreditCardsIndia #Accor #HSBCTravelOne #RewardPoints
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Jun 9
I broke down what to expect, the 50% bonus history, and 3 things you need to do before the dates drop. (Official source links cited in the post):
๐ pickmycard.in/blog/hsbc-accoโฆ
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Jun 8
SBI Cashback card: 5% on Amazon, Swiggy, Zomato and most online shopping.
But 6 categories don't qualify: utilities, insurance, rent, fuel, education, govt payments.
A Workaround is to buy Amazon Pay Giftcards from Amazon and you can cover 2 of the exlcuded categories: viz. Utilities and Insurance!
Cap is โน2,000/month. Full breakdown: pickmycard.in
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Jun 7
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Just spent a few days going through all my 15 credit cards. And, almost every single one has changed this year. And most of them did it quietly. Heres what actually happened across the horizon.
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Jun 7
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The pattern is obvious. Banks are making it harder for people who pay their bills on time and try to optimise every rupee. The old trick of keeping 7-8 different cards for different categories? Thatโs basically difficult to keep up now. Whatโs the most frustrating devaluation youโve seen this year? Tell me below.
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Jun 7
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Iโve been tracking all these changes and built a simple tool that asks about your spending habits and shows which cards still actually work in 2026. If you want, you can check it here โ pickmycard.in/quiz
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Jun 7
If you use a ๐ณ credit card in India, this account will save you money. What we post:
โ Tricks to maximize rewards ๐ฐ
โ Honest card comparisons (no paid placements)
โ Real math on which card actually pays more
โ Devaluation alerts
โ Free AI tool to find your best card Ready to discover your perfect card? ๐ท
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