Bank Analyst, Writer, Value Investor | Co-author of Early Bird amzn.to/3r5w3D0
Joined June 2017
- Tweets 2,381
- Following 447
- Followers 1,215
- Likes 3,542
171 Photos and videos
Pinned Tweet
24 Aug 2022
My investing style has evolved over the years
Now with Pillars And Profits tracking my core portfolio I wanted to distill down the "pillars" that make this portfolio effective.
7 Core Pillars 👇
2
13
Soren Peterson retweeted
13 Nov 2025
New deep dive is out with the strong support of my good friend and banking expert @PillarsProfits:
âś…Small Bank with improved cost structure post-merger and a strong deposit franchise at a 14% ROE and 12 P/E
âś… Paid subscribers can access our proprietary Bank Analysis Spreadsheet
1
3
1,491
13 Nov 2025
Californian banks are uniquely positioned for low-cost deposits and growth in local markets
Work with @DavidDiranko, we covered 2 Californian banks that are especially interesting.
I covered CalPrivate $PBAM and David covered California Bancorp $BCAL open.substack.com/pub/pillar…
1
2
2,307
31 Oct 2025
John Elkann is one of today's best capital allocators
The largest shareholder of Ferrari, the new majority owner of Juventus, and now new player in the investment management space, Exor isn't like any other capital allocation company.
open.substack.com/pub/pillar…
1
2
240
23 Oct 2025
I went to Stockholm to conduct some on-the-ground research of 'Sweden's Most Tight-Lipped Bank,' Svenska Handelsbanken.
The bank has been a leader in efficiency and asset quality, but we are entering a new world of banking.
How do they tackle this?
open.substack.com/pub/pillar…
2
225
9 Oct 2025
In Stockholm for some on the ground research
What are your favorite Scandinavian bank stocks? And Scandinavian compounders?
1
4
197
3 Oct 2025
Svenska Handelsbanken, "The Strongest Bank," is guided by the 7 Deadly Sins of Banking
The bank has not only survived but prospered through recessions and banking crises.
But what are the 7 Deadly Sins of Banking?
open.substack.com/pub/pillar…
2
231
25 Sep 2025
FFB Bancorp $FFBB a hot topic since last winter.
The bank has the potential to be one of the most interesting Davis Double Play opportunities for bank investors.
open.substack.com/pub/pillar…
2
295
21 Sep 2025
I recently purchased something online. We've all seen the buy-now-pay-later offerings, but up to $30k is extreme.
This emphasizes something I laid out in my most recent post (linked in comments).
1
240
18 Sep 2025
We are experiencing elements of a case study of a financial bubble, and most don’t even realize it.
Here are some thoughts in today's context based on ideas from @BoomBustBubbles
open.substack.com/pub/pillar…
1
2
160
11 Sep 2025
I was brought up learning the principles of value investing.
Starting with Graham's mispricing and adding Buffett's quality.
These opportunities consistently come from bank investing. To find them, there are a few important dynamics to understand first:
open.substack.com/pub/pillar…
1
209
4 Sep 2025
3/ Interest Income / Avg Assets and Interest Expense / Avg Assets
1
1
151
4 Sep 2025
When I talk to most bankers now they say, "it's a deposits game"
But who's winning that 'game' right now?
$OVLY has proven to be a top name in that category and more:
1
1
365